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Schiavona posted:You really need to take your grocery receipts for a month and take a good look at them, because $400+ a month for two people is absurd unless you're eating filet mignon topped with foie gras and fig jam for every meal or you live in the rear end end of Alaska.
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Nov 26, 2013 17:58
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| # ¿ Apr 28, 2024 01:36 |
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Knyteguy posted:endless post You're about five steps ahead of where your mind should be - on getting your lifestyle, spending, and mindset under control right now. You still think that buying a $300 guitar for somebody just getting into it and who may not even stick with it (not a judgement on your wife, this is just how things are) was a good idea when there are guitars on Craigslist. You're also still buying brand new video games and brand new video game systems when there's an ocean of cheap-rear end used games out there which are just as fun. Here's the fun part about BFC: numbers don't lie. And they're the reality of your finances - the words don't matter. There's a part of your brain that you're going to have to deprive and re-train (the spendy part), and the more you let yourself rationalize the more you'll give it a chance at survival. Also - being under-budget in one area doesn't justify being over-budget in another. Behaving this way will almost guarantee that you'll be consistently over-budget, because you're neutralizing the effect of positive randomness and only exposing yourself to negative randomness. Of course, the most important thing to remember is that you're acting in your own self-interest! Be greedy, save money!
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Nov 26, 2013 22:29
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Knyteguy posted:Alright, I went ahead and edited out the frivolous stuff of the last post; I was getting a bit chatty during my lunch break, but I don't want it diluting the point of what I was trying to say. You're right I do rationalize; I've also got a lot of willpower when I put my mind to it, so hopefully there won't be too many purchases to rationalize during this process. Not to dwell on your old post too much, but you were talking about all the cool stuff that you wanted to be able to afford later (house, weights, etc). If you spend all your time thinking about your goals, you're going to feel like you're denying yourself all the time. Being goal-oriented sucks because you're pretty much never happy, you're always striving. I guess what I mean is - take pleasure in paying down your debt. Your main mission is to find a way to line up your satisfaction and your self-interest so that willpower's got nothing to do with it. After that, it's pretty easy. There's maybe a little discomfort at the beginning, but always remind yourself that you're doing this for yourself. If you start to believe that you'd actually be better off spending lots of money instead of saving money, come back so that we can put you back in line!
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Nov 26, 2013 23:39
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Knyteguy posted:It'll lead to better teeth hygiene. My mother has been in the dental industry for many years and highly recommends them, as does our hygienist. The quadrant timer is awesome and my mouth definitely feels healthier. My wife got a good comment from the hygienist about it too. The main reason to think about past purchases is to ask yourself what you would do differently. You're not going to stop buying things entirely, and that goal will always be a failure. The point of reconsidering past behavior is to create a model for future behavior.
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Dec 1, 2013 23:46
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Knyteguy posted:Ah we probably should have checked Amazon. It would have saved us some money plus tax. I buy everything online except for groceries and furniture. It lets me research purchases, get the lowest price, and even lets me avoid some impulse purchases. Plus I don't have to spend time going to stores. Of course, I have prime, so it's a lot more fun... may even be a worthwhile investment (especially if you get into the goon splitting of prime accounts in SA-mart if that's still going on).
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Dec 2, 2013 01:48
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pomme posted:Fake edit: I just wanted to suggest a recipe for something called "taco soup." I see you bought beans, and it is a really cheap way to have a filling, cheap meal that is also really delicious. Just google it, and put whatever crap in it you want. If I may, I suggest canned olives and jalapeņos. Great crockpot dish. Make some vegetables if you want.
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Dec 8, 2013 20:56
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pomme posted:You're crazy. Who doesn't like tacos? Slow-cookering's probably best for beef, but beef's a little more expensive so pork is runner-up, I find chicken nasty in the slow-cooker... Myself I choose to pressure-cook. Having a giant boneless cooked pork roast in the fridge and a bunch of vegetables pre-cooked hanging around you can just slice and serve the pork and microwave your plate. Beans optional. No Wave fucked around with this message at 02:15 on Dec 9, 2013 |
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Dec 9, 2013 02:12
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Buying a new car was a really bad decision... Why would you do that?
No Wave fucked around with this message at 13:12 on May 29, 2014 |
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May 29, 2014 13:02
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slap me silly posted:... is the worst enemy of feminism. One, why the hell should you try to do it all? Two, why should you capitulate to the prevailing culture to do it? No Wave fucked around with this message at 03:16 on Aug 14, 2014 |
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Aug 14, 2014 03:13
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moana posted:Well then she doesn't practice what she preaches, because in Lean In all she talks about is how you shouldn't cut back on hours, you're shooting yourself in the foot if you quit your job and stay away from work for too long, daycare is good value because you're decreasing your earning and earning potential every year you stay off the job, blah blah blah.
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Aug 14, 2014 12:06
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| # ¿ Apr 28, 2024 01:36 |
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There's absolutely no way that you have a 12 ounce food processor. That is the size of a can of soda.
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Oct 3, 2014 01:51
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