|
DJCobol posted:A $100 kitchen gadget is a rich person hobby now? What the gently caress is that logic? Who is the poorest person you know that does sous vide? Think about it moana posted:Yeah, didn't you see Elysium? French people rule the world from a satellite paradise. You are actually my favorite poster on the forums A+++
|
# ¿ Sep 2, 2015 17:19 |
|
|
# ¿ May 15, 2024 12:47 |
|
MC Hawking posted:I'm surprised that nobody has shredded the latest piece of fine journalism from vice media: retirement planning for millenials 0.95% is readily available to anyone in the USA. https://www.discoverbank.com BEHOLD: MY CAPE posted:You have to buy a sensible used rocket paid in cash for flight to Elysium to earn the approval of future BFC gently caress YES. I love Elysium and this is my favorite derail.
|
# ¿ Sep 2, 2015 20:41 |
|
The Bad with Money thread is indeed the locus between BFC and TFR.
|
# ¿ Sep 3, 2015 04:54 |
|
And do shoot guns. It is fun (I am not an accurate person)
|
# ¿ Sep 4, 2015 00:25 |
|
This is honestly the worst thread in BFC
|
# ¿ Sep 9, 2015 16:05 |
|
I heard that STEM majors typically buy stock Android devices. Can I confirm if this is GWM?
|
# ¿ Sep 9, 2015 22:20 |
|
From age 35 to 50, Americans save, on average, a TOTAL of $30,000 for retirement. Less than they saved from 22 to 34, less than they save from 51 to 65. lovely! And everyone at work says "I can't save right now because I'm early in my career. I'll just save a lot more, later"
|
# ¿ Sep 18, 2015 19:09 |
|
That article was such a perfect troll that our 401k manager is writing a rebuttal to our company.
|
# ¿ Sep 21, 2015 23:43 |
|
Lazy people justify their expenses by saying "it's not worth the time I could just spend making more money", like they're gonna spend the 30 seconds it would take to fix a phone closing the Fooberman Account instead.
|
# ¿ Oct 10, 2015 21:13 |
|
Not a Children posted:Did you explain that a CR-V costs about $24000 for the base model, not $6000? What are you talking about? You can drive one off the lot after handing over just $6,000. The monthly payment? Pffsh. I'll just cut my other spending or work a little overtime each month (for the next 6 years)
|
# ¿ Oct 23, 2015 18:14 |
|
Buddy of mine recently paid the incorrect amount for a wedding. Discuss.
|
# ¿ Nov 17, 2015 19:43 |
|
Blue Story isn't a troll. We know this because she posted a picture of 4 Kids in the Hall tshirts as proof of her husband's massive Star Wars collection, and because Detectivemonkey said so.
|
# ¿ Jan 1, 2016 23:39 |
|
I didn't even realize how much I had missed her.
|
# ¿ Jan 7, 2016 07:00 |
|
That guy has bipolar disorder, I would put money on it. Bouncing between I'M MISERABLE EVERYTHING IS AWFUL right to I AM THE GREATEST THING EVER SUCK MY DIIIIIICK TAILGATERS
|
# ¿ Jan 7, 2016 07:50 |
|
I live in Portland, Oregon, and there are so many people who BUY USED CARS ONLY that there isn't any actual savings when you buy used. My 2016 Subaru cost $3,500 more than the same lot's 2012 with 40,000 miles on it.
|
# ¿ Jan 12, 2016 05:07 |
|
pig slut lisa posted:What is the probability that an individual ticket contains zero correct numbers? Judging from the 225 tickets I bought for Saturday's drawing, like 90%.
|
# ¿ Jan 13, 2016 19:06 |
|
OMG if only the 5 Year Rule didn't exist, I could withdraw my contributions from my emergency Roth!!!
|
# ¿ Jan 13, 2016 21:05 |
|
Jackpot sold in Chino Hills, California. Home of snoop Dogg....
|
# ¿ Jan 14, 2016 05:39 |
|
My company pays on commission and every month they rank us, #1 through #20, on a piece of paper they hang next to the lunch room that lists how much we made to the penny!
|
# ¿ Jun 30, 2016 22:12 |
|
I bought my car in 100% cash last fall. The finance guy said there was literally no way I could buy that car from them, cash or no cash, unless they could run a hard credit check on me. Why?
|
# ¿ Jul 1, 2016 20:36 |
|
GoGoGadgetChris posted:I bought my car in 100% cash last fall. The finance guy said there was literally no way I could buy that car from them, cash or no cash, unless they could run a hard credit check on me. Actually I remember why! They said it was due to the Patriot Act and since it was a cash transaction exceeding $10,000.01. According to the internet, that is false, but it's a VERY common auto sales tactic to get your credit information in their system. In conclusion, never give Royal Moore Subaru in Hillsboro, Oregon any of your business, because they are fuckbois
|
# ¿ Jul 2, 2016 00:24 |
|
I didn't listen to it because LOL 30 minute clip instead of 300 word article, but did he really just make $250k and quit working for a decade?
|
# ¿ Jul 27, 2016 22:45 |
|
I would love to see some stats on what the most common 401k events are when a person leaves their job, as far as -leaves it with former employer -rolls over to new employer -rolls over to IRA -cash that poo poo OUT baby it's FREE MONEYYYY
|
# ¿ Jul 28, 2016 18:59 |
|
He has been working at his $70k job for two years and saved $70k? I wouldn't be surprised if his parents are paying for his food and entertainment too. Dude probably has a parent's credit card and just saves 100% of his paychecks.
|
# ¿ Jul 30, 2016 19:22 |
|
I'm surprised we didn't get more mileage out of that reddit poster who's getting free food, housing, and allowance so that he can build a savings ... and isn't maxing his 401k/IRA ... and is going to spend half of his non-retirement net worth on a car ... is probably p fat
|
# ¿ Aug 1, 2016 04:18 |
|
Teeter posted:
My favorite part is "Any tips on how to come up with that sort of cash in 35 days and tips on saving it until then?" He even knows that he'll spend it all in the next 35 days.
|
# ¿ Aug 1, 2016 19:40 |
|
Her primary activity is going to be "Shopping" tho. She hosed
|
# ¿ Aug 1, 2016 20:20 |
|
What's with the disdain for nose jobs? They don't cost that much and they can have a significantly positive impact on your life. They're not really that vain... I put it much closer to "acne treatment" than I would to "facial reconstruction surgery" on the cosmetic produce spectrum.
|
# ¿ Aug 2, 2016 06:00 |
|
Hahaha, what a bullshit budget. $100/month food, $50 for basically "everything else"?
|
# ¿ Aug 3, 2016 23:19 |
|
Devian666 posted:It's possible to live on a budget like that. What's your eating plan for $3.33/day? What do you do for fun with a daily allowance of $1.67? I guess it's possible to literally survive (legitimate bulk rice and beans territory here, with buying all your clothes at Goodwill and not doing any forms of entertainment that cost money) but eventually you'll grow sick from both malnourishment and a lack of stimulation...
|
# ¿ Aug 4, 2016 00:57 |
|
22 Eargesplitten posted:You realize that there are families on a $200/mo budget for food, right? And when you're poor, $50 can be the most you can responsibly spend on fun. I think 200 for 2 is possible, and 100 for 1 is not. Like I said before, I don't think 100 bucks a month will lead you to starve to death, but I don't think it works long term. And it's 50 bucks for all expenses, not just dickin' around money. 50 bucks for clothes, toothpaste, bus pass, new tube for your bike, etc.
|
# ¿ Aug 4, 2016 04:59 |
|
I'm genuinely surprised to hear that people can get all the nutrition they need on $100 a month. That's $86 less than the USDA opinion of the bare minimum for an adult male to receive their baseline nutrition. I've never had to spend that little for an extended period, so I will defer to your experience and apologize to those of you who did it and had to hear me say it can't be done.
|
# ¿ Aug 4, 2016 17:18 |
|
Moneyball posted:I subsist on a thin stew made of fish, vegetables, prawns, coconut milk, and four kinds of rice. I came close to madness trying to find it here in the States, but they just can't get the spices right. SKINNERRRRR!
|
# ¿ Aug 4, 2016 18:37 |
|
Well, let's take it back to the original context. I think we can all agree that you shouldn't buy a house if you can only afford $100/month in food.
|
# ¿ Aug 4, 2016 19:12 |
|
"Landlord to a college student rental" is a horrible job for a college graduate. It's GWM if you have the luck to ride a rising housing market and sell it the day you graduate, in my opinion. Reminds me of my med student buddy in Louisville. There's a local credit union that loves to lend to med students for home loans since they have a near zero default rate. Dozens and dozens of students buy houses with the expectation that their peers will rent from them, but it pretty much just ended up with everybody owning their own house since they wanted to be the smart one paying their mortgage with the rent checks while their sucker friends ~threw money away~ on rent. He graduates this year and is just going to sell his house, doesn't care if it's at a loss, because gently caress living in Louisville a day longer than you have to.
|
# ¿ Aug 4, 2016 23:09 |
|
I'm really surprised by that Zillow page. In Portland (Oregon) it's been a seller's market for like 3 years now, and I'd swear the two most common renovations are bathroom and kitchen.
|
# ¿ Aug 8, 2016 19:06 |
|
You can find your own HSA administrator, even if it's unrelated to your employer. This one is very well reviewed: http://healthsavings.com/vanguard/funds/ There might be a fee to move your money from the old HSA to the new one, but it's a better plan than paying $50 a year forever, or spending it all on some BS!
|
# ¿ Aug 8, 2016 19:27 |
|
2016 is boring in BFC. I miss the Forums User Who Shall Not Be Named.
|
# ¿ Aug 10, 2016 05:07 |
|
MrKatharsis posted:I switched my old HSA to them. They charge $45 a year. And a 0.25% custodial fee to top it off, yowch.
|
# ¿ Aug 10, 2016 05:56 |
|
|
# ¿ May 15, 2024 12:47 |
|
No Butt Stuff posted:Some of us have a big ol' penis that won't allow us to work on our cars. Do you feel it? The derail about being bad with money. It is Coming GoGoGadgetChris fucked around with this message at 19:53 on Aug 10, 2016 |
# ¿ Aug 10, 2016 19:16 |