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Wizardryo
Jul 23, 2002

"Finally! A deep throat to call my own!"
How do you guys track cash? The YNAB FAQ suggests either making a Cash account and tracking everything or setting up a black box-esque "Cash" category. I'm undecided on the pros and cons of both. For what it's worth, I stick to cards for most everything but do use cash for tipping at bars/restaurants and for taxis. Is it worth all the hassle to keep track of smaller $1-5 cash exchanges here and there outside of the initial ATM withdrawal/cash back? I'm thinking of things like spotting a coworker a few dollars or getting a drink from the vending machine.

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