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What kind of asset allocations are people aiming for? I'm in a fairly good position I suppose to aim for some sort of financial independence but the idea is kind of staggering. I'm currently spending about 55% of my take home pay which would leave me with another 45% to invest. I currently have $22k in cash and $22k in my Roth IRA but I also have an $11k car loan. I'm thinking if I consolidate my cash into one account over the next couple of months I can just pay off my car in one big lump sum, leaving me with an $11k emergency fund and a decent buffer in my now single checking account. I would now only be spending 47% of my take home and could use the rest for investments (although a decent % will probably go into cash reserves just because I like to be a little conservative).
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# ¿ Jul 23, 2013 20:57 |
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# ¿ May 2, 2024 13:14 |