How to Create a Budget

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > How to Create a Budget

Hawkperson: Jun 20, 2003

No, when you first enter your savings accounts in YNAB it counts it as "income" so your scenario never happens.

# ¿ Aug 2, 2013 05:25

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# ¿ May 6, 2024 10:21

Hawkperson: Jun 20, 2003

I would add if you are going to project your budget, don't look at your account balances at all. It doesn't matter if your accounts all have $20k in them if you're making plans to spend all of that in your budget. Especially if you're just logging future inflow transactions and aren't logging fake outflow transactions. Not that I recommend that you do that, it would probably just get even more confusing.

# ¿ Aug 7, 2013 18:23

Hawkperson: Jun 20, 2003

I use Mint and YNAB together. The YNAB mobile app doesn't really interest me because I know I'd be unreliable about entering my purchases. So once a week I go into Mint which has all of my purchases tracked and recorded, and enter them into YNAB. Also helpful for reconciling balances since I can check all my accounts at once.

# ¿ Jan 4, 2014 02:19

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > How to Create a Budget