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Is there any way to budget for large one time purchases in Mint? I've been experimenting with their budget features for the last month or so and mostly have everything categorized and working smoothly now. But, it seems like if I make the rare big purchase here and there, like a new computer or something, my budget for the month is going to be very skewed.
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# ¿ Jun 17, 2013 17:13 |
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# ¿ May 4, 2024 00:04 |
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Ashcans posted:There are basically two ways to handle non-standard budgeting in Mint. Thanks! I like your idea of setting up categories like your seasonal spending category. One question, where is the Goal feature in Mint? I actually didn't realize it had such a feature, and exploring around the UI hasn't revealed anything to me.
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# ¿ Jun 17, 2013 17:30 |
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Weird! All I see is Maybe it has something to do with me using Canadian banks? In any case, I'll contact Mint support and see what they have to say. Thanks again.
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# ¿ Jun 17, 2013 18:45 |
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It's hard to know if it's a good idea without knowing your monthly expenses and how big these steady payments on the cards are, nor the balance of the cards. Keep in mind the crazy interest rates credit cards charge. There are calculators on the internet (fake edit: like this one) that will let you plug in your balance, interest rate, and your planned monthly payments and spit out how much you'll end up paying in interest. Consider how much you could comfortably afford paying out of your current accounts towards the debt right now and reduce the balance accordingly, and see how much you save in interest.
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# ¿ Jun 20, 2013 06:01 |