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How do you budget in expected income so it becomes Available to Budget at top? I just filed my tax returns and I know I'll be getting them in February, and want to pencil in plans for it.
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Jan 31, 2014 15:40
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We'll that's irksome, kinda makes planning for larger items more difficult. Thanks.
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Jan 31, 2014 15:56
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Buying a plane ticket next week. I just got my monthly salary and covering it from my checking account's side is zero problem, but from YNAB's point of view I've already given every dollar from my take-home a job this month. The tax return will probably get here in the middle of the month. Basically the tax return is a good boost to my inflow for the month, but it's not part of the regular first-of-the-month paycheck so I can't give its dollars a job in YNAB's world, even though I know what I want to do with it. I suppose what I could do is make a category for the plane ticket, them when the refund gets here I can divert part of its inflow to that category to balance it out.
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Jan 31, 2014 16:12
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Demon_Corsair posted:If the money is a sure thing and you have enough in your account to cover it now, I would just enter the ticket into your budget, have the category in the red and zero it out when you get your refund. Yeah this is probably what I'll do. I have enough elbow room in my cash buffer that I can afford the ticket even if I don't get my refund this month so I'm not particularly worried, but the thoughts of "in my mind I'm paying for this with my refund" and "I want to lock in the seat reservation and ticket price before I get my refund" kindof conflict in YNAB's world. Thanks all for the help.
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Jan 31, 2014 18:25
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100 HOGS AGREE posted:The interest rate on my savings account is 0.1% That's ten times higher than mine 
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Feb 5, 2014 01:29
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gariig posted:Technically you are paying for the ticket with your own cash not the refund. You purchase the ticket, record the expense in YNAB, and go negative in the Vacation category. So you remove some cash from your reserves right now to 0 out the balance. When you get the refund you can increase the categories that you borrowed from. Booked the flight and this is basically what I did. And thanks to YNAB I went from "Hm, can I afford this ticket before I get my refund?!?" to "Yes, I can afford it and here's the evidence." Thanks thread 
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Feb 5, 2014 16:09
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I'm just throwing my refund under income for whatever month I get it. Speaking of which my refund from California already dropped this morning. Whoa. Breaking down taxes month by month makes no sense to me in the context of a budget. It's money that was taken out before it got to you so in a sense it was never income at all. I consider all paycheck withholdings off-budget.
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Feb 6, 2014 18:37
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As a counterpoint I go the opposite route, with a separate expense category for Pocket Change. I generally give myself $40 cash (usually cash back from grocery shopping) at the beginning of the week and consider that gone as far as YNAB's concerned, and don't track its spending. It generally goes to coffee or lunch during the work week.
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Feb 13, 2014 15:24
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Yeah so um
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Jan 2, 2015 08:09
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And just to dissent I don't keep track of cash purchases via YNAB because I just can't live my life tracking every drat bagel or tin of Altoids I buy. When I get cash back at the grocery store or ATM I deduct from a Pocket Change category which I budget for each month, and consider that cash basically thrown in the fireplace.
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Jan 8, 2015 04:20
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You bought it this month, it goes in the budget for this month. Check the video on how credit cards work in YNAB.
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Feb 18, 2015 21:07
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Sounds like a good time to start a new hobby.
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May 18, 2015 15:43
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You can put all the stuff you're going to put into the savings account into its own category. Then the total amount to transfer is shown at the top of the category.
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Aug 29, 2015 23:43
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I take it that includes Credit Karma as well?
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Sep 1, 2015 07:14
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Thanksgiving, probably.
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Oct 26, 2015 04:32
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And I'd expect to be pulled from Steam altogether once the downgrade is released. Get it now if you need it, and archive the tutorial videos if possible.
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Dec 29, 2015 18:24
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Until it breaks due to some OS upgrade screwing it up. Could be months, could be years.
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Jan 3, 2016 21:53
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Yeah mine isn't working with Dropbox either, at least not the iPad version.
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Dec 14, 2016 18:07
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I really expected them to use the API switch as and opportunity to kill it. Hats off to them then.
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May 22, 2017 16:20
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Are credit cards still a train wreck with the new YNAB?
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Oct 3, 2019 03:13
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~~web apps~~
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Jan 1, 2020 21:25
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Ur Getting Fatter posted:For those of you that make manual imports, how often do you do it? Daily. Every morning seven days a week, after walking the dog and while I’m finishing a nice cup of coffee. Now that I’m on nYNAB I reconcile every day too. I’ll caveat that I rather enjoy it so I’m just weird.
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Jan 31, 2020 02:47
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Weird, it does for me.
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Apr 13, 2021 21:18
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FateFree posted:By the way - this depends on how the reward was given to you. if it was deposited into your checking account then sure everything works fine. If it credits to the card itself then it won't Oh, I enter transactions manually; that may be the difference.
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Apr 14, 2021 08:18
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I didn't even get an email -- checked my subscription and they just upped the price behind my back. Good job y'all.
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Nov 6, 2021 22:29
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One thing that's starting to piss me off with YNAB is their privacy policy widget can't be acknowledged or otherwise hidden, and it covers up the last couple categories. I have to make dummy categories now just to deal with it. Been doing this for at least a month now. You'd think they'd notice if they were users of their own software?
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Nov 30, 2022 17:50
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| # ¿ Apr 28, 2024 22:35 |
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Nope!
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Nov 30, 2022 18:21
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