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Please ignore.
blugu64 fucked around with this message at 19:11 on Nov 27, 2013 |
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Nov 27, 2013 19:07
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| # ¿ May 16, 2024 08:47 |
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How do people get on the junkmail bandwagon? I'm 30, rent, and don't ever get any junkmail specifically addressed to me. Literally never even gotten a credit card offer in the mail.
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Feb 8, 2014 17:40
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Bloody Queef posted:Not when compared to a library book. Or compared to the satisfaction that comes from a job well done.
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Apr 22, 2014 19:57
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fruition posted:I wish there was a way to set aside or escrow money in your own checking account to dedicate to the check you just wrote for whenever the person decides to cash it. Isn't that exactly what the checkbook ledger is for? Balance your checking accounts monthly kids, you'll never know when the bank screws the pooch unless you do.
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May 19, 2014 06:38
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Scholarships aren't an option for everyone. I went to a school with a graduating class of 2, and while I had a 4.0 I was I ineligible for every scholarship I applied for due to that. Minimum class size was like 10 to 16Ish.
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Jun 14, 2014 20:11
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Jeffrey posted:well I hope you and the other guy got along She was ugly, and prom was awkward.
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Jun 14, 2014 20:38
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You're not underwater on a new car if you don't buy more car then you can afford.
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Jul 30, 2014 21:17
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Jeffrey posted:Why? Doesn't the rule apply like anything else, if it's low enough aren't you better off investing your money and paying the minimum? Are there special rules for underwater car loans? You're forgetting to price in the additional risk you are taking on by using borrowed money to invest. Edit: Say the investment goes to crap. You're out the investment and still are on the hook to repay the loan. blugu64 fucked around with this message at 22:11 on Jul 30, 2014 |
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Jul 30, 2014 22:08
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I admit I'm a bit more financially conservative then most, but I'd hesitate to specifically borrow money to invest. Housing is somewhat different due to the scale of the costs involved, and it not necessarily being a depreciating asset, but paying down that loan is going to be pretty high up on my list. Edit: I won't belabor it, but that's my general thought process. Obviously different people have different risk tolerance. blugu64 fucked around with this message at 23:07 on Jul 30, 2014 |
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Jul 30, 2014 22:57
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MickeyFinn posted:Having children is financially irresponsible and the people that do it are monsters worse than Hilter. How else am I supposed to get all the farm work done? 
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Aug 10, 2014 17:23
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oxsnard posted:People who have kids and buy pickups for a daily driver are, themselves, literal children. Jesus Please, that's what the crew cab is for.
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Aug 19, 2014 02:32
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pathetic little tramp posted:It was such an unbelievably dumb thing I figured it needed something more than the usual quote and link. This thread has very little faith in me. You need to stop posting, shred all forms of ID, smash your cellphone, and buy a one way ticket to mexico.
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Sep 6, 2014 16:23
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Something you guys might want to check out is the break even point of just using a long term CD for the higher interest rate, and just planning on paying the early withdrawal penalty. My break even was like 3 months.
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Sep 10, 2014 21:14
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Hey that's my SSN too
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Oct 22, 2014 04:01
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Mantle posted:There is nothing "bad with money" about hitting the limit on a credit card I'm pretty sure there absolutely is.
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Oct 24, 2014 14:26
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Krispy Kareem posted:Only nerds and 401k managers buy index funds.  Just want this to marinate for a minute.
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Nov 12, 2014 16:31
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melon cat posted:So I guess I'm not the only one who has noticed this bizarre "Tip everyone during Christmas" trend. It's not really a trend, my parents and grandparents have been tipping their regular mailmen/garbage men for 30+ years. It wasn't quite as inclusive as that list, but still. Edit:for the holidays I mean. blugu64 fucked around with this message at 22:25 on Dec 5, 2014 |
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Dec 5, 2014 22:22
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Gasoline turns in to a varnish, ask anyone with a carbed bike. Also tell your coworker about Stabil.
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Dec 16, 2014 20:44
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If paying the additional $2k a year to drive a SUV over a subcompact is such a bad with money strain on your budget, you should probably rethink that subcompact. (Assuming it's not $2k beater special)
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Dec 18, 2014 21:23
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Goes back to that time vs money thing. The more research you do, the better deal you can get at the cost of time. Throw money at the problem and you can have a new quality car by the end of the day. Priorities, values, and your personal situation make it all relative to you.
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Dec 19, 2014 19:34
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Centripetal Horse posted:You can't spend a dime on anything but second-hand shoes and day-old bread unless you have thirty-six months of living expenses saved up, fully-funded college accounts for all of your present children, as well as any theoretical children you may or may not have in the future, and enough retirement savings to found a dynasty. Agree 
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Jan 27, 2015 18:39
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Space Gopher posted:There are all kinds of cool, fairly profitable new hobby toys that Radio Shack could have sold - drones, 3D printers, Arduino/Raspberry Pi type hobbyist microcontrollers and tinycomputers, whatever. They literally sold all of those.
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Feb 9, 2015 05:01
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Pfft, the real SHTF currency will be what everyone takes for granted, and I have a stockpile of. Toilet paper.
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Feb 12, 2015 17:22
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In before 2 pages of plane chat. Edit: damnit
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Feb 17, 2015 19:31
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Powerlurker posted:You're thinking small. Start printing 3d printers. No, you've gotta try to retain and control the means of production.
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Mar 21, 2015 01:50
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That coal ain't gonna roll itself.
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Apr 3, 2015 21:10
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Devian666 posted:Jeeps are complete crap so the only way someone would want to buy one is due to advertising. It's paying off for selling Jeeps. Hey that's not true, they're also really good at oiling the driveway.
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Apr 14, 2015 13:56
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BEHOLD: MY CAPE posted:I have never understood the replies to bad car purchase threads that advise the OP to immediately sell a newish car and eat the depreciation hit in negative equity on another used car. Like, it's not better to drive a $20k car with $10-15k of lit on fire negative equity/used car salesman profit rolled into the loan by trading in, than to just consider your lesson learned and drive your $50k car you spent too much on into the ground Because he still has a 50k+interest to pay off, instead of only having 20k+interest+10k negative equity to pay off. That's still like 20k+ in savings.
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Apr 27, 2015 02:16
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It's way too expensive a car yes, but it's still cheaper overall then his 50k car, and if they manage to pick a 20k car that eats up the 20k savings in maintenance, then there are other issues. Besides, there are great used cars in the 10k range, that even if you get royally screwed on, you'll come out way ahead compared to consigning yourself to 50k+ interest.
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Apr 27, 2015 03:09
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More likely they're still waiting in line to check out.
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May 20, 2015 12:46
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High Lord Elbow posted:People who loudly avoid Wal-Mart do so mostly to feel superior to others. Yeah well I don't own a tv
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May 21, 2015 00:57
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//Mom
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May 26, 2015 18:42
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Accident lawyers, health care professionals that care for accidents, body shops, etc etc
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Jun 2, 2015 01:17
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Yeah but if you die because of a barber shop disease, your spending drops to $0 and your life insurance pays out. Good with money.
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Jun 13, 2015 00:56
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oxsnard posted:This idiot: My favorite bit quote:Sure, I'd be financially solvent, but at what cost?
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Jun 16, 2015 00:17
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Cast_No_Shadow posted:Maybe something that only allows for unsecured debt/binding contracts that can last the number of years youve legally been an adult. Good luck waiting until you're 48 to buy a house.
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Jun 18, 2015 21:12
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More stories, less whatever this is. Do it or I'm going to buy a truck with no money down to tow my horses around that I got when I won horse store credit.
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Jun 19, 2015 17:23
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Ornamented Death posted:Still rocking my USAA rewards credit card, though I did the math converting points to cash back makes it a 1% cash back card. I've been trying to convince my wife that we need to get some better rewards credit cards, but it took me years to convince her to stop using debit cards for everything so I feel this may be an uphill battle. USAA has a cashback card that's 1.5%, might be easier to talk to her about upgrading from the same place, or seeing if they'll change your account.
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Jun 28, 2015 17:37
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BigDave posted:Isn't this technically considered bank fraud? Only on behalf of the junk mailer guys
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Jul 8, 2015 22:17
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| # ¿ May 16, 2024 08:47 |
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Because your not pricing in the risk of your investment not paying out, and losing both your investment and house.
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Jul 13, 2015 15:19
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