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necrobobsledder posted:Depending upon your town, it may also be because the amenities inside the car are there to keep your sanity. A lot of people around the DC area have 1.5+ hour commutes each way, and if you spend that much of your life in your car, perhaps sitting in a really bare bones vehicle is a Bad Idea. Someone please kill me if my commute is causing me mental anguish and the best solution I can come up with is "buy a more expensive car"
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May 28, 2014 00:16
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SiGmA_X posted:*If your folks will give you $2500, GO BUY A CAR. Don't use that as a downpayment for a car, use that for the whole car. pig slut lisa posted:*If your folks will give you $2500, go buy a bike (and a trailer for groceries) and THROW THE REST AT YOUR CREDIT CARD DEBT IMMEDIATELY.
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May 31, 2014 01:17
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DrAlexanderTobacco posted:Bitcoins: I'm not sure I understand...is this person wagering bitcoins on some kind of electronic gambling thing? Like one click and "boop, you just lost thousands of dollars"?
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May 31, 2014 16:12
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Bad with money: me driving 90 minutes to the nearest casino to play craps since I'd already won $1,250 shooting on two vacations and a business trip so far this year, and losing $900 this afternoon. Basic minimum competence with money: not going to the ATM and dipping into my account more than my predetermined maximum acceptable loss. Good with money: Calling the state gambling commission and banning myself from all my state's casinos. This was the first time I'd played an in-state casino and it was stupid to do so. It's one thing to go on vacation and set aside a few hundred bucks for gambling as entertainment money; it's another to just "drive to the casino cause I feel like it". Glad I've foreclosed that latter option for myself.
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Jun 1, 2014 04:33
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Sudden Infant Def Syndrome posted:I feel bad for spending so much, but man it feels good to just give it a small tug
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Jun 2, 2014 15:55
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Haifisch posted:When you're fresh out of high school, the idea of applying for a bunch of sub-$1000 scholarships* seems like too much work for too little reward when you're on the hook for 10,000+. Then you graduate college and realize that poo poo would have added up. This is spot on. I wish I had the opportunity to make $250/hr writing essays now that I actually am thinking about the time value of money. Oh well. v  v
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Jun 14, 2014 19:01
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EugeneJ posted:Car vs. Bicycle is not the same as Car vs. Car. Come on now. Considering that the ratio of fatal single-vehicle crashes to multi-vehicle crashes is 3:2, I think the matchup to worry about is Driver vs. Self
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Jun 15, 2014 18:45
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Dawncloack posted:Ok guys, but lemme ask, should I also sever and get therapy? I think it's worth a shot, though you should recognize it's a somewhat long shot and will take long term attention to permanently adjust habits. I think you're coming at it from the best possible angle when you say: Dawncloack posted:In September (since things are a bit crazy right now, lots of work, we are temporarily living in different places etc.) I'm going to sit down with her and explain that I think that being on the same page financially is important for the LT prospects of a couple. And also that I don't care how she burns her spend money, but that she must have her taxes and bills covered, and, preferably, start saving for retirement. The "both of us" thing is important. I'd recommend instead of saying retirement savings is "preferable", it's "mandatory" though, even if it's a small amount at first.
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Jun 20, 2014 13:52
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HelloIAmYourHeart posted:My coworker has crippling pain in her hand and arm due to tennis elbow or carpal tunnel or something, and she refuses to go to the doctor "because it costs too much!" but she and her husband just bought TWO new cars. She also has car payments for two or three other cars for her kids, two of whom are in college. The whole family just got back from a week long resort vacation in Aruba. My sister just got back from an Aruba resort vacation too. Only instead of debt financing her trip she paid for the entire thing with points/miles earned from work travel over the past few years. The total out-of-pocket cost was $4 for a snack at the airport. Attaway sis!
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Jul 7, 2014 02:32
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Barfoid 3 posted:I'm out if work right now Don't forget to tell long dumb non-sequitur jokes at your next interview and you'll be right as rain!
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Jul 10, 2014 13:39
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MC Hawking posted:I have a friend who is making payments to ATT for a iPad air. I can't help but feel that this is being bad with money since refurbished products are so much cheaper. $41/mo for 20 months device payment seems really steep, especially considering the hit she will take on device depreciation. Never mind the insane rate they charge for a data block. you're looking for 
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Jul 15, 2014 23:31
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Omne posted:You're not talking about private universities like Wake Forest, Auburn, Ohio University, etc.? Two of those are public schools 
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Jul 17, 2014 01:23
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Trilineatus posted:I stayed in my current job I don't know what kind of raise it would take to get me away from my job which I enjoy and my coworkers whom I like, but it's more than 10K. Good for you for staying!
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Jul 17, 2014 02:36
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Yond Cassius posted:Have either of you considered making a will like Charles Vance Millar's and making the world a sillier place upon your departure? I know I have some eccentric bequests written into mine, just in case I should die with more money than I need to fulfill my posthumous obligations. A trust to buy av certs for foundlings and other wayward newbies. It would be the greatest gift the forums ever received. 
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Jul 22, 2014 04:05
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.Z. posted:I wonder if this practice will still occur for modern homes, when they hit the 40 year mark. Japan regularly tears down and rebuilds historic temples, so my money's on "yes"
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Jul 29, 2014 04:32
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Can somebody link to that guy who bought a house and his inspector didn't catch the $250,000 worth of horrible renovations and repairs? e: The one that this post is referring to. I feel like an idiot but I can't find it.  Jastiger posted:Whoa with that house in Minnesota that was a lemon and stuff..I notice that he keeps having inspectors come out and check his work and OK it with the city. pig slut lisa fucked around with this message at 01:34 on Aug 6, 2014 |
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Aug 6, 2014 01:25
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Appreciate it! 
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Aug 6, 2014 01:46
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CitizenKain posted:I wish I could do that. I have 160 hours of sick banked up. Nooooo if your pancreas fails you (note: one of several hundred fun surprises your body may spring on you at any moment!) and you need to spend a month in a medically induced coma and then three more months out of the office recuperating you will be super happy you can just bleed off your accumulated sick days instead of having to take unpaid FMLA, or worse, quit your job. If your workplace allows it, banking sick time is a very pro choice. You can always get the cash when you leave the job.
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Aug 7, 2014 06:52
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Devonaut posted:How could we ever forget https://www.youtube.com/watch?v=sg8fZicILio iago, no  https://www.youtube.com/watch?v=kcw8LjGMiDQ
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Aug 14, 2014 05:48
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laxbro posted:I meant greyhound type buses for interstate travel. Probably the worst way to travel anywhere. I've ridden Greyhound a couple dozen times and only had one stereotypically bad experience. Usually it's pretty good. Maybe that's just my route though? 
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Sep 16, 2014 05:41
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Does anybody know the name of the semi-high-profile financial adviser who bragged about he was going to quit his job and be financially independent on like $350K in the DC suburbs with a wife and child?
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Sep 19, 2014 03:27
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Lokar posted:That would be Rob Bennett. Haha thanks. What an idiot. e: those two poll questions are delightfully snarky pig slut lisa fucked around with this message at 06:53 on Sep 19, 2014 |
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Sep 19, 2014 06:50
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fruition posted:Mentioned this in another thread: Got crushed at the Revel casino this summer for $1,900 in one night. Wife and I were playing blackjack (sharing my bankroll playing two spots) and they upped all the table minimums to $25/hand from $10/hand. I'm not used to playing $25/hand minimums and the bankroll wasn't ready...I legit lost to seven consecutive dealer 21's in a ROW to go broke after a huge downswing. I should've gotten up after the third consecutive dealer blackjack, but I wanted to feel the pain as a reminder to never let the gambling become a habit. I've done this too and I recommend it to anybody who goes on a hot streak. pig slut lisa posted:Bad with money: me driving 90 minutes to the nearest casino to play craps since I'd already won $1,250 shooting on two vacations and a business trip so far this year, and losing $900 this afternoon.
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Sep 23, 2014 04:35
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 e: holy poo poo what is wrong with all these people
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Oct 8, 2014 06:48
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Multiple people in that thread are saying "I've lost it all. I'm gonna hold on till share price hits $X.00 and then get out." Which is probably bullshit because, hey, once it hits $X.00 it's only a matter of time til it hits double that price, so all in baby, ride the wave!
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Oct 8, 2014 06:55
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SmuglyDismissed posted:Runner up admin, who was all in on GTAT: quote:Not really. Investing in index funds would be a dangerous game for me:
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Oct 8, 2014 15:10
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NancyPants posted:E: also that idiot who thinks roulette has a pattern. Maybe he'll buy this bridge from me? Renegret posted:gently caress The roulette thing was my reworking of the dumb post that Smugly Dismissed quoted about picking hot stocks. Nobody actually said that thing about roulette. That said, it's absolutely the case that (a) dumping all your money into one hot stock is pretty equivalent to betting it all on black, and (b) if you go to Las Vegas you will absolutely see people recording roulette outcomes in little notebooks where they store thousands of events and try to find patterns. 
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Oct 8, 2014 18:02
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FCKGW posted:This is nice and I'm glad it's working for you but it's not a lifestyle that works well with things like a family and kids. Actually people can and do raise all sorts of families at all sorts of spending levels, with all sorts of transportation habits, and in all sorts of housing situations.e: your post reminds me of the last bit of this Daniel Kay Hertz post: Daniel Kay Hertz posted:I should note that the other issue that I get “just wait till you have children!” emails about is living in apartments. “Wait till you have kids, and see if you don’t want a single family home in the suburbs!” The problem with this, again, is that I was once a child, and as a child I had the opportunity to experience both living in an apartment in a large city and living in a single family home in the suburbs. To the extent that I had a preference, it leaned strongly towards the apartment, where I could go play with my friends without bugging my parents to drive me. pig slut lisa fucked around with this message at 00:56 on Oct 10, 2014 |
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Oct 10, 2014 00:52
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Shipon posted:A nice thing would be listing off every service he gets for those taxes he pays and an estimate of how much they would cost to provide in a lack of that tax revenue being used. This is my favorite take on this topic: http://www.mrmoneymustache.com/2014/06/16/mr-frugal-toque-on-why-tax-freedom-day-is-bullshit/
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Oct 20, 2014 02:51
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There's a guy melting down in BYOB right now who took out a $3,000 401k loan to be a baller at an anime convention but it's ok guys because he still has $12K in the account! Also he abuses his pet 
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Oct 22, 2014 03:11
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Crabby Abby posted:People realize that's just a random string of numbers, right? US routing numbers are 9 digits. International bank account numbers are usually no more than 34 digits. It's all just BYOB nonsense. MrKatharsis posted:Nobody's SSN begins 420-69. A mod edited the silly number into the post because there was a real routing number and a plausible checking account number in the original to clarify, the financial info g0lbez posted was not his own, although it plausibly could have been. he also did not have any fraudulent charges. he was, however, totally serious about the 401k loan. and the way the thread was going, i thought it was best to report him just in case it was real bank info. pig slut lisa fucked around with this message at 04:22 on Oct 22, 2014 |
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Oct 22, 2014 04:19
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ethical_rage posted:Former employee of mine's brother received a fairly large sum of cash (roughly 350,000) as an inheritance after their father passed away. 4% of that is $14,000. They could have drawn $14,000 of that annually almost forever, certainly as long as it would take for at least one of them to get a job to just supplement that. Christ.
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Nov 5, 2014 03:33
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Devian666 posted:Holy poo poo I stumbled across this clever way of paying off credit card debt. By Kay Daniels, eHow Contributor Kay Daniels is a freelance writer with more than 10 years of experience writing and editing online. She has a bachelor's degree in psychology from Excelsior College, a certificate in copy editing from University of California, San Diego Extension, and is in her second year of medical school. Excelsior College is an online school. Certificate in copy editing. Medical school. 
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Nov 5, 2014 06:01
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Cultural Imperial posted:I priced out one of these F150s just for fun. A loving king cab costs about 40k. A loving pick up truck yeah but think of how cool you'd look driving it by yourself carrying nothing 90% of the time
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Nov 18, 2014 06:24
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I own a Pacifica and I love it and it works great so  That said, if/when it poops out on me I'm gonna get a Honda Fit.
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Nov 20, 2014 03:27
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Bisty Q. posted:I know crossposting from the stock thread is like shooting fish in a barrel but my god A little further down the page he gets called out as making "a random bet" by Arkane, who if I recall correctly is notable for wagering a significant amount of money on Mitt Romney winning the 2012 election.
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Nov 29, 2014 03:15
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Jastiger posted:I mean Secret Santa. Sorry. The email said White Elephant, but we were assigned people, thus making it really a Secret Santa. Buy your supervisor a gun--one bullet, chambered--and attach a note: "I'm sorry to disappoint, kill me and get it over with"
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Dec 6, 2014 08:27
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Laterbase posted:There's a lot of mention of the hidden costs of owning a home but I've been living in my house for 6 months now and I've not had to pay anything I wouldn't have had to pay if I was renting. Sure if the boiler broke that'd be a few hundred, but that's unlikely to happen more than once every decade. The savings I'm making by not renting have already covered me for that. How old is your house?
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Dec 9, 2014 20:09
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Laterbase posted:There's nothing in it that could break and really cost any significant money to fix. 
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Dec 9, 2014 20:28
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MrEnigma posted:Sorry little johnny, you'll have to wait to go on vacation until we go pick up the budget rent-a-truck to haul you around. I'm with this guy. Who ever heard of renting a car on vacation!?
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Dec 19, 2014 03:46
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