How to Create a Budget

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > How to Create a Budget

k3nn: Jan 20, 2007

You can add forward-dated transactions in YNAB, so if you want you can add six months of future paychecks and budget for those months without it looking like you've massively overbudgeted. The total account balance will look messed up but you can still reconcile to the cleared balance so you don't lose out, and this way you can check you're budgeting enough to cover future expenses etc.

# ¿ Jul 18, 2013 00:11

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# ¿ May 6, 2024 14:45

k3nn: Jan 20, 2007

I'd just create a 'gold' account. When you purchase it you transfer $1k from CC to the gold account, when you pay off your card you transfer $1k from checking account to CC, and you occasionally mark-to-market the value of your gold. Doesn't seem super difficult.

# ¿ Jul 18, 2013 23:36

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > How to Create a Budget