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Eeeee poo poo, how do you get offered a 18% APR and say "hell yeah, sign me up!" That's brutal. Getting that either refinanced or made to go away by throwing every extra buck at the principle should be your first priority.
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Nov 24, 2013 13:23
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Knyteguy posted:All of the excess money is budgeted for our emergency fund. I chose a relatively arbitrary number of $10,000 to save to before we throw extra money into debt. 10k seems excessive, especially with that nasty car loan hanging over your head. Think of it this way - the sooner you get rid of those debts the less monthly expenses you'll have if you do lose your job. I'd shoot for a quicker goal of 2-3 months worth of expenses and then tackle that debt.
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Dec 2, 2013 18:09
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