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systran posted:Some people, myself included, really hate wearing dress clothes. We are already allowed to wear jeans on Friday, but I would pay $100 up front to increase that to two days per week for a year. If I could wear jeans every work day, I would probably save $100 alone on laundry bills. It's not like I keep my work clothes on when I get home; I have to change into something else for the remaining five hours of my day. What are you, a farmer? https://www.youtube.com/watch?v=K_P7yWnAAd0
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Oct 17, 2013 20:13
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I was fixing a computer at a car dealership yesterday and heard a guy talking about how it would probably take 3 weeks to get his money for the car he wanted. He would have to take a loan from his 401k to pay off the car that he crashed, then get another loan from his 401k for the new car. This was normal to him and how he has purchased every car since his 40's when he stated his 401k.
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Dec 8, 2013 19:19
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Giant Goats posted:Possibly - after a lengthy and potentially expensive lawsuit, after the damage was already done. He could just change his name after the lawsuit. 
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Dec 22, 2013 01:14
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I know a couple who lived in an apartment for a while, then moved in with his mother to save up for a house. They spent money on everything (every generation iPod, iPod touch, and Xbox/ps3 consoles with every game) while not paying for a mortgage and in three years they only saved $12,000. They didn't pay off either of their cars at this time, and didn't touch student loans either. They blew that money buying two new cars and bought a house with 0% down and their interest ballooned to 20% or something retarded last I heard.
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Jan 26, 2014 14:56
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razz posted:You are terrible with money. And you are a dick. I would give my brother cash so he doesn't go cry to my retired parents who are on a limited budget for money. I know they would give him money and then just turn the heat down to 50 for a few months to stretch the oil longer and eat baloney sandwiches for a month to stretch the food budget. I wouldn't want my parents to have to live like that.
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Feb 1, 2014 17:38
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VideoTapir posted:Tupperware is kind of expensive. Cant tell if you are serious, but didn't zuargs (zurag? Zuaraug?) wife buy into an MLM Tupperware thing?
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Mar 8, 2014 02:31
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tuyop posted:No, juice. That's right. And coat hangers ring a bell too. And chocolates. Oh man I want to go read that thread again.
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Mar 8, 2014 03:40
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Grand Theft Autobot posted:Who the gently caress needs a goddamn bedroom set when they are single and living in the city? Boxspring? Look at this rich motherfucker.
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Mar 24, 2014 13:35
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That thing could be built from like 15-20 2x4 studs. Some screws, a drill, and a saw... That'd be decently cheap, even cheaper if you could borrow skillsaw and power drill with some bits.
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Mar 24, 2014 14:45
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So how much was the up-front payment? Edit: Did you edit your post on the last page? I swear I read that and didnt see a number. Maybe I am just dumb. Probably just dumb. Spermy Smurf fucked around with this message at 19:02 on Mar 24, 2014 |
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Mar 24, 2014 18:49
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I agree that it's odd. Saying "Hey, you're loving up the lesson about finance I am trying to teach my kids. I want them to learn they have to save up to buy items, budget their allowance, and with you buying them poo poo all the time it's really loving up the lesson. Please let me teach my kids this lesson, you can buy them $1200 worth of poo poo on their birthday if you want ($100 a month right?)." should do it.
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Apr 10, 2014 18:46
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You need the picture for that to be even more hilarious. The picture of the thing he's signing that specifically states "TOTAL PRICE OVER X YEARS: $42,000" or whatever it was. It was in clear English, could not be more easy to see what the total price is, but he's surprised and dumb.
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May 21, 2014 21:38
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Thank you reddit... http://www.reddit.com/r/personalfinance/comments/27r1o6/won_the_lottery_about_342k_after_taxes_i_have/ Won $342,000 from lottery, paid off all debt, went on a spending spree, now has $100,000 left in cash and is considering buying a boat. Spermy Smurf fucked around with this message at 18:14 on Jun 10, 2014 |
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Jun 10, 2014 18:04
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That reminds me... Are there any followups to the TV shows that were on a few (6? 8?) years ago when kids right out of college were buying $600,000 half-townhouses (not even the whole thing, just one side of it)? My girlfriend at the time watched a lot of them while I read, and I saw single people buying $500,000 houses when their job was working at the GAP or some other clothing store.
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Jun 11, 2014 17:49
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olylifter posted:Sort of. They didn't do a specific series, but instead followed it on the news when the loans they received were part of the greatest economic collapse since the 1930s. When did this happen? If it was recent, it definitely didn't make the news here in the US. Thanks for the smartass reply. I was asking if they went to these people who were pressured into buying houses on the show and did a "where are they now" thing.
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Jun 12, 2014 13:48
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This is incredible. $15,000 due for unpaid child support. Warrant out for his arrest. His child support payments are $1300 per month. Rent is $1125. He makes less than just those two numbers combined. They should seriously get a divorce. In my state at least that would make a lot of sense. Then she'd be a single mom on paper and get EVERYTHING paid for. Housing, child care, heating assistance, food stamps, and child help (WIC).
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Aug 1, 2014 13:39
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Nail Rat posted:He has a legal obligation to pay and he's not even trying (read the thread), Dumb question, but how do you read reddit threads? Is there a way to sort by "things the OP has replied to and also keep the OPs replies intact" or do I have to sift through all the poo poo? Reddit doesn't really make a good format for discussions...
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Aug 1, 2014 14:05
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Wickerman posted:Does your mom also pay into SS? If so I think your dad will be eligible to draw SS checks using her income level rather than his if they've been married >10 years. This is why a lot of people get a divorce at 61 but still live together and pretend they didn't get divorced.
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Aug 1, 2014 17:46
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I charge $100/hr for computer work. The cheapest I can get a bulldozer here is $150/hr. Then I've got to find someone to run the drat thing. I'd say computer work for bulldozing is a hell of a deal.
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Aug 14, 2014 17:52
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spog posted:I dunno, for all the huge red warning signs, it seems to have worked out very well for him. You think he would post 'had to drop 3k into it for this reason and then another 4k for this other reason then the brakes went and it's rusting out a lot' ?? He was going to buy the car, everyone else in the thread be damned. He had 10 people say run and he went ahead and bought it anyway. Of course he put on a happy face.
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Sep 13, 2014 16:20
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http://www.reddit.com/r/personalfinance/comments/2gfe0w/how_can_i_get_rid_of_this_car/ Reddit Personal Finance strikes again. Person was driven to a car dealership by a loving parent and left there. Rather than take a cab to their lovely job, or walk or hitch hike, they signed paperwork for a $15,000 car so they could get to work. Work was that important. Then the timing belt went on the car, loving the engine completely. Car is now worth $1500, needs $1700 worth of repairs, and still has a loan for $14,200 on it.
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Sep 15, 2014 20:03
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Nail Rat posted:Bullshit, if you're making 80-100k and you live off of 35k (easily doable without living "in squalor" you would have no problem at all retiring in about 20 years. Yes kids, etc. will raise those costs but then again you should be getting raises in that time too. Who the gently caress makes 80-100k straight out of college? A very, very small percentage of all grads I would guess...
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Oct 9, 2014 18:04
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So I have a question. I'm going to be renovating a house and buying an assload of construction stuff. $12,000 in cabinets/countertops, sheetrock, paint, wood flooring, carpet, lights, insulation... Is getting a card with some kind of cash back a dumb idea for this basically one-time expense? We will be paying off the card with cash immediately, just trying to get some cash back or miles or something.
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Oct 17, 2014 16:24
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asur posted:Find cards with sign up bonuses that require you to spend X. Even if you don't get rewards, you do on most of them, the sign up bonus will drastically exceed the money/miles you'd get from buying everything on a single card. I didn't know these existed. Time to go to the Credit Card thread, thanks!
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Oct 17, 2014 16:39
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That is great. His dad is 55 an has ~200k in his 401k. That won't even pay the mortgage alone for 5 years. But the house is a status symbol and we'd become the laughing stock of the community!
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Oct 28, 2014 13:02
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LorneReams posted:Sounds right. My parents paid almost that much 15 years ago. Your parents paid almost $100 per day? Christ, it's $35 per kid per day in my area. There's no way that $2100 number is right.
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Oct 28, 2014 16:09
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moana posted:San Diego, my home has increased about $150k since I bought in early 09. Most places, I imagine. 08 was the bottom of the curve just about everywhere, wasn't it? Not here in Vermont! Selling my house and gonna eat a $30,000 loss.
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Nov 7, 2014 15:54
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Oil for heat in the winter? $200 electric bill monthly if using AC? $100/month house insurance? $250/month taxes? That's over 50% of his pre-tax dollars, and I'm pretty sure I'm low on the last two.
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Nov 10, 2014 20:33
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Not a Children posted:What did he spend $112k on in 6 months? When I try to think about how I'd blow that money in that time I'd probably get through about $30k on expensive booze and nice dinners and video games then... I got nothing $70,000 car.
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Nov 11, 2014 18:59
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80 new posts? Awesome, must be something hilarious. loving coffee? C'mon. I want to hear about the goon who got a speeding ticket reduced to $300. I have never had any ticket over $150. Was it a DUI that got knocked down to negligent operation?
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Dec 1, 2014 15:25
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Inverse Icarus posted:The wife and I found out early on that we're both carriers for a pretty terrible disease, and any kid we conceived naturally would have a 25% chance of getting it. Flip two coins, if they both come up tails, uh oh. We could do IVF and have them "screen" her eggs and select ones without the genes for the disease, but long story short it's like $14k per try, and rather than roll the dice on a $14k bet we decided to pay a little extra up front and adopt. You could always just do a cell-free DNA check to see if the fetus has that DNA. Pretty cheaply done nowadays I think. They just use the pregnant wife's DNA to check and see if the fetus has a specific sequence in its DNA and if it does that means there's a 25% (50%?) chance the fetus will have it. This next part is said pretty casually, and I understand it isnt: If the fetus has that DNA sequence, abort and try again. The fetus having that DNA sequence doesn't guarantee that it will have the disease, but there's a percent chance and that's usually enough. It's how one of my friends conceived when they had a pretty nasty disease in the bloodline too.
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Dec 3, 2014 22:01
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Not a Children posted:Uh, apparently it's really good with money if your house value doubled in a year He probably rents.
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Dec 9, 2014 22:04
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Jeffrey of YOSPOS posted:If we're hedging against societal collapse, bullets are easier to store and can always be, uhh, exchanged for gasoline. Also going to need a screwdriver and a bucket that can fit under cars.
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Dec 17, 2014 16:01
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flyboi posted:Im bald so I buzz my hair myself. Checkmate Using electricity.
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Jan 5, 2015 19:27
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Guinness posted:It came from /r/bitcoin:  He's down $5200 in 6 hours.
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Jan 14, 2015 22:33
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Horse Equity.
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Feb 18, 2015 18:38
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Happiness Commando posted:Speeding tickets are bad with money That's nothing. Having your car in the shop for a $1000 repair and borrowing a car from a car dealership and then sliding off the road into a snowbank and causing $1000 worth of damage to the loaner car is bad with money. My car is barely worth $2000.
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Mar 20, 2015 19:44
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At least it's only $170
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I don't think your sister will ever talk to your dad again. Can't really blame her on that one.
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Mar 24, 2015 20:43
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Krispy Kareem posted:drat physical media. My wife likes to buy lovely DVD's that go straight to NetFlix anyway. There's some asshat Katherine Heigl holding handcuffs DVD case in our entertainment center that just mocks me. She probably paid $20 for that piece of poo poo. Depending on the rating, send it to me please.
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Apr 3, 2015 15:09
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Also he cut his toenail (or callus) off with a butcher knife for some loving reason.
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Apr 7, 2015 13:07
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