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UCS Hellmaker
Mar 29, 2008
Toilet Rascal
Nothing is comparable to the zuarg threads. The first one was partly sad but funny and the second one was a magic ride through a magic retards land of stupidity and failure. That and wonderhangers, black mold' and a pool table.

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UCS Hellmaker
Mar 29, 2008
Toilet Rascal
That is one reason why at 22 I am sterilized. I never want kids and my wife could not survive a pregnancy. When we are older and more stable we plan to adopt but birth control and condoms can fail and it was so simple and cheap to get snipped.I know to many friends and family that had an oops pregnancy and are struggling to get by on anything. Kids are a blessing but you have to be in a right position yourself before you should be having them and when you can barely make ends meet through bad decisions then its not the time. Specially to have more like some people I've known.

I do realize that accidents happen and some people can't afford birth control or other methods. I just mean people that have choices and chances and make stupid decisions. Like most of the people in the thread

UCS Hellmaker
Mar 29, 2008
Toilet Rascal
I have a story about a coworker and truck equity. We work in a manufactory so we tend to make decent money and have fairly good benefits. Coworker had bought a new chromed out truck after he got hired right before I started. Not a big deal at the time since it was his only real expense. He got a decent raise and moved to a new position last year with the potential to make even more money.

Fast forward to this year. Coworker gets his girlfriend pregnant. So he has his first kid coming soon. Well most people would work more hours and try to save up in preparation, he decides that he doesn't want to work overtime except when pressed and basically starts skating by off of just 40 hour weeks (most of our shop is pulling 55 to 60), his choice but stupid in my mind. He had a nice position lined up but last month got tossed out because he was found to be doing almost 1/3 the amount of work than another worker in that position. Which put him back in his old spot, which is capped at a horrible pay rate, and from the looks of it ruined any chances to move to an area where he can start running cnc machines and make higher wages.

Second week of April he comes into work driving a brand new full cab truck with all the bells and whistles. Apparently he needed to do a bit of work on his two year old one which included brakes and pads and maybe a tire or two. Instead of spending a bit to get the basic stuff handled he went and traded in his old truck for a new one. Found out what that cost him, he rolled the negative equity from his old loan which was about 25000 into the loan for the new truck. Total cost of the loan?

60000 dollars. With probably an absurd interest rate. His monthly payment is almost 600 according to him and probably more. And his insurance must be worse with how he drives. His kid is due in another week and as a right now he has almost nothing saved up between him and his girlfriend, is on a short list to be terminated, and owes more on a vehicle then I owe on my house.

I see some dumb things at work but god I never thought I would see truck equity like this.

edit: Fixed it a bit. Phone posting and thought I had fixed most of them

UCS Hellmaker fucked around with this message at 03:32 on May 2, 2015

UCS Hellmaker
Mar 29, 2008
Toilet Rascal

Sic Semper Goon posted:

Crash it into a tree.

His word was he put 80 thousand miles on it. I think he just got a loan he couldn't pay for in the first place. If he barely put anything down on both trucks (which is probably what happened) it explains alot.

UCS Hellmaker
Mar 29, 2008
Toilet Rascal

Haifisch posted:


"I moved in December and am officially off the lease, but my roommates didn't find someone to replace me and apparently didn't pay my portion of the rent. Now they're getting evicted. What do I do???"

(Bonus points for a comment near the bottom suggesting OP get a payday loan to cover the $1500.)

Just to make sure I am reading this right, this guy moved out and is not on the lease any longer. But he either thinks he still owes rent or was told he was from after he moved and his roommates couldn't find someone to take his spot? :psyduck:

Why the hell is it any concern to him that his old roommates screwed up. If he isn't on the lease anymore it doesn't affect him and if he moved across country doubly so. There as to be more to this story or this guy is immensely naive

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UCS Hellmaker
Mar 29, 2008
Toilet Rascal
Seriously though bdsm stuff can make you a ton of money. Particularly if its a kink that can also go with cosplay stuff. Some of the people on etsy or that have custom shops just standard orders that can earn 200 dollars per each part of a job for a few hours of work. And dual markets can earn a ton more

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