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in_cahoots
Sep 12, 2011
I was all set to make a snarky reply, but for some reason I'm in a charitable mood: Knyteguy, your credit limit is not an 'emergency fund'. It's not uncommon for credit lines to be lowered or closed if your utilization and/or credit score drops. You also can't pay rent with a credit card, at least not without paying some hefty fees. For these reasons (among others) you can't count it. Being a month ahead is sort-of okay, but it's still not really emergency savings. Your emergency fund should be 6 months cash, or something else that's easily accessible.

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in_cahoots
Sep 12, 2011
I think it's great that you were "budgeting" and getting quotes for a transmission change a few months ago, and yet now that there's an actual use for your car's emergency fund there's nothing in it and you don't really need the car at all.

A DUI is way more than $800, but this does seem fishy. Your insurance ended on 12/22, right? As I read it your fine shouldn't be anywhere close to $800 since it's less than 90 days.

in_cahoots
Sep 12, 2011
Hmm, let me take a look at his reviews since he's only got a 1.5 star rating. Ok, so most people think he over prescribes and he's the subject of a class action lawsuit.

Here's a snippet from #3:

[quote=]
Do not, do not, do not, see this doctor.

If you need psychiatric help, you're going to find that most psychiatrists in Reno have long wait times. And you're going to feel like you need help -now- and that asking you to wait six weeks misses the whole point. Not so with Dr. Assad: he can see you later in the week.
[/quote]

It's almost like she was reading my mind! Is this the best you can find, or just the best you can find with an opening before May 1? I just hope this is a joke post.

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