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Synchronic posted:I just bought $450 worth of crap for a pirate costume. Probably the worst with money thing I've ever done, next to driving into a mailbox. e: holy poo poo the neckbeard on that last picture: 
Adiabatic fucked around with this message at 19:14 on Oct 23, 2015 |
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Oct 23, 2015 19:11
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The ocean is full of death and decay and wants to consume you - do not live on it.
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Oct 23, 2015 19:48
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This actually gives me high hopes if I ever open an Etsy shop for bullshit wooden knickknacks I turn out on my lathe. vv i distinctly said "to blathe" i say swears online fucked around with this message at 20:20 on Oct 23, 2015 |
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Oct 23, 2015 19:48
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MY LATHE
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Oct 23, 2015 19:53
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Aliquid posted:This actually gives me high hopes if I ever open an Etsy shop for bullshit wooden knickknacks I turn out on my lathe. If you have a lathe you should definitely be doing just that.
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Oct 23, 2015 19:58
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pig slut lisa posted:You have to post a picture of yourself dressed up as a pirate or you're banned +1
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Oct 23, 2015 20:02
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Adiabatic posted:BWM: buying a $3k pirate outfit with ejaculating penises all over it. Nice pubeface whiskers. BWM not to invest in a good razor.
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Oct 23, 2015 22:12
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Not a Children posted:Did you explain that a CR-V costs about $24000 for the base model, not $6000? The BWM decision has already been made! 
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Oct 23, 2015 22:30
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Adiabatic posted:BWM: buying a $3k pirate outfit with ejaculating penises all over it. What the gently caress is wrong with his lips.
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Oct 23, 2015 22:35
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detectivemonkey posted:Also the bigger issue is you definitely aren't supposed to run those when you're not home. And not in a "the manufacturer has to say that" way but a "a thing I just googled said that 32% of home heating deaths are due to space heaters" way. How do you die in a house fire if you're not present at the house?
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Oct 24, 2015 00:07
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SpelledBackwards posted:How do you die in a house fire if you're not present at the house? Financially.
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Oct 24, 2015 02:06
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Senf posted:Financially. Unless you have a sweet insurance policy. Then that underwater boat is suddenly way, way above water.
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Oct 24, 2015 02:29
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Comrade Flynn posted:What the gently caress is wrong with his lips. http://i.imgur.com/97LR4Vx.png
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Oct 24, 2015 03:48
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I wrote Dave a check out to National Grid (utility company) because I couldn't trust him with cash, his frat house was out of power and he was going to jail if he couldn't pay it off. Fast forward three months he's stopped coming to town, last I spoke he said he was going to pay it back when he got a refund for his college tuition. He had to take another year of a soccer scholarship to get this, a friend recently went out there and spoke with him. Dave is $360 short on the current utility bill and has all the power cut out again. How the gently caress do these people survive? edit: I will be taking him to court, in my town so I can gently caress him over with an 1.5 hour drive here haha. Unless he can pay it up by the end of the month, doubt he will though. Boko Haram fucked around with this message at 04:23 on Oct 24, 2015 |
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Oct 24, 2015 04:21
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Sounds like he's already hit up every single one of his friends for utility money and it all went up his nose
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Oct 24, 2015 05:36
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Not a Children posted:Sounds like he's already hit up every single one of his friends for utility money and it all went up his nose That's a hell of an assumption. It could just be in his arm, you know. Or a puff of smoke.
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Oct 24, 2015 07:11
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Is that mac and dennis? I certainly never saw that episode.
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Oct 25, 2015 01:08
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gvibes posted:Is that mac and dennis? I certainly never saw that episode. The Gang Cracks the Liberty Bell, pretty good one.
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Oct 25, 2015 01:18
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Boko Haram posted:I wrote Dave a check out to National Grid (utility company) because I couldn't trust him with cash, his frat house was out of power and he was going to jail if he couldn't pay it off. Fast forward three months he's stopped coming to town, last I spoke he said he was going to pay it back when he got a refund for his college tuition. He had to take another year of a soccer scholarship to get this, a friend recently went out there and spoke with him. Dave is $360 short on the current utility bill and has all the power cut out again. How the gently caress do these people survive? Post about how you're going to get a default judgment and be unable to collect on it in this Legal Questions thread: http://forums.somethingawful.com/showthread.php?threadid=3266659&userid=0&perpage=40&pagenumber=1
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Oct 25, 2015 02:06
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District Selectman posted:The ocean is full of death and decay and wants to consume you - do not live on it. How about the Great Lakes? According to Moby Dick they're pretty much like an ocean.
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Oct 25, 2015 05:22
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Where is that Corgi when you need him?
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Oct 25, 2015 11:07
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HelloIAmYourHeart posted:How about the Great Lakes? According to Moby Dick they're pretty much like an ocean. https://www.youtube.com/watch?v=9vST6hVRj2A
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Oct 25, 2015 23:48
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SpelledBackwards posted:Any updates on this market ronin? Any clue where he ended up? No idea. He stopped teaching with us at the end of September and we haven't been in touch with him/vice versa since.
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Oct 26, 2015 09:52
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I was chatting with one of my neighbors, who is an "enrollment specialist" or something for University of Phoenix. She's a nice lady, but her job is to encourage people to ruin their lives by spending a ton of money on a worthless degree. She said they're going to experience layoffs to the tune of ~40% in their enrollment staff. They got hit hard by the "gainful employment" regulations set for for-profit universities by the USDOE. Basically, it sets stricter guidelines that target degree mills that will ultimately bar them from receiving federal student aid funds when they are not graduating students or not graduating them with the skills they need to find gainful employment post graduation. http://www.ed.gov/news/press-releases/fact-sheet-obama-administration-increases-accountability-low-performing-profit-institutions She also said that they're not going to renew their popup web advertising campaign or late night commercials, because "the kind of people watching TV at 2 AM didn't convert into high quality students." She said those were the source of more than half of their new students, and that they've known for a long time that they didn't turn into students who would graduate or find jobs after graduation. She told me that they had, at their peak, 500,000 students enrolled and they're targeting getting back to about 100,000 students. She also said that they're facing a lot of competition now from community colleges and real, public universities who have started adding non-traditional and online programs. Their stock has lost 80% of it's value YTD and I am so happy to hear it. Hopefully this means we'll hear fewer stories about people in $200k of student loan debt for an associates in Public Speaking or whatever. https://www.google.com/finance?q=apol
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Oct 26, 2015 19:43
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Wow finally something positive in here....the destruction of something negative. I guess that's the best we can hope for. I'd rather they loot the whole company for assets and gave them to their victims but you know, baby steps.
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Oct 26, 2015 19:49
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canyoneer posted:I was chatting with one of my neighbors, who is an "enrollment specialist" or something for University of Phoenix. She's a nice lady, but her job is to encourage people to ruin their lives by spending a ton of money on a worthless degree. I got my graduate degree at the University of Phoenix. It's...okay. I think I got a decent value because I had to take state certifications and an outside internship in addition to the degree, so a perspective employer isn't going to judge me solely on my diploma. But there were people in my classes who had no business being there. Those poor saps would get about 2/3rds of the way through and drop out with B averages because they couldn't pass the totally non-subjective outside tests that students in big fancy schools took as well and Phoenix had no part in. My favorite experience was a group assignment where each team member contributed a quarter of a 30 page paper. I started spell checking the final project and noticed the same words that I chronically misspell kept popping twice. Ends up one of my team members had taken an earlier draft of my contribution and just reworded it for hers. The teacher wouldn't do anything about it and after the class my plagiarizer sent me an email bragging about the B she got. So yeah, the University of Phoenix deserves to burn. If someone asks me where I went to college, you'd better believe I play up my undergraduate and mumble mumble something about my Masters.
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Oct 26, 2015 20:44
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Whoa, slow down... Are you telling me that for-profit diploma mills aren't too hot on ethics? 
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Oct 26, 2015 20:52
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Sadly, it seems like a skill one would need in order to find gainful employment and be successful 
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Oct 26, 2015 21:10
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My mom taught one semester at UOP after she got her doctorate. The was fired for failing so many students. She wanted to hold them to the same standard as other graduate-level students in a brick&mortar university, so she graded them accordingly. She was appalled that these people could even qualify for graduate-level anything, they couldn't spell or even do their work properly. Apparently UOP doesn't take kindly to professors failing so many paying students. Good riddance.
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Oct 27, 2015 12:44
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What's funny is Arizona state is pioneering online degrees without being an awful excuse for a school. Of course, an online BA in legal studies is still bwm.
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Oct 27, 2015 15:07
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I'm assuming by "UoP" you mean Phoenix and not University of the Pacific?
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Oct 27, 2015 17:10
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MAKE NO BABBYS posted:I'm assuming by "UoP" you mean Phoenix and not University of the Pacific? Yes, that's correct.
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Oct 27, 2015 17:38
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Hot Dog Day #91 posted:What's funny is Arizona state is pioneering online degrees without being an awful excuse for a school. Of course, an online BA in legal studies is still bwm. Online degrees through legitimate schools are, in my experience, GWM (as degrees go which is obviously debatable from this thread's history). Online degrees, or traditional degrees, from diploma mills are not.
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Oct 27, 2015 22:40
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Delta-Wye posted:Sadly, it seems like a skill one would need in order to find gainful employment and be successful What, ethics? 
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Oct 27, 2015 22:46
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detectivemonkey posted:Online degrees through legitimate schools are, in my experience, GWM (as degrees go which is obviously debatable from this thread's history). Online degrees, or traditional degrees, from diploma mills are not. That's because you can piggyback the hokey online degree onto the traditional legit school's reputation. Anyone who has ever done an online degree /evening/weekend degree compared to a regular full-time program can tell you that it's really not as rigorous, and the quality is diminished. An open secret. Write on your resume that you got an MBA from Kelley at Indiana and nobody asks if it was online, they assume it's the highly ranked full-time program. Not like it matters though, because 90% of the value of a degree is the reputation and prestige it provides rather than the actual course content and education. Why anyone would want to pay more to a degree mill and not even get that is Bad With Money.
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Oct 27, 2015 23:21
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canyoneer posted:That's because you can piggyback the hokey online degree onto the traditional legit school's reputation. Anyone who has ever done an online degree /evening/weekend degree compared to a regular full-time program can tell you that it's really not as rigorous, and the quality is diminished. An open secret. Nobody asks me if my General Studies degree from IU was online only. Confirmed.
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Oct 28, 2015 01:23
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I did something bad with money (I think) over the weekend. I'm pretty sure I spent a whole ton of cash, on impulse, with no saving for it beforehand, no planning, and I don't even know how much I spent. I bought at full price without waiting for a sale or anything- I bought on the spot with no questions asked. The dude just walked in and was like "here's what you need" and my question was "ok when do we get started". I didn't shop around, I didn't check similar establishments to see if they offered a better product for cheaper. I didn't even consider alternatives other than what the guy suggested. I'm a bit worried as to how this is going to look on our finances. It was an appendectomy. I have pretty decent insurance and the procedure went well with no complications, but it was still 1.5 hours of general anesthesia and multiple specialists. I didn't need to spend the night fortunately, but I have no idea what that's going to run me.
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Oct 28, 2015 02:35
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Expect a pile of mystery bills that total somewhere between $15,000 and $100,000. Then your insurance will wave their wand and make them total somewhere between $3k and 25k, which will hopefully all be considered in-network and subject to your deductible limits.
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Oct 28, 2015 02:43
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Also, it doesn't apply to emergency surgery, but there are services that shop around for you on medical procedures and give you a kick-back of the insurance company's savings.
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Oct 28, 2015 02:46
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You can get a copy of your surgery report with a detailed listing of charges. Make sure there is no bullshit in it and contest it if there is. I would also suggest talking with the hospital about a payment plan with them if you end up being short on the total amount. They will work with you so don't let it go unpaid and end up in collections.
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Oct 28, 2015 03:03
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