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My coworker was telling me how she visited her son and his wife sometime in the past. The son then asked for money because they were out of it because of whatever reason so she wrote them a check for like $500 I think. When she got back, she noticed her digital camera was missing and called them. The wife said she took it because my coworker didn't give them enough money. She hasn't talked to either one of them since.
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Jun 21, 2013 23:16
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| # ¿ Apr 29, 2024 11:25 |
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Authentic You posted:I've never understood destination weddings or destination bachelor/ette parties (wtf, I've not heard of these - do they go elsewhere to some tropical locale to have a party and then come back for the wedding?).
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Jul 13, 2013 00:00
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Gotta weight it against the attorney fees you'll have to pay for when you get brought up on terrorism charges.
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Jul 15, 2013 22:24
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That's already explained away by saying that people as a group subconsciously know what's best for them or something.
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Jul 26, 2013 04:02
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I don't see how any financial literacy class wouldn't delve into math though.
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Jul 26, 2013 16:30
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You can find some pretty crazy stuff that they let slide through as long as the person quits and shows some kind of remorse/remediation. What canyoneer showed was someone who ran up $80,000 in credit card debt, went bankrupt, and then had his house foreclosed on 5-7 years later. That isn't exactly a case of bad circumstances. Your friend probably wasn't denied solely because of his weed card, it was probably his multiple DUIs. There's plenty of cases like this one: quote:Applicant’s wife has had medical problems for some time, resulting in delinquent medical debts and unpaid judgments. Applicant has a plan to address his delinquent debts. Financial considerations security concerns are mitigated. Clearance is granted. CASE NO: 11-08375.h1 Here's one of a guy who stopped smoking weed for like a year and got cleared. quote:11/23/2012 I got a chuckle out of his bankruptcy attorney going bankrupt quote:Case Number: 11-05910.h1 Harry fucked around with this message at 20:45 on Jul 27, 2013 |
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Jul 27, 2013 20:32
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April posted:An update to this one: Really if he has cancer, using a large windfall to pay for any part of it would most likely be throwing it into the abyss unless we're talking millions here.
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Jul 28, 2013 16:04
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Where do you even get a laptop that costs that much that isn't an apple? Alienware, if they still exist?
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Jul 31, 2013 05:23
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I'd say it depends. I can see not charging rent if the child isn't just blowing money left and right.Chupe Raho Aurat posted:How bout this guy? I'm pretty sure the "market" for these vanished within like a month of the craze.
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Aug 4, 2013 19:50
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She probably has a decent job so the payments don't seem like much to her.
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Aug 20, 2013 14:45
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That's a dangerous question there son.
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Aug 22, 2013 22:54
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Saros posted:The mormon church is 'great' because they at least are honest enough to have their charity work tithed as an extra giving. You dont' take 7 friends to Vegas and spend $30,000. That's easily a $100,000 trip.
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Sep 27, 2013 16:11
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I was watching an American Greed where someone setup a Forex trading exchange or something. Instead of actually having it invested, he just took all the money and spent it. His logic was they were just going to lose it all anyway. I got a pretty good laugh because he was probably right.
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Sep 29, 2013 01:47
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He somewhat has a point if you're on track for a $200,000+ year job before you're 30. This obviously applies to very few people.
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Sep 29, 2013 19:50
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GoGoGadgetChris posted:To be fair, his current budget (with the kid) is $27,000, which is roughly 50% of the current US median household income. That's a pretty all inclusive demographic. Has he made a post recently about healthcare costs? I've been seeing a lot of people talking about their invidiual coverage tripling the past few weeks even with a $10,000 deductible. Harry fucked around with this message at 22:37 on Oct 11, 2013 |
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Oct 11, 2013 22:34
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I was talking more along the lines of something like this: http://www.fatwallet.com/forums/finance/1303815/ Obviously not evidence of some large scale problem but I've seen like 5 threads across fatwallet and bogleheads mentioning premiums doubling-tripling.
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Oct 12, 2013 16:18
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I think around $750 a month premium and 11k deductible you have to start seriously weighing risks.
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Oct 12, 2013 18:10
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It's $11,000 + the $740 premium. Then you include whatever coinsurance you have to pay and other things not covered it's probably more like $21,000 in a year.
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Oct 14, 2013 16:22
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cstine posted:Fun story there! I worked as a contractor for a company doing that, once. It was for an unrelated matter, but they stole EVERYTHING. Windows desktop clients, windows server, office, exchange, photoshop, acrobat - everything. I did mention it to the management, once, and they threw a shitfit about how much it'd cost and that it wasn't my problem (which was true) and to not bring it up. A computer store I used to go to in the 90s got massacred due to selling people computers with pirated versions of Windows 95 and Microsoft Office. The store was gone overnight and reopened a year later owned by someone else. It makes even less sense now since Microsoft Office doesn't cost like $600. Harry fucked around with this message at 19:57 on Oct 14, 2013 |
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Oct 14, 2013 19:54
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Living in Toronto probably means she's blowing $2000 a month or more on rent.
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Oct 17, 2013 17:18
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melon cat posted:Heh, that's the funny thing about about people and casinos. Everyone who goes to the casino thinks that they can beat the system. Everybody. I've had clients call me late at night to increase their overdraft limit/daily withdrawal limit because "I feel my luck turning around!" then flip their poo poo when I decline them/refuse to add additional overdraft. It's like watching a drug addict go through withdrawal.
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Oct 18, 2013 17:41
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This was obviously back in the good old days.
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Oct 19, 2013 04:27
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It doesn't really matter since when the Fed gave all that free money to the banks back in 2008 and 2009 to increase lending, all they did was just buy US treasuries.
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Nov 22, 2013 17:00
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MrKatharsis posted:What do you expect from a thread whose purpose is to judge others for perceived wrongful financial behavior? Did the roommates not want this? I'm failing to see the problem here.
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Nov 27, 2013 21:00
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They didn't fall into any trap though. They almost certainly didn't have to pay capital gains tax unless this happened 16 years ago, they just spent all the money.
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Dec 2, 2013 18:22
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TLG James posted:I consider him bad with money because at no point should he have had any kids. The oldest kid, in the thread was from his wife's previous relationship, but it sounded like they were living to paycheck to paycheck with 1 kid, but doing ok, then they had another kid for unknown reasons, then TWINS. quote:2-year-old twins were a surprise pregnancy/double surprise twins.
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Dec 6, 2013 21:45
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TLG James posted:They had one kid (with each other) before the twins already. Yeah, I misread it and thought you were asking about the twins. Honest, the two kids would have been fine, but the twins was the nail in the coffin. The wife could possibly have gotten a job and have one kid in daycare, but the twins made it pretty much impossible. Personally, he should be looking into government services harder than he currently is.
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Dec 6, 2013 21:59
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Yaos posted:Any thread in the personal finance subreddit are people bad with money. It seems to always come down to people asking other random people for permission to buy something or they are too lazy to make their own budget. I don't know, half the threads I read seem to be brag threads where someone is asking how do they save money when they're 22, making $90,000 a year and spending $30,000 or something stupid like that.
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Dec 7, 2013 15:06
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http://www.reddit.com/r/personalfinance/comments/1sd485/am_i_trapped_making_high_car_payments_for_6_years/quote:First and foremost, I want to stress that I'm coming to you all in the spirit of learning and hope that you will take pity on me in my ignorance.
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Dec 8, 2013 18:27
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What a dumby. The "in" thing to do is roll the old loan over into the new one.
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Dec 8, 2013 19:48
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It means the dealership found a sucker.
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Dec 8, 2013 21:16
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I imagine it went down similar to this classic SA thread which I don't think has been mentioned here. http://forums.somethingawful.com/showthread.php?threadid=2873673&userid=0&perpage=40&pagenumber=1
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Dec 8, 2013 21:32
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kitten smoothie posted:I really wish the scan of the contract hadn't fallen off the internet, because I'm even having trouble wrapping my head around this thing. As much as the F&I guy at the dealership will try to distract you from reading it, the truth-in-lending statements are quite clear about what you will be paying, when, and under what terms. What it was is that he got a lease, and then promised to buy it at the end of the lease period (3 years). From what I remember, the $16,000 down payment is simply a promised amount and the interest is accrued as if he owes the full $33,000.
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Dec 8, 2013 23:39
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Say Nothing posted:One thing I've noticed when looking at various motorcycles over the years is that a lot of the more expensive second hand bikes often have very low mileage. It's like people buy these top-end bikes which are costly to insure and maintain, yet hardly ever ride them. What's the point of that?
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Dec 21, 2013 03:58
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Weatherman posted:What exactly are the thought processes behind someone seeing the sentence "spend the mortgage money on _______" and filling in anything except "the mortgage"? Because it's more like "spend the
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Dec 22, 2013 05:32
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Isn't it really hard to rack up that many student loans other than being a complete moron?
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Dec 24, 2013 16:13
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spwrozek posted:Not really. Even going to a decent state school (in the US) is going to run you $15-25k a year (tuition, room and board, books, etc). Many degrees are longer than 4 years now. Have your parents make enough money so you don't get grants and get small scholarships and there you go. I know how it is in the US, I was just under the impression that it was a lot harder to pull off in Canada.
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Dec 24, 2013 19:35
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IllIllIll posted:Gotta say, this thread makes me feel so much better about my student loan situation. However, it did make me realize that my credit card rate is 21%. I haven't noticed because until last month I've never carried a balance and therefore never paid a cent in interest. How did I get stuck with 21%? It's not the penalty rate, thats motherfucking 30%. Nearly all cash back cards have a rate of that amount.
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Dec 26, 2013 15:04
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FrozenVent posted:That just sounds like someone who's down on their luck, it's hard to be good with money when you don't have any. The rent thing wasn't smart, but that's legal stuff and honestly a common misconception, and the drinking binge, well... Many of us would have done the same. She certainly did spin it that way didn't she.
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Dec 28, 2013 16:35
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| # ¿ Apr 29, 2024 11:25 |
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There was that one where she refinanced to a 40 year mortgage to pay off her credit cards and increase cash flow so they could spend more. Is that the one you're thinking about?
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Jan 2, 2014 01:30
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