|
My elderly neighbor asked me for help putting a daybed on Craigslist. A day later she called me to say she had sold it, at full asking price! Then she asked about "Pal Pay" because the buyer had already sent her $350 more than her asking price, so she could Western Union the difference back. I felt like I crushed her spirit when I explained that it was all a scam, and how it didn't make any sense that they would send her more money than she asked for.
|
#
¿
Jun 20, 2013 18:28
|
|
|
|
| # ¿ Apr 29, 2024 10:16 |
|
|
froglet posted:I found it so sad that somebody was so willing to deprive themselves constantly for 'someday', I know a guy who's a multimillionaire who still digs through dumpsters for cans. He is so frugal it hurts, but never really enjoys his money. It's really a sad way to go through life, hoarding money and digging through trash but never enjoying the fruits of your labors.
|
|
#
¿
Jul 15, 2013 18:25
|
|
|
I'd say a lot of it is human nature in itself. The marshmallow experiment shows us time and time again that some people just cannot delay gratification.
|
|
#
¿
Jul 26, 2013 15:12
|
|
|
tiananman posted:Most people making "investments" have no idea what "intrinsic value" means - or really what the word investment means. A friend of mine's dad had a 1992-ish Daytona Shelby IROC. Apparently, it's one of just a handful made in that color, and it was his baby. They were convinced it was a museum piece, even though just about no one else really cares about an early 90's Daytona. Rare does not equal sought-after. Sometimes things are rare just because no one wanted them in the first place. Nocheez fucked around with this message at 15:16 on Aug 5, 2013 |
|
#
¿
Aug 5, 2013 15:13
|
|
|
I spent roughly half of my monthly "fun money" last night on beer and a sandwich at an overpriced breastaurant. It was definitely not worth the price, nor is my hangover.
|
|
#
¿
Aug 8, 2013 13:11
|
|
|
THE RED MENACE posted:Speaking of cars, my coworker just bought a $40k BMW 328i. We make $60k/year. He also eats out for breakfast and lunch every single work day. Bought, or leased? I don't think anyone actually buys new BMWs (this is hyperbole).
|
|
#
¿
Sep 5, 2013 21:16
|
|
|
Sudden Infant Def Syndrome posted:I tell all door to door salespeople I rent. They don't bother after that. I just tell them, politely, that I'm not interested and then I shut the door. I need to pick up a "No Soliciting" sign the next time I'm at the hardware store. J-Dubs, Mormons, and sales persons are really starting to annoy me on the weekends.
|
|
#
¿
Nov 11, 2013 19:47
|
|
|
MrKatharsis posted:big bag of weed Just how big are we talking here?
|
|
#
¿
Nov 27, 2013 20:41
|
|
|
Delta-Wye posted:Maybe they have a leaky pipe after the meter? I've seen even a slow leak end up costing tons of money because it's effectively running 24/7. I can almost guarantee you that it's a leaky toilet. People ignore them since it's just a light noise in the tank, but I've seen them raise water rates by $100 or more when they never stop.
|
|
#
¿
Dec 7, 2013 00:39
|
|
|
tiananman posted:Right after they get pregnant too. A high-end sports bike after you get pregnant. It's like his wife wants to be a single mom. Don't forget that he rolled over his negative-equity bike into that new one. He already had a bike, but had to get one of the most expensive sport-bikes on the market because ___________.
|
|
#
¿
Dec 18, 2013 19:49
|
|
|
pathetic little tramp posted:But guys, your clients will be super impressed when you take them to your business meeting at an IHOP and see that you're driving a Bentley! Look, here's video evidence. I have no clue what I just watched.
|
|
#
¿
Jan 9, 2014 17:30
|
|
|
nickutz posted:
She's not really being that dumb by selling at 100k miles. Even if she drives the car 20k miles a year she should still have it for 5 years before trading it in. Leasing would be a much worse decision.
|
|
#
¿
Feb 27, 2014 16:01
|
|
|
nickutz posted:Thats a good point. Maybe it's the "having a car payment for the rest of my life" part that bothers me. None of my business what they do with their cars or money anyway. I guarantee that the cost of repairs of a non-lemon (and you would know by 100k miles if it was a lemon) for 2 or 3 years after hitting 100k miles would be far less than the cost of getting a new car. If you buy near-new like the poster above said, and drive the car until it starts needing expensive repairs you are probably doing about as well as anyone can. My story: I know someone who just finished a 4-year degree hoping to become a dental hygienist. She passed the exam, but cannot find a job in her field so she is a waitress. What does a waitress with student loans still living at home do? She buys a brand-new Nissan Rogue, of course! Nocheez fucked around with this message at 16:29 on Feb 27, 2014 |
|
#
¿
Feb 27, 2014 16:24
|
|
|
Want to know the best way to find out what kind of advertising you fall for? Get married. Your spouse will be able to tell you easily.
|
|
#
¿
Mar 3, 2014 21:41
|
|
|
Not a Children posted:-Called me at about 11:30 at night asking me to drive to where he was to lend him some gas money. He had driven to a house party about 60 miles from where he lived on a near-empty tank, with no plan for getting back. Please tell me you told him to gently caress off. This sounds like an episode of "Enablers". Well, most people call the show by it's given name of "Intervention," but I think the show is created by the Enablers in most cases.
|
|
#
¿
Mar 4, 2014 16:33
|
|
|
Strong Sauce posted:Is your friend Amy Wong? It reminds me of that episode where they goto Mars and she haggles upwards causing the robot car dealer's head to explode. In all fairness, the new Avalon is a really nice looking car!
|
|
#
¿
Mar 18, 2014 18:27
|
|
|
NancyPants posted:Funny how little dogs seem to be almost wholly owned by the irresponsible. The original owner of my Maltese neglected her so badly she had worms, fleas, etc. that when they finally went to have her groomed the groomer talked them into giving her up for adoption. It was a young couple who had no business owning an animal of any kind. She's now safe and healthy with my wife and I, a responsible couple. She has had to learn how to 'play' with other dogs and people, and still has some odd quirks but she's doing better every day.
|
|
#
¿
Mar 26, 2014 13:36
|
|
|
dreesemonkey posted:Doing head gaskets on a subaru boxer engine is not for the entry level noobs trying to save some money. It's around $1200 here at the local independent subaru specialist that probably does 5 of them a week. They are a known weakness of the subarus due to the design of the boxer engine. The same shop does it on all cars they resell, regardless of mileage. For extra savings, buy a Pontiac Vibe. The mechanicals are identical to the Toyota Matrix, it just has some different plastic parts.
|
|
#
¿
Mar 26, 2014 14:53
|
|
|
Stolennosferatu posted:
When my wife and I were still just dating, she wanted to buy a brand new car. She had been a nurse for around a year, and that's pretty much what new nurses do: buy brand new cars. While looking at cars, she asked me what I thought. I told her it would be best to keep her Saturn for a few more years for a lightly-used car and buy it outright. She still wanted a new one, until she asked me about co-signing for it. I told her that I had seen enough Judge Judy to know what a terrible idea it is for unmarried couples to get loans together. She was mad about it for a little bit, but we bought her a used Matrix after we were married and she's very happy with it. I know that I wasn't about to put my name on a loan for something as unnecessary as a brand new vehicle for a 21-year old girl, when she had a perfectly fine automobile already.
|
|
#
¿
Apr 9, 2014 18:48
|
|
|
Tell your mother-in-law to splurge on savings bonds, or for a college fund. When your kid is old enough to use it, he will appreciate it much more than clothes, candy, and other consumables.
|
|
#
¿
Apr 10, 2014 21:53
|
|
|
Jastiger posted:I know I want to be financially secure and smart but I also don't want to look at 4 blank walls for 6 years just to make sure I have an extra 1% in my 401k. That's a false dichotomy. You could be living off of $40k a year with a paid off house, and have a part-time job or your hobby that makes you a little more money. If we really could just spend money on essentials for 6 years it would bring most of us a lot more than an extra 1% in a 401K.
|
|
#
¿
Apr 15, 2014 19:18
|
|
|
LorneReams posted:I spend $129/month, but it's a gym membership with Crossfit. It's not unheard of. That is loving insane to spend on a gym membership. Crossfit shocks me with how easily they separate people from their money.
|
|
#
¿
Apr 15, 2014 19:50
|
|
|
You can get a cross-fit style workout without the price tag. My friend got 2 tractor tires for free from the local Wingfoot dealer. One is 238 lbs, the other is almost 500. We flip them, do farmer walks, smack them with sledge hammers, and do box jumps. If it's raining, we go to the gym down the road, where paying for a whole year upfront is only $250. I just can't imagine spending over $100/month on a gym membership. It blows my mind the same way that others see spending more than $250/month on food, or buying a new car.
|
|
#
¿
Apr 15, 2014 22:33
|
|
|
It seems that we are all a little more lenient on games spending since, as goons, most of us play games pretty regularly. It's definitely not being good with money, but I personally have spent over $500 in the past 6 months on Rocksmith and guitars. However, the skills learned and equipment have use outside of the game world. That's how I justify it to myself, anyways. We all have our hobbies that we waste money on. As long as someone is taking care of their health and their personal relationships, I think it's OK to have a line item on the budget for their hobby.
|
|
#
¿
Apr 28, 2014 19:00
|
|
|
God drat, Zaurg. I really was hoping that you would have gotten your wife on the same page and been able to turn your life around. You have my condolences, but it looks like a bankruptcy, divorce, or both are in your future.
|
|
#
¿
May 8, 2014 12:23
|
|
|
HelloIAmYourHeart posted:From Reddit's relationships subreddit: "Is it intrusive that I [F23] want some control over my SO of 3 year's [M26] finances? Is this considered a dealbreaker?" It's not over, but it's definitely doomed.
|
|
#
¿
May 9, 2014 14:34
|
|
|
Slow Motion posted:What a bitch to make a play to control the guy's finances. That's classic abuser behavior. He was 100% right that per-marriage it was nobody's business but his. And instantly getting kicked out? That's straight up illegal to do to some one paying rent. Slow Motion posted:Unless he cut checks to a utility company he certainly did pay rent. When you pay a landlord and live in a space it's rent, no matter what you write in the memo field of the check. Now I know this account is a full-on troll. I hope that girl ovaries up and kicks that loser to the curb.
|
|
#
¿
May 9, 2014 18:49
|
|
|
Slow Motion posted:Nah I gave her $25,000 in cash when I left her, then paid $8,000 in her rent and signed over $15,000 in her credit card debt over to me. I wish I had given less of a gently caress and split things fairly. Married life is different. I don't think you're in the position to provide much money or relationship advice. You're more of a cautionary, "don't do what I do" tale. Slow Motion posted:He's obviously a huge loser, but his actions only affect himself. He repeatedly lied to her about a very important subject that directly affects their future relationship. She has every right to be very angry. Since you don't put any weight on being responsible with personal finances, I'm not surprised you are siding with the lying idiot. Nocheez fucked around with this message at 19:11 on May 9, 2014 |
|
#
¿
May 9, 2014 19:07
|
|
|
Slow Motion posted:Besides low income Slow Motion posted:unstable employment Slow Motion posted:fitness Slow Motion posted:and not having a place of his own? Slow Motion posted:I've paid less than $800 in interest. In my life. I'm betting he does that every two weeks. With a fraction of my debt. You dick.
|
|
#
¿
May 9, 2014 19:21
|
|
|
Veskit posted:You really can't make generalizations like that. If he doesn't have a lease there's a solid chance has zero legal rights to live in that house. There are many times landlord tenant laws only apply to people with leases because it falls under contract law. There's also the solid chance that he has every right to live there. It's all moot, because it's not our problem and he left willingly, apparently.
|
|
#
¿
May 9, 2014 20:18
|
|
|
It's better than putting it all on plastic and paying the monthly minimums. I can sometimes be just as bad as this guy when it comes to splurging on fun stuff, even though I have the budget for it. I'm currently cleaning house and selling stuff that I don't need anymore. I'm just going to let that money sit in my Paypal account until I feel like surprising my wife with something nice (a trip, whatever) with off-budget money. Sometimes we have to play mind games with ourselves to get things done.
|
|
#
¿
May 13, 2014 15:52
|
|
|
Anne Whateley posted:Missing out on interest from $180/year isn't a big deal. Sneaking around and physically hiding cash at your job rather than having a conversation with your wife? I don't think he's trying to hide the money from his wife, he's trying to find a way to put it out of sight, and out of mind. I wish my wife only spent $15 on discretionary things a month. Hell, I wish that I did, too.
|
|
#
¿
May 13, 2014 16:41
|
|
|
SiGmA_X posted:Maybe link a SmartyPig account (or other online savings account) to the PayPal, simple transfer and it would/could keep the savings off budget and out of mind. Thanks everyone for reminding me about how lovely PayPal can be. The above suggestion is perfect as I do have a smartypig account already.
|
|
#
¿
May 14, 2014 03:48
|
|
|
We're not that bad at saving or anything. My wife trusts me to make the financial decisions for our household, and I wanted to surprise her with something nice down the road. In fact, our SmartyPig just crossed the 50% goal for our new house fund! It took 16 months, but we're getting closer every day.
|
|
#
¿
May 14, 2014 18:20
|
|
|
LLCoolJD posted:There was a thread on here a few years ago where some guy (the thread's OP, I believe) signed some kind of crazy lease-to-own contract for a car. The eventual cost over the life of the contract was $40,000+. The car? A Nissan Sentra. Altima 
|
|
#
¿
May 21, 2014 20:12
|
|
|
I feel like I belong in this thread. I have a perfectly fine car from work and I sold my personal car, a 7 year old Camry. I bought a Miata for a little more than half the sale price. But my god do I love having a convertible. I have so much fun just tooling around with the top down. But I should have done something more responsible :/
|
|
#
¿
May 25, 2014 21:58
|
|
|
My boss is a big guy (6'7") and needs his car ice cold when he drives anywhere. I'm a foot shorter and prefer it a bit warmer. We take his car when we have to travel because he can blast the A/C and I can turn on the seat warmers. It's win-win!
|
|
#
¿
May 28, 2014 15:52
|
|
|
I bought a head-unit for my Miata to replace the factory one. I saved $30 by getting one without a CD player. When's the last time you actually used CDs? Bluetooth, USB, and aux-in are all you need besides AM/FM.
|
|
#
¿
May 28, 2014 20:41
|
|
|
If you had the Passkey system (the little chip in the ignition key) then that was probably the issue, not the key cylinder. edit: but GM ignitions have been a clusterfuck for years. I replaced the ignition switch in Cavaliers and Sunfires (J-bodies) almost weekly because they liked to break. The Passkey system would regularly gently caress up due to the tiny, tiny wires they used to connect to the ignition switch. They would break after enough turns back and forth and the entire thing would need replaced because repairing the wires was at best a temporary fix. GM is a company that is bad with money. They cut corners and made substandard junk for short term profits, and now only fools would buy one of their vehicles. Nocheez fucked around with this message at 14:29 on May 29, 2014 |
|
#
¿
May 29, 2014 14:19
|
|
|
|
| # ¿ Apr 29, 2024 10:16 |
|
|
If your key looked like the one here then that's my guess as to what was going on. Who knows for sure? GM "quality" was, and still is, a joke.
|
|
#
¿
May 29, 2014 14:38
|
|