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GTGastby
Dec 28, 2006

Ani posted:

My bank definitely charges the market rate - I've verified it. My credit card does too. I think US banks and credit cards are not allowed to disguise their foreign transaction fees, and if they are charging something extra, they're required to mark it as a separate fee. I know that's how one of my cards does it.

I also find this hard to believe, and I suspect in the majority of cases, there is a feee of some sort involved. I know both my American credit cards(visa / mastercard / discover) charge fees and do not use a favorable exchange rate. My ATM card does the same. I'd definitely verify exactly what you are being charged if you try going this route, as no fees and a good exchange rate are definitely not typcial.

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