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paperchaseguy
Feb 21, 2002

THEY'RE GONNA SAY NO
http://www.marketwatch.com/retirement/tools/retirement-planning-calculator

Here's a really good retirement calculator. It's very flexible. You can go the very simple route: put in your age, salary, savings rate, current assets, and find your retirement age. Or you can get really specific and add each of your investment accounts, tax rates, adjust your cost of living, adjust expected rates of return, etc.

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paperchaseguy
Feb 21, 2002

THEY'RE GONNA SAY NO

Folly posted:

On a less awesome note, I finally pulled up the fund options at the new company's 401k through T. Rowe Price. I have exactly 3 options with a cost ratio below 0.50%, with most of them being in the 0.65% range. So my options are the S&P 500 index for 0.10%, a money market account with 0.20%, or a bond fund at 0.46%. I know I'm new to this, but those fees seem high. They are considerably higher than the fees on the 401k I still have through my previous employer, and I wasn't even paying attention before.

0.10% is decent, the others aren't too bad. The cheapest ETF portfolio will show you the rock bottom fees you can get for a super diversified portfolio.

paperchaseguy
Feb 21, 2002

THEY'RE GONNA SAY NO

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