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Or just make like Clark Howard and dry your razor after each use. Each one will last months. $100/month is not excessive for spending cash. Let your wife have something while you're indulging in next-gen video games.
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Dec 2, 2013 21:33
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Good job on the emergency fund. That will really help you break the cycle. Don't forget your up-to-date debt picture after you talk to the bank.
MrKatharsis fucked around with this message at 07:14 on Dec 7, 2013 |
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Dec 7, 2013 07:09
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Get this: http://www.amazon.com/Spyderco-Tri-Angle-Sharpmaker-Sharpener-204MF/dp/B000Q9C4AE and save $40. A cheap rear end knife can be sharp as hell if you actually sharpen it and not "hone" it or whatever.
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Jan 30, 2014 02:51
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Knyteguy posted:I'm also following (just started) Dave Ramsey's method. Sure doesn't sound like it.
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Jan 5, 2016 00:47
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Dave Ramsey's baby step #2 clearly lays out the order in which to pay down the debt. If you're not sure, you're not on the method. Also, there is no spending ahead of schedule because you're on the envelope system.Knyteguy posted:I'm thinking of tackling the unsubsidized student loan next, but I'll need to speak with my wife first to see what consensus we come to. Knyteguy posted:Edit: However I am trying to break out of the habit of spending ahead of schedule.
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Jan 5, 2016 06:44
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LoreOfSerpents posted:write a heartfelt letter to the seller about why you're the perfect buyer No joke, people actually do this in Seattle. The hard limit of two pets in a rental is real too. Also, OP, I didn't mean to discourage you from the Dave Ramsey plan. It is solid and it worked great for me. However, at some point you will need to stop changing gears and actually grind out some results. That will matter far more than the particulars of your plan.
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Jan 10, 2016 02:24
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