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boop the snoot posted:Thanks for the tip about putting in a support ticket. I got a really quick response and I am switching from plaid to MX, which I suppose works better with Mastercards (I have a hunch that MX is a Mastercard company?). Glad I found this thread! This is my sentiment.. Eventually I'm sure I will want to migrate to something cheaper. But for someone who just started using YNAB last year.. this app has helped me pay down tons of debt and keep spending in check.
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Aug 10, 2022 22:07
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| # ¿ May 4, 2024 19:27 |
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 Quick snapshot of the category groups that I have setup. I try to have a category for every single expense. My subscriptions are each a separate category falling into a 'subscriptions' category group. If it is a fixed expense, I round up to the nearest dollar. This lets me slowly create a buffer without even noticing it. My more variable expenses are just a flat dollar amount. If I underspend for the month, then it takes less for me to fill the line item next month and letting me start getting ahead of expenses. I'm really trying to get some debts paid off as well as getting 1 year ahead of my expenses. I know there's a lot of folks not so happy with YNAB's constant price increases, but the app has really changed my life and I'll continue supporting their development!
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Nov 2, 2022 17:48
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I may be misinterpreting your use case, but what about the 'Savings Balance' type?
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Dec 1, 2022 18:54
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Schrute Nation posted:
this. It has helped me turn my finances around and I will gladly support the devs and their business.
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Jan 30, 2023 02:22
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Harminoff posted:If anyone wants to feel better about their financial situation I found this cool channel where this guy goes through people's budgets. Pretty entertaining! Yes. I've been watching this dude for about a month now. The mindsets of some of his guests are fascinating.
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Mar 23, 2023 02:40
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adnam posted:How fucky is YNAB when importing balances? It's my first time using automation after years of manual importing transactions, and while it was able to pull in my credit card transactions from the last month, the final amount owed is completely off It will prob be a little "off" for the first bit. I would just maybe do weekly reconciliations until you trust the data. I use automatic transactions for about 85% of my YNAB usage.
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Jan 9, 2024 19:47
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Leon Sumbitches posted:My favorite feeling is when I get to hide a category. For example, I had several legal expenses last winter and this spring. Now that those are finished, bye bye legal bills category! I've started spinning up and hiding categories for any type of stuff I want to track. Just went out of state for a wedding, and was able to assign any money spent to that category for a full spending report on my trip. When its all over? hide the category!
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Apr 18, 2024 15:36
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| # ¿ May 4, 2024 19:27 |
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Seeing everyone's categories was one of my favorite parts of the YNAB reddit but its SUPER slow these days. Here are mine (currently) Income Sorting Next Month - Instead of funding a month ahead, i keep a next month category. CC Cashback/Interest - This includes my HYSA, Tbills and any other random money that comes in Splurge Funds Groceries Dining Out Entertainment Misc. - Any fees or random things that don't have a category. If something hits this often, ill make a category. Savings Home Down Payment Travel Taxes 2 Months Expenses - Again, not a fan of assigning a month or two out. I tried my best funding forward and it just wasn't as impactful to me. Self Tattoo Gym Supplements Grooming Clothes Medical Home Mortgage Trash Electric Internet Water Consumables - Soaps, papertowls, TP, etc. Home Goods - NEW additions to home. New furniture, dishes, decor. Auto Car Insurance Fuel Maintenance & New Car Fund Subscriptions Twitch iCloud Spotify YouTube NZBGeek Domain #1 1Password TickTick Domain #2 DrunkenSlug Drogon Amazon Prime Opus IPTV Lumosity YNAB Entrepreneurship Etsy Crypto Sports Betting I use filtered views alot for my day to day review. I have one for monthly bills, non monthly bills, common spending, & living expenses.
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Apr 18, 2024 23:46
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