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I'm a big dum and over contributed to my 2023 RRSP. I've spoken to a CRA agent, withdrew the excess contribution from the RRSP account after 2 months of not noticing it. The withdrawl was done in 2023 proper, and for ~5k so over the 2k wiggle room. I undersatnd that I need to file a T3012A form (according to weathsimple: https://www.wealthsimple.com/en-ca/learn/rrsp-over-contribution#the_bottom_line). I also understand that since I haven't file my 2023 taxes yet, this convercontribution is not "already deducted." Does anyone have any tips or experience or resources they can share? I do intend to call CRA again to make sure I do it right, but any help would be appreciated. Thank you.
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# ¿ Mar 6, 2024 03:47 |
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# ¿ May 22, 2024 11:09 |