|
Good rate and liquid are hard to find these days. Well, good rate, liquid, and not-too-risky, at least.
|
#
¿
Nov 6, 2013 17:16
|
|
|
|
| # ¿ May 6, 2024 07:25 |
|
|
loki k zen posted:This may not be a popular one, but not drinking alcohol has saved me so much money. Eh, large bottles of decent bourbon are pretty cheap and can last you a loooong while.
|
|
#
¿
May 13, 2014 20:17
|
|
|
Nail Rat posted:I don't understand his rationale that "it can't be a troll because less people read this site than reddit!" You have been featured on TV and multiple mainstream websites and your site periodically chokes to death temporarily despite claiming you're dumping a lot of money on servers. You're not underground dude. It's an obvious troll. Read that as Designated Hitler and it made just as much sense in your sentence.
|
|
#
¿
Jul 18, 2014 18:39
|
|
|
Really nice DSLR cameras are not replicated by smartphone cameras.
|
|
#
¿
Nov 27, 2014 00:34
|
|
|
BEHOLD: MY CAPE posted:I think it is a mistake to pay off your mortgage faster than necessary if you are like the vast majority of US homeowners and either or both 1) you itemize your mortgage deduction and do not hit an AMT or 2) you have room to contribute more to any type of tax advantaged account. The implication being, if you do hit the AMT and you're maxing 401k and Roth IRA...it's not a mistake?
|
|
#
¿
Mar 8, 2016 15:04
|
|
|
MiddleOne posted:Where do you live? 7200/12 is what, 600 a month? Maybe he lives with roommates?
|
|
#
¿
Sep 21, 2016 15:16
|
|
|
OctaviusBeaver posted:You can get a duplex or triplex in my city in a decent area for around $300,000, compared to a single family home for about $200,000 in a somewhat nicer area. I've been thinking about buying a house anyway but was considering going for a duplex or triplex and renting out the parts me and the wife aren't using. Then eventually save up enough for a down payment on a single family home and using the whole building as a rental property. Anybody have experience doing something like that? I thought a rental property might be a good way to hedge against the lower long term growth in the stock market compared to the last century. It's a bad idea unless you want to be a landlord, truly want to be. https://forums.somethingawful.com/showthread.php?threadid=3131399 if you want to ask house-buying questions directly, it might be a better place to ask about it. Most of the answers will be like mine though. 
|
|
#
¿
Jan 18, 2017 01:17
|
|
|
Mofabio posted:- Somebody invents a machine that captures carbon and turns it into food, millions globally quit their jobs without starving to death, economy shrinks, banks go under, people are thrown out of work, more people use machine for survival, capitalism dies, factories are re-entered under conditions of socialism So basically that episode of TNG where a guy wakes up from a freeze and is like...so I want to check on my hundreds of years of interest! and picard is like...dude we don't use money anymore.
|
|
#
¿
Mar 24, 2017 01:26
|
|
|
And to reiterate someone else's point: "I'm nervous that if there is a recession, it will hit me very hard, so I want to change my allocations to reduce that risk" is what you're doing, whatever you say, and that's a very, very valid thing to be doing with valid reasoning.
|
|
#
¿
Sep 4, 2017 16:07
|
|
|
Hoodwinker posted:YuuuuuuuuuuUUUUUUUUUUUUUUUUUUP True enough.
|
|
#
¿
Sep 4, 2017 17:31
|
|
|
Jeffrey of YOSPOS posted:The D&D thread is currently talking about sweating onions and cooking so I'm guessing somewhere there's a Goons with Spoons thread talking about financial independence. There's a "I'm poor what do I cook" thread so yeah probably.
|
|
#
¿
Jan 26, 2018 22:30
|
|
|
Yeah being in a happy place of deciding between paying off mortgage vs extra taxable investments is just risk management, and it's *really* just your personal ability to withstand downturns vs the desired feeling of joy of paying off the house and never being in debt to anyone ever again. Can you guess which direction we went?
|
|
#
¿
Oct 12, 2018 20:32
|
|
|
GoGoGadgetChris posted:for sure. This is a bad answer.
|
|
#
¿
Oct 12, 2018 21:40
|
|
|
Note that I highlighted the part of your post I disagreed with. It cannot be a guaranteed best course, because there's pros and cons both ways. Don't speak from authority when you're giving an opinion on which of two good choices to choose.
|
|
#
¿
Oct 13, 2018 00:16
|
|
|
GoGoGadgetChris posted:When I responded, you hadn't edited it from "7% for sure" so I thought you were disagreeing with my opinion, not my conviction. I wanted to hear why! I don't believe it ever said 7% for sure, but my memory's pretty bad so who knows. Anyway yeah I was flippantly noting that you shouldn't say that something is better "for sure" when there's solid reasons to choose both ways.
|
|
#
¿
Oct 13, 2018 01:38
|
|
|
Yeah, having ten million dollars would be fantastic, having ten billion dollars would be horrible.
|
|
#
¿
Feb 20, 2019 13:27
|
|
|
People everywhere think self improvement of any kind is a judgement on their own failures.
|
|
#
¿
Feb 2, 2020 19:48
|
|
|
Space Gopher posted:Yeah, as long as you think about savings in terms of "self improvement" and "failures" then people are probably going to see you as judgmental. No, as long as the people you're talking to see it in those terms. Which many many many people do and will.
|
|
#
¿
Feb 2, 2020 23:24
|
|
|
|
| # ¿ May 6, 2024 07:25 |
|
|
a dingus posted:I'm sure it's a privilege of having a comfortable income but the older I get the more I think making money can be fun. If I 'retired' I really don't think I would be able to dodge making some type of coin somehow. read that last as "doge making some type of coin" and thought you veered horribly into crypto for a sec
|
|
#
¿
Dec 1, 2021 16:46
|
|