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Sefal
Nov 8, 2011
Fun Shoe
Hope I can improve, Went on a vacation recently, and spent about € 3000 total on the whole trip. including flight tickets and the 3 week air bnb's

This is what I plan for
Net income € 2.371,00

Fixed expenses € 643,39
Medical insurance € 87,50
Pension contribution € 59,00 * Company I work for matches this
Rent and utilities € 400,00
Travel insurance € 1,90
Phone plan € 45,00
Internet € 40,00
Netflix € 9,99

Irregular Expenses € 650,00 This is what i budget. Sometimes it's higher, sometimes it's lower
Groceries € 250,00
Eating out € 100,00
Gadgets, video games € 200,00
clothes € 100,00

*Buying a new bike this month as the old one has died. €640,

Savings
Saving account € 1.000,00 Currently have € 9000 in my savings account


Debt
Student loan € 5.132,00 Don't need to pay the monthly payments of €30 yet. Debating on wether or not to pay it off in one go.
the interest is 0,01 %

At the moment i'm just saving to save. I like seeing that number grow. Don't know what else to do with it

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