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So, is the general consensus that the biggest expenses in early retirement are home costs (mortgage/rent plus utilities) and healthcare? It seems like some of you are settling on numbers like 40k a year, and I'm trying to figure out what this estimate takes into account. As far as I can tell, after these two things, it's basically down to food, transportation, education (if kids are involved), and entertainment, all of which could probably be scaled down to basic levels if need be. Personally, I'd like to get up to my mid 40s and then "downgrade" to a less stressful, but lower paying job until my theoretical kids are out of the house, or in the house but paying rent, and then progress into my 50s at which point I'm either working solely because I like my job, or not working at all. I figure by then I can just eat zero calorie pizza and beer, and have virtual sex with playboy bunnies, since it'll be the year 2035 and we'll have those things.
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Jul 23, 2013 14:35
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| # ¿ May 2, 2024 02:01 |
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