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Y'all inspired me to try to use ynab4 again, I could save 180 a year!! Oh, it's hard to import my nYNAB data without using a Python script? Hmmm maybe not.
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# ¿ Mar 17, 2024 19:13 |
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# ¿ May 4, 2024 13:02 |
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My favorite feeling is when I get to hide a category. For example, I had several legal expenses last winter and this spring. Now that those are finished, bye bye legal bills category!
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# ¿ Apr 18, 2024 14:51 |
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Boris Galerkin posted:Jesus Christ I have like 15 categories and I thought that was too much. I have the basics like "Rent" and "Utilities" and "Groceries". I also have "Pet" and "Medical." All my subscriptions are just "Subscriptions". I have one "Shopping" category that are just random non-grocery related expenses. When I buy household stuff or shampoo I usually buy it when I'm grocery shopping so that all gets counted as "Grocery" too because I can't be assed to enter a split transaction. How do you handle cash? I suppose you could monitor each penny of that $100 withdraw and then, after you spend it, split the $100 ATM charge into categories X,Y,Z. I'm personally not that picky at this point in my budgeting career.
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# ¿ Apr 18, 2024 21:50 |
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Boris Galerkin posted:I pull $20 from the atm and deduct it from "shopping" and then I never worry about it again. Or if I'm specifically pulling cash out for a bar or something for some reason I guess I'd deduct it from "food." Yea, cash is king and I always have +/- $50 in case I bump into a cash-only situation like a taco truck or unhoused person. BRB, changing my "cash" category into "pocket full of bills/walkin' around money".
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# ¿ Apr 18, 2024 22:01 |