|
MrKatharsis posted:Holy poo poo. That thread revealed r/Loans which I never knew existed. How sad. fake edit: holy crap, dude who posted this thread in there has requested 11 loans: http://www.reddit.com/r/Loans/comments/23j1yj/meta_lenders_i_feel_like_this_is_a_taboo_topic/ How does that even happen? I mean I guess it's no different from the payday loan cycles people get stuck in, but it's just startling to see it laid out like that.
|
#
¿
Apr 21, 2014 00:26
|
|
|
|
| # ¿ May 16, 2024 14:31 |
|
|
pathetic little tramp posted:Then having the Koreans wanting you to join their army, I know how that is. gently caress, I visited Germany in the 30s and they were all "Hey be a Nazi or else." But yeah I have no idea what he's thinking asking for money with that post history. Probably, "I really need more money for drugs and hope no one looks at my post history."
|
|
#
¿
Apr 21, 2014 01:12
|
|
|
Nail Rat posted:
quote:About a day and two weeks before my first paycheck, I had taken out a small loan from a Cash Store to pay for my expenses and my boyfriend's birthday. I don't know if you have heard of these, but apparently they have horrible reputations. I had to give them my vehicle's title to get the $250 loan, so they can take my vehicle at any time and claim it as theirs if I do not pay this loan. I am only 18 years old and I was desperate. My parents cannot help me with my situation.
|
|
#
¿
May 6, 2014 18:41
|
|
Redit personalfinance really is a goldmine.
|
Nocheez posted:God drat, Zaurg. I really was hoping that you would have gotten your wife on the same page and been able to turn your life around. You have my condolences, but it looks like a bankruptcy, divorce, or both are in your future.
|
|
#
¿
May 8, 2014 17:19
|
|
|
peter banana posted:Yeah, I actually liked that show a lot. If people followed her rules and stayed on a budget for the month she worked with them, she gave them a $5k cheque for their debt, but that amount could slide based on how well they followed the rules down to $0.
|
|
#
¿
May 22, 2014 18:56
|
|
|
Lobsty posted:Or not value it, because you will be severely short of both after having a baby. Cicero fucked around with this message at 08:07 on May 25, 2014 |
|
#
¿
May 25, 2014 08:03
|
|
|
My sister's family lives in Utah and the tap water there tastes awful. Water in my area (Silicon Valley) is meh, tastes neither good nor bad. We previously lived in the Seattle area and the tap water was awesome.
|
|
#
¿
May 29, 2014 23:29
|
|
|
What can be walked in 45 minutes (2 - 3 miles? certainly no more than 4) should be bikeable in <= 15 minutes.
|
|
#
¿
May 31, 2014 01:35
|
|
|
Your relationship sounds adversarial.
|
|
#
¿
Jun 5, 2014 19:08
|
|
|
Buy only a modest number of heavily discounted games? Or you could just play through your backlog (given how you're talking about the sale I know you have one).
|
|
#
¿
Jun 12, 2014 23:48
|
|
|
FrozenVent posted:Ahaha they changed the first "Hey you!" but left the thread listing
|
|
#
¿
Jun 14, 2014 04:16
|
|
|
Guest2553 posted:For content, a relative is currently staying with my wife and I for a few weeks. A month ago when tickets were booked it was described as 'while I'm moving back to Canada from the Caribbean I'll stay with you guys for a bit so I can see my new nephew before starting my new full time job'. Turns out that said relative quit her last job before having another one lined up, hasn't applied for any positions, and has about 100 bucks to her name. And apparently the whole reason she left Canada was was to dodge student loans after banks came knocking when she dropped out of first year.
|
|
#
¿
Jun 16, 2014 00:05
|
|
|
DuckConference posted:my guess is that because hes a US citizen, he's in china on a visa, and that's what expires and needs refreshing by leaving china
|
|
#
¿
Jun 19, 2014 06:07
|
|
|
NancyPants posted:I feel like a nerd for wanting a plain wedding band and not giving a rat's rear end about an engagement ring. I'd rather spend that money on something fun or cool.
|
|
#
¿
Jun 22, 2014 01:46
|
|
|
Duck and Cover posted:Selling/buying stocks isn't really bad with money. Oh you sold too early you're so dumb! Oh you sold too late god what a moron.
|
|
#
¿
Jul 8, 2014 21:26
|
|
|
Someone made a collection of car loan horror studies from the pf subreddit, this is great: http://www.reddit.com/r/personalfinance/comments/2av2d6/collection_of_car_loan_horror_stories_from_rpf/
|
|
#
¿
Jul 16, 2014 23:54
|
|
|
enraged_camel posted:It's still dumb and risky as gently caress. It's basically a lawsuit time-bomb. Also it seems like in that case if you couldn't get a ride from family or a neighbor you could just call 911?
|
|
#
¿
Jul 21, 2014 00:39
|
|
|
pathetic little tramp posted:Rich kids. I know a girl who gets 10,000 dollars from her parents every Christmas and is also getting them to put 50% toward the down payment on a new home. First kickstarter: https://www.kickstarter.com/projects/829559023/confederate-express Second kickstarter: https://www.kickstarter.com/projects/kilobite/knuckle-club
|
|
#
¿
Jul 23, 2014 22:31
|
|
.
|
The Door Frame posted:drat you're right, the highest I could find was 5.5% But people are weird about cars.
|
|
#
¿
Aug 7, 2014 23:58
|
|
|
I subjectively value arguing on the internet at $500/hour, so I'm getting rich just by posting!
|
|
#
¿
Aug 25, 2014 22:16
|
|
|
I believe Hack Reactor is one of the more reputable coding bootcamps, so at least that's good, I guess?
|
|
#
¿
Sep 3, 2014 07:42
|
|
|
Nail Rat posted:seems the average for Senior Software Engineer in SF is about 110k. Jeffrey posted:Glassdoor says the average for the bay area is 107k for all people listed as "programmer", not just senior ones, but that still doesn't explain 105k for entry-level.
|
|
#
¿
Sep 3, 2014 18:21
|
|
|
VideoTapir posted:It's also WAAAY past the point of diminishing returns. I'd bet you get more out of a year of 5 to 10 hours a week.
|
|
#
¿
Sep 3, 2014 18:42
|
|
|
Barry posted:They could be fudging a bit by including benefits in the salary. So an 85k salary + benefits might be a "total compensation" of 105k. quote:They also might have some rock star types that get absurd salaries to drag up the average that high while the median is in the five figures. Just a thought.
|
|
#
¿
Sep 3, 2014 19:37
|
|
|
Nail Rat posted:The burden of proof is on the party claiming a 105k starting salary for a 12 week course is 99% guaranteed, IMO Inept posted:Salary sources: Anyway, 100k compensation for a junior engineer in SF is not unusual at all. edit: while Glassdoor is generally accurate, you have to factor in that they're including salaries for the last several years, and during that time there's been a decent sized run up in salaries for software engineers in the bay area. Cicero fucked around with this message at 21:48 on Sep 3, 2014 |
|
#
¿
Sep 3, 2014 21:31
|
|
.
|
Necc0 posted:Junior != entry level. Hope this helps.
|
|
#
¿
Sep 4, 2014 17:59
|
|
|
quote:everybody would sweet government subsidized wages (ie living wage), plus a bonus wage for your specific speciality (eg engineering, teacher, janitor, whatever), both of which would be government mandated and readily found on a spreadsheet so that negotiations aren't needed
|
|
#
¿
Sep 4, 2014 21:47
|
|
|
pathetic little tramp posted:But I didnt steal it I dont think, I just put it somewhere else. I haven't spent it and wont for like a year just in case
|
|
#
¿
Sep 6, 2014 07:17
|
|
|
xie posted:We're not 100% no car because of vacation rentals but we're drat close. People freak out when they hear where I live because "it's expensive" but we don't have a car and keep an honest, real budget, which our place comes in a few dollars under. Everyone happily pays a few hundred less in rent each month but doesn't see that their car makes up the difference.
|
|
#
¿
Sep 16, 2014 20:11
|
|
|
Split thread into two new threads: the Splurging Safe Zone, where people can discuss their monogrammed chocolate toothpicks and multi-stage tropical wedding receptions free from financial bigotry, and the Frugality Firing Squad, where we rag on people for using electricity during peak hours and throwing away food that's just a little moldy.
|
|
#
¿
Sep 21, 2014 22:23
|
|
|
HonorableTB posted:Close, Amazon.
|
|
#
¿
Sep 22, 2014 17:47
|
|
|
HonorableTB posted:That's what I've been told, and it's likely that the experience is much different for a QAT/QAE than it is for a software engineer. quote:It just kind of sucks because there's no way for me to know what my experience is going to be unless I actually take the job, and by then it'll be too late because Amazon would be paying for me to move to Washington so they'd have me on the hook for 1-2 years or however long I'm contractually obligated to work there without having to pay a penalty.
|
|
#
¿
Sep 22, 2014 18:15
|
|
|
Seattle has a very high density of tech jobs, so if it doesn't work out, it shouldn't be too hard to find work at a new place anyway.
|
|
#
¿
Sep 22, 2014 18:40
|
|
|
quote:Applications for early release of superannuation on medical grounds must be approved by the Department of Human Services. quote:She subsequently dipped in again for a further $20,000 to cover a tummy tuck and breast implants
|
|
#
¿
Oct 1, 2014 05:38
|
|
|
http://www.reddit.com/r/personalfinance/comments/2i1zea/finances_versus_passion/quote:My parents thought they made too much money for me to get federal aid for college, so I received my Bachelor's of Science in Media Arts & Animation from the Art Institute on mostly private loans. After I turned 24 I was able to receive federal aid. I tried making payments, but every time I did the principles went UP, not down, and thus I became depressed and stopped making payments. Instead, I went back to school hoping to earn my Master's degree, and prolong payments. I have an assortment of private loans ($36,439.15 @7.25%, $26,032.85 @10.25%, $29,214.42 @8.25%, $34,243.09 @8.25%, and $56,550.97 @10.25% totaling to $182,480.48) and federal (7 amounting to $86,165.90). I am $278,167.35 in debt to student loans as of today  278k in debt for an art degree, and she's not even done with the master's, and she wants to drop out.
|
|
#
¿
Oct 2, 2014 07:09
|
|
|
Jeffrey posted:unlike a lot of people asking for financial advice, her problem seems rather easy to solve in that leaving the country is probably the only at all reasonable choice
|
|
#
¿
Oct 2, 2014 07:26
|
|
|
Since you can't measure college academic performance directly, the value of the degree relative to other colleges is based on its prestige, so colleges spend as much as possible on raising that by blowing money on nice facilities, top-tier research professors, fancy sports programs, etc.
|
|
#
¿
Oct 2, 2014 23:50
|
|
|
Nail Rat posted:Presidents and other high-ranking officials who make six or seven figure salaries too. Where I went to school the president made at least 200k a year and the university paid for a $100k renovation of his house because he'd entertain boosters there.
|
|
#
¿
Oct 3, 2014 00:33
|
|
|
FCKGW posted:Living like a college student sucks rear end that's why it's called "living like a college student" and not just "living". Seriously though, college life is proof that you don't need to spend bongo bux to have fun. Even the kids putting too much crap on their student loans aren't really spending all that much compared to your average working stiff.
|
|
#
¿
Oct 9, 2014 18:38
|
|
|
|
| # ¿ May 16, 2024 14:31 |
|
|
opus111 posted:What makes higher education fun is that all of your friends are in the same situation as you, lots of time and no money. This isn't true afterwards so the lifesryle isn't redo able.
|
|
#
¿
Oct 9, 2014 23:27
|
|