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systran posted:Obviously it would be cool if there were another path where you could opt out of the "get a degree, get a job" fallacy and instead just start learning a practical skill late in high school. There is more or less no push for this; most students think they need to go get a degree no matter what it takes unless they want to work minimum wage forever. And you'd like to think that this would have changed, but I doubt it - I still hear stories of people whose parents are baffled that they're not as successful as the parents were at their age("Why don't you have a house/children/nice car/etc yet?"). It hasn't really sunk in that college is more expensive now(so people have more money tied up for repaying loans), real wages have stagnated(so starting salaries aren't worth as much as they used to be), and job stability is nonexistant(unlike before, where people could expect to have a single job long-term, possibly even for their entire life). Doubly so if they're unemployed or underemployed("you're just not looking hard enough!" when there are hundreds of people applying for any job opening you could find). On top of all the other woes plaguing my generation, there are plenty of people who want to have the lifestyle they had growing up right away, without understanding that their parents took decades to reach that point & with the parents likely never telling them how they had to live when they were in their 20s. The result being lots of consumer debt, since you're fine if you can make the minimum payment, right? 
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Jul 26, 2013 19:13
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systran posted:The biggest obstacle to me was thinking that my undergraduate degree was a free ticket to a "real job". "Well, once I'm out of college, I'll have a job and can start budgeting and saving." This may have been somewhat true, before, but the big financial crash happened during my last semester of college. I remember on that morning suddenly realizing that "real life" was right around the corner for me and that this crash was going to change things significantly. Even when I was in the middle of college, I had always heard about various bubbles/crashes/"economy is bad" stories and thought, "Well, I'll have a degree and a job... so..." It's very easy to assume you will come out okay because you're doing the thing that you're supposed to do. There is such a path after high school. Its called going to a trade/community school. I wish I had gone that route and learned HVAC or electrician or plumbing instead of undergrad and grad school. The earning potential is high for skilled trades and the time in school is short in comparison to a 4 year school. I had an English professor with whom i was close tell me once, he was in his late 60s about to retire, that he wished he had gone to technical school for a trade instead. He acknowledged that his professor job was good and paid well, but all the years of schooling and relatively low pay early in his career versus the more steady pay that comes with a trade, he felt he would have been able to retire with more money going the trade route. He was probably right. Caveat being that he was strictly a teaching professor, no research or anything, so he probably had little to no grant money to supplement his salary. I have likewise worked for professors who run big labs that are very well funded who take home hundreds of thousands of dollars per year. There aren't many professors who do that well, though. Regardless, when my kids are nearing the end of high school, which is many years from now, unless things have changed drastically, I will do my best to explain why a trade can be very appealing.
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Jul 26, 2013 19:16
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systran posted:Obviously it would be cool if there were another path where you could opt out of the "get a degree, get a job" fallacy and instead just start learning a practical skill late in high school. There is more or less no push for this; most students think they need to go get a degree no matter what it takes unless they want to work minimum wage forever. Outside of shop class most high schools have nothing like what you mention here and most schools have dropped shop altogether. Some school systems have a few technical classes seniors can take something but they all seem to be geared towards IT stuff. I would have loved it if my senior year I could have learned about HVAC or land surveying or something but it was all about COLLEGE!!! In hindsight I'm generally glad I did what I did but I would hate to be a recent graduate. It seems like in the US the idea is for community colleges to more or less exclusively fill this role. Problem is you still have to pay for community college and although it isn't as much as normal undergrad would be- it's still expensive for someone who is probably only qualified for entry retail or McJob. Another problem is that not all community colleges are the same; some are just feeders for nearby universities and have very few vocational classes. So if you figured out that there was a dearth of HVAC techs in your area and wanted to go to school for it for a few semesters, you may end up SOL anyway. Then of course, if you were a HS student in the US anytime in the last say, 25 years, "MUST GO TO COLLEGE AND GET DEGREE" has been drilled into your head so much that even thinking of doing otherwise is practically heresy. Haifisch posted:It doesn't help that every adult they know is likely still pushing the "getting a degree=job, not getting a degree=work at mcdonald's forever, learning a trade is for the dumb kids who never really amount to anything" fallacy. I graduated high school the same year the bottom fell out of the economy, and there wasn't really much talk about how you really got a job after school, just a nebulous command to go to college or else you'll never be stable. Colleges don't really help much either; their career counciling departments often don't do much other than revise your resume & tell you what clothes you should wear to an interview. I was just talking about this with my brother. He's a commercial electrician and his company is working him all the time because of his skillset and they have so much business. They pay for any electrical related schooling he wants as long as he gets a B in the classes. He gets job offers fairly often because his skillset is in such high demand. He has a journeyman electrical license on the way to master, a CDL, a security clearance from all the government contract work his company does, he is checked out on all kinds of heavy machinery like earth moving equipment and has no criminal record. This is like a perfect storm of qualifications that are in demand, and nobody can fill them because everyone has BA in History that the whole world bullshitted them into thinking they had to have. When he was farting around after high school working in mom and pop electrical shops learning the trade nobody thought he would ever amount to anything. Conventional wisdom is an oxymoron.
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Jul 26, 2013 19:20
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Just look at all of these trades that have faster than average growth and good median pay. There are plenty more if you care to look for a particular trade. Every link I posted above has faster than average job growth and all of them have decent median pay. The downside to these jobs, of course, is that many of them require lifting/bending/kneeling/climbing ladders/etc, and that can take its toll later in life.
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Jul 26, 2013 19:37
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Dire Chinchilla posted:Yes, they sold the house and used the money for the wedding. I sold my house to pay for my wedding.  I had no job and no health insurance at the time. In my defense, it wasn't an expensive wedding, there was very little equity in the house, I was moving to my husband's home a long way away, and the wedding gifts (cash) worked out about the same as the cost of the wedding (and we used them to pay for health insurance.) But it sounds crazy if you put it that way! I guess I am one of those people bad with money
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Jul 26, 2013 20:56
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Haifisch posted:It doesn't help that every adult they know is likely still pushing the "getting a degree=job, not getting a degree=work at mcdonald's forever, learning a trade is for the dumb kids who never really amount to anything" fallacy. What is really horrible is that the fallacy goes a lot further than you think. I know several young people who work as recruiters, and they are well aware that there are people without college degrees who still have the ability to do the job. They just aren't being hired, because no HR manager ever wants to have to explain to the CEO (who is a baby boomer) why their team is hiring people without college degrees.
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Jul 26, 2013 20:59
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Please only post if you can include a story about people bad with money. I get excited every time I see posts here and then there's just discussion and that's lame. Story: My grandparents lived in Las Vegas and routinely drove all the way to the border to buy lottery tickets each week from the different lottos. They wasted thousands of dollars every month on slots, but justified it because they got to eat free buffets with the points. My grandfather would tell me stories about how lucky my grandmother was and how she always won money. Yeah, that's not how slots work. I remember being twelve years old and standing on the side of the casino (just past the red line you can't cross!) watching my grandfather play his secret system for slots that involved using different fingers to press the buttons in sequence. I was agog at how stupid it all was.
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Jul 26, 2013 22:04
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Edit
Lacertine fucked around with this message at 15:56 on Jul 31, 2013 |
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Jul 26, 2013 23:18
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My in-laws bought a timeshare. (Before anyone jumps in to defend their timeshare purchase, let me say that they are a very poor fit for a timeshare, and that just like leasing a new car, for 99.5% of consumers they are horrible, stupid money pits.) They went to a town 5 hours from their home for a fun little weekend, because they heard it was nice up there. While looking for a place to stay, they came across a  FREE HOTEL ROOM!, just got to sit through the slideshow after breakfast and you're home free.They bought one. And then gushed to us about how fantastic of a deal it is, and they're going to vacation at all these awesome places on the cheap, and isn't it great that it is heritable property so we can pass it on to you in our estate? I did my undergrad in finance, and they excitedly asked me to look over the paperwork and tell me if they got a good deal. "We had a nice weekend here, let's spend $10,000 today and $400/yr for the rest of our lives so we can have a couple weeks in a hotel that would normally be about $80/night." I outright refused to "look over their purchase" because I knew what the answer would be. Don't want to crush your dreams and all, but please, please, please do not give that albatross to me in your will.
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Jul 26, 2013 23:57
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To contribute a story to make up for no story above. I recently bought a new water softener. I was telling my mom about it and why I bought a Fleck instead of some cheapie from Sears. She told me a terrible story how she and her husband had been renting a water softener since he bought the house in 1987. Something like $15/month, and that didn't include salt. 15 x 12 x 25 (years) = $4500 if my quick math hasn't failed me. For reference, if they had bought the very water softener AND had Culligan install it, it would have been like $275 back in the late 80s.
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Jul 27, 2013 02:30
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While maybe not as detailed and personal as the stories in here, you can read the legal results of DoD security clearance denial appeals online. http://www.dod.mil/dodgc/doha/industrial/, just look for the cases involving Guideline F or Financial Considerations. For example, this case involves a woman spending $75,000 at a casino in a single day, among other poor financial decisions.
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Jul 27, 2013 04:47
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I just feel bad for this guy:quote:Applicant’s SOR alleges ten debts totaling $27,418. He experienced significant family problems that resulted in unplanned costs. These problems include his wife’s ongoing mental illness, the unplanned pregnancies of his daughter and son’s girlfriend, housing problems that required his family to move, and legal bills following his daughter’s criminal conduct. Applicant sought the professional assistance of a bankruptcy attorney, filed Chapter 13 bankruptcy, and is on a repayment plan. Applicant has mitigated security concerns alleged. Access to classified information is granted. CASE NO: 11-09785.h1 Two pregnancies, criminal charges, crazy wife. At least he's still got his security clearance.
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Jul 27, 2013 08:05
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quote:Financial Whoa. I feel bad for a lot of these people. Crippling debt and now they don't get the job 
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Jul 27, 2013 08:23
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canyoneer posted:Whoa. Nothing to feel bad about. They made stupid decisions early in life and those decisions bit them in the rear end later on. At least now they are more likely to tell their kids cautionary tales about how to manage one's own money. (USER WAS PUT ON PROBATION FOR THIS POST) (USER WAS PUT ON PROBATION FOR THIS POST)
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Jul 27, 2013 08:41
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enraged_camel posted:Nothing to feel bad about. They made stupid decisions early in life and those decisions bit them in the rear end later on. At least now they are more likely to tell their kids cautionary tales about how to manage one's own money.
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Jul 27, 2013 11:20
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moana posted:Story: My grandparents lived in Las Vegas and routinely drove all the way to the border to buy lottery tickets each week from the different lottos. They wasted thousands of dollars every month on slots, but justified it because they got to eat free buffets with the points. My grandfather would tell me stories about how lucky my grandmother was and how she always won money. I had forgotten about this, but for awhile I worked with several people really into Keno. They all had "systems" and would make ridiculous proclamations like, "Well, my lucky number is seventeen and last time I got a fifteen, so that's really close!"
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Jul 27, 2013 13:43
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enraged_camel posted:Nothing to feel bad about. They made stupid decisions early in life and those decisions bit them in the rear end later on. At least now they are more likely to tell their kids cautionary tales about how to manage one's own money. I never realized about these security clearance guidelines until about a week ago when I found out a friend didn't get an internship at a nuclear power plant (an UNPAID internship) because he had his medical marijuana card when he lived in another state where it was legal. They said he was "untrustworthy". Crazy stuff. I had no idea the government could look into your medical records like that. Obviously he had other poo poo going on as well. He has one of those things in his car where the engine won't start unless you blow into it and haven't been drinking. Government clearance is serious business I guess. razz fucked around with this message at 17:42 on Jul 27, 2013 |
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Jul 27, 2013 17:24
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You can find some pretty crazy stuff that they let slide through as long as the person quits and shows some kind of remorse/remediation. What canyoneer showed was someone who ran up $80,000 in credit card debt, went bankrupt, and then had his house foreclosed on 5-7 years later. That isn't exactly a case of bad circumstances. Your friend probably wasn't denied solely because of his weed card, it was probably his multiple DUIs. There's plenty of cases like this one: quote:Applicant’s wife has had medical problems for some time, resulting in delinquent medical debts and unpaid judgments. Applicant has a plan to address his delinquent debts. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 11-08375.h1 Here's one of a guy who stopped smoking weed for like a year and got cleared. quote:11/23/2012 I got a chuckle out of his bankruptcy attorney going bankrupt quote:Case Number: 11-05910.h1 Harry fucked around with this message at 20:45 on Jul 27, 2013 |
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Jul 27, 2013 20:32
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Typically you'll get clearance unless you have been/are a serious gently caress up and show no signs of changing. Which, honestly, is a good thing in terms of who does and doesn't get it. Anyways, my mom brings in about $6000 a month between her divorce settlement and her regular job (she got a healthy chunk of my dad's retirement) and yet she lives paycheck to paycheck in a shithole apartment. She's got over $200,000 in credit card debt and has to help pay off a second HEL she took out without my dad's knowledge. She has no savings or retirement plan (beyond getting a government pension; she's only been a federal employee for 14 months and she's 44 years old). She also has terrible spending habits that she carries on to this day and her biggest priority is finding a new apartment. It is not ideal.
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Jul 27, 2013 21:29
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I had a friend name Jake whose father was a rags to riches type of story with real estate. Jake thought "Wow, I can do the same thing!" so he skipped going to college and immediately tried to make headway into making his own riches. It isn't like you need college to do well and this was 2002 when people were making money hand over fist in house construction. Using his father's connections, he joined up with a fly by night house construction business that went tits up the next year. So he tried to go into real estate next where it turns out he never had the knack his father had and that was a bust. Not willing to give up he co-owned another house construction business that did OK until the market started failing in 2008. Then he started his own landscaping business (because during a recession, people spend all kinds of money on landscaping  ) Now he works under the table at a construction gig working for a guy who used to work for Jake during his second house construction business.In all of this time, he insisted of having a lavish lifestyle. His thought was that you got to look the part. So he would live in nice houses, new cars, vacations in Hawaii, and had a wife who didn't want to work (because she was as delusional as him) with a child. He pretty much burned all of his bridges with his friends (which is why I said "had a friend" earlier) by borrowing money that he'd never pay back. He probably should have filed for bankruptcy but his dad keeps giving him just enough to stay above water. I heard he was cut off, which might explain working under the table. Supposedly he is waiting for the right time to get back into business. Not sure how he'll swing that unless he moves because his name is mud here.
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Jul 27, 2013 23:08
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My parents recently inherited a large number of money from my maternal grandmother and put $500k of it into stocks chosen by a pair of financial advisors who came "highly recommended" by their neighbors. Since the start of 2013, their portfolio has earned a whopping $700 profit.
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Jul 28, 2013 01:30
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Ron Don Volante posted:My parents recently inherited a large number of money from my maternal grandmother and put $500k of it into stocks chosen by a pair of financial advisors who came "highly recommended" by their neighbors. Since the start of 2013, their portfolio has earned a whopping $700 profit. Where did the other $60k of profit that they would have gotten out of any semi-reasonable stock portfolio go?
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Jul 28, 2013 01:37
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baquerd posted:Where did the other $60k of profit that they would have gotten out of any semi-reasonable stock portfolio go? Well $1400 of it goes to their advisors' percentage-based quarterly fee. As for the rest of it, no idea. I told them I could make them more money picking stocks out of a hat and wouldn't even charge them for it, but now they're afraid of incurring costs by liquidating their holdings.
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Jul 28, 2013 01:57
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Ron Don Volante posted:Well $1400 of it goes to their advisors' percentage-based quarterly fee. As for the rest of it, no idea. I told them I could make them more money picking stocks out of a hat and wouldn't even charge them for it, but now they're afraid of incurring costs by liquidating their holdings. Tell them they're in a pit putting lotion on their skin when they have a ladder nearby.
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Jul 28, 2013 02:31
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moana posted:gambling's a bitch This reminds me of a surreal trip to a circle K I had a couple of months ago. I was in to buy some gas and, like always, I had a lotto connoisseur in line in front of me. This guy was no casual weekend powerballer, or even a steeley-eyes fantasy fiver, he dropped eight Benjamins on a Bible of scratch offs like it was nothing, pulled out a quarter, and went to town on those bad boys like a middle schooler who just found his first playboy. The cashier was cute and I was feeling flirty and curious so I started asking her about the lotto guy. Turns out he comes in several times a day and drops $500 - $1000 each time All she knew about him was that he was estranged from his family and had some sort of high level management or administration position at the local airport. Apparently he had won $15,000 on a scratch off at that gas station several years ago and has been coming by ever since and blowing his entire paycheck on scratch offs. I know it's not strictly being bad with money and there's probably some mental illness going on as well, but I have never seen anyone blow through money like that before. It was sad and kind of amazing.
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Jul 28, 2013 03:04
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All the gambling talk is bringing back memories. I worked in a bingo hall for a while after high school. We had some nice retiree who'd come in maybe three times a week, drop $15-25 on some cards and have a good time with their friends. They were nice. There was a crowd of middle aged couples who'd be there almost every night who'd drop $60-$75 each. There was the check day crowd; they'd usually be gone less than a week after unless they won. It's too depressing to think about. Then you has the bingo pros. They'd show up early, spend upward of $200 each a night, and demanded only the best of service. The couple I'm thinking of ran a daycare if I recall correctly. They were blowing I'd guess $1500 a week just on bingo cards, not to count those rip-apart tickets, additional cards and what have you. (Then one day the cashier turned down their $100 bill, the police got called and they never came back.) I know nothing else of their finances, but that's a lot of money to spend on bingo. It was just the most depressing job ever. (We paid out about $36 per player on a slowish night, total of $5500 a night in prize spread over maybe 20 prizes. The biggest was $1000, there were a lot of $50. The place went under a year after I left.) FrozenVent fucked around with this message at 04:36 on Jul 28, 2013 |
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Jul 28, 2013 04:34
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Apo123 posted:While maybe not as detailed and personal as the stories in here, you can read the legal results of DoD security clearance denial appeals online. http://www.dod.mil/dodgc/doha/industrial/, just look for the cases involving Guideline F or Financial Considerations. Thanks for this link. I'm glad that it includes the good stories also, like: Security Clearance Judge posted:Applicant neglected his finances when he took his current job and was deployed to Afghanistan. He recently paid six delinquent debts, and promised to resolve the two remaining debts in the near future. There are clear indications that his financial problem is being resolved and is under control. The current security clearance process has made him fully aware that he is required to maintain financial responsibility to retain his eligibility for a security clearance, and ultimately his job. Clearance granted. For content, my parents are incredibly good with money and have raised me to live within my means. However, my mother is a bit stuck in her ways. She grew up in the rural Midwest and remembers the family's first party-line telephone. She was taught to believe that you had to rent your phone from the phone company. She rented the same pair of rotary phones from about 1970-1995 at ~$8/month each. She was pretty pissed when she wised up. But she had just never looked at the price of a telephone in 30 years. When she called the phone company to cancel that service, the sales rep was amazed that that program was still around.
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Jul 28, 2013 13:44
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April posted:Ohhhhhh, I've wanted to vent about this one for a while!!! An update to this one: They went to Disney, and her husband was in the ER within a day or 2 of returning. They are now driving all over, staying in hotels, buying costumes, eating out, etc. so that the daughter can compete in pageants. The only thing I can think is maybe her husband is actually dying, and they aren't telling anyone, but doing everything on their bucket list right now. The alternative (that they really are that stupid with their finances/don't really care about the impact of loving CANCER on every aspect of their lives) is just too depressing.
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Jul 28, 2013 14:25
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Apo123 posted:While maybe not as detailed and personal as the stories in here, you can read the legal results of DoD security clearance denial appeals online. http://www.dod.mil/dodgc/doha/industrial/, just look for the cases involving Guideline F or Financial Considerations. These really are amazing to read. It's like this entire thread on one website.
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Jul 28, 2013 15:01
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April posted:An update to this one: Really if he has cancer, using a large windfall to pay for any part of it would most likely be throwing it into the abyss unless we're talking millions here.
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Jul 28, 2013 16:04
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Apo123 posted:While maybe not as detailed and personal as the stories in here, you can read the legal results of DoD security clearance denial appeals online. http://www.dod.mil/dodgc/doha/industrial/, just look for the cases involving Guideline F or Financial Considerations. Wow, that is loving awesome. I had no idea these were public. Check out this guy. quote:Applicant’s financial delinquencies arose in 2010 and 2011 when he Denied a clearance for a "strategic default" - walking away from an underwater mortgage he had the means to pay. I love it.
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Jul 28, 2013 16:23
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I'm not sure I really get the whole "getting clearance" thing. So does a person apply for a job and then if they get denied, they have to go before a judge and just lay it all on the line and hopes that the judge rules in their favor? Then what happens, if the judge says "yeah you're good for clearance" then do they automatically get the job or what? Or do you ALWAYS have to go before a judge when applying for a position that requires clearance? It just seems like these people are spilling out their entire life stories to the judge in hopes of getting a job.
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Jul 28, 2013 16:56
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razz posted:I'm not sure I really get the whole "getting clearance" thing. So does a person apply for a job and then if they get denied, they have to go before a judge and just lay it all on the line and hopes that the judge rules in their favor? Then what happens, if the judge says "yeah you're good for clearance" then do they automatically get the job or what? Or do you ALWAYS have to go before a judge when applying for a position that requires clearance? http://www.state.gov/m/ds/clearances/c10978.htm
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Jul 28, 2013 17:06
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How it worked for me was I took a job (with a power company) and it was contingent on passing a drug and background check. I waited until I got the results and then put in my 2 weeks at my former job. They mailed me a copy of the background check and it was about 40 pages long. Had pretty much everything I ever did in it (where you lived, went to school, travelled, worked, debts, assets, etc). If they found stuff they didn't like then I wouldn't have got the job. Another friend worked at los alamos for an internship and I was interview by some agents about who he really was.
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Jul 28, 2013 17:07
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One of the requirements for my job was being eligible for a security clearance. What they do is give you an offer that is contingent on passing a background check and a drug test. If you pass both those you get the job, but if you fail one or the other your offer is revoked. The requirements are different for different levels of clearance-- basic secret only requires a background check/drug test, but anything higher like a top secret require interviews by the FBI of anyone you've known 7 or more years all the way up to the highest level that requires a polygraph. You can lose your clearance if you fall into financial trouble because that makes you vulnerable to bribery. Problem! fucked around with this message at 17:13 on Jul 28, 2013 |
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Jul 28, 2013 17:11
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Dik Hz posted:Those are appeals after being rejected for US security clearance. So if your application for clearance is denied, you literally have to go before a judge to try and get them to change their mind about you? I think the whole judge thing is throwing me off. They put you on some sort of honesty trial? In a real courthouse? spwrozek posted:If they found stuff they didn't like then I wouldn't have got the job. But if they found stuff they didn't like, you could have appealed it and went before a judge to try and prove your trustworthiness or whatever?
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Jul 28, 2013 17:14
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razz posted:So if your application for clearance is denied, you literally have to go before a judge to try and get them to change their mind about you? I think the whole judge thing is throwing me off. They put you on some sort of honesty trial? In a real courthouse? You can appeal and a judge will review it, I don't think you actually have to go to court.
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Jul 28, 2013 17:15
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razz posted:I'm not sure I really get the whole "getting clearance" thing. So does a person apply for a job and then if they get denied, they have to go before a judge and just lay it all on the line and hopes that the judge rules in their favor? Then what happens, if the judge says "yeah you're good for clearance" then do they automatically get the job or what? Or do you ALWAYS have to go before a judge when applying for a position that requires clearance? They are applying for a security clearance which is required for getting a job. What happens is they apply for a job hoping their skill set is wanted enough by the employer that they'll pay for the clearance testing. The job is somewhat incidental, once you get clearance, its yours and can be moved around. Its like a general rubber stamp that says "This person pretty much has their poo poo together." Generally, people go in for an appointment and are asked a shitload of questions about their life. Before they go in, someone is running a pretty thorough background check on them, interviewing friends/family and so on. When stories don't line up, or you don't disclose information you should have, you can torpedo your clearance extremely quickly. I had a neighbor interviewing for a country deputy position and another officer came by and asked me a ton of questions about him. Our schedules didn't line up well, so I didn't know him very well, but almost every question was on general character. CitizenKain fucked around with this message at 17:25 on Jul 28, 2013 |
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Jul 28, 2013 17:23
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CitizenKain posted:The job is somewhat incidental, once you get clearance, its yours and can be moved around. Its like a general rubber stamp that says "This person pretty much has their poo poo together." Okay, that makes sense! Thanks. This is all quite interesting. I'm having fun reading the clearance denial transcripts, haha. Seems like I'm good for security clearance
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Jul 28, 2013 17:26
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Harry posted:Really if he has cancer, using a large windfall to pay for any part of it would most likely be throwing it into the abyss unless we're talking millions here. It's not so much that they could/should use it to pay medical bills, but there are so many related expenses. Like, if one or both of them has to miss work while he is undergoing treatment, they will have less income, but they will still need gas, groceries, and so on. It just seems like they are making the absolute worst decisions. "Hey, we are in dire financial straits and the main provider is facing a major health crisis, and our special needs child requires expensive schooling and our car is dying and our house is falling apart around us... whoa! we got some money! Let's take a vacation!" For content: quote:Applicant’s statement of reasons alleges six delinquent debts, totaling $565,178. Applicant did not file state income tax returns for 2002 and 2005 through 2011 when required by law. He did not make sufficient progress resolving his delinquent debts. Financial considerations are not mitigated. Eligibility for access to classified information is denied. CASE NO: 12-10691.h1 Over half a million dollars... it's mind-boggling to me that some of these people even apply for clearance. Surely, they have to know they are going to be denied.
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Jul 28, 2013 17:53
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