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Grumpwagon posted:stuff Well an unsubsidized $400 phone would actually more than pay for itself in a year versus my current plan, since my employer covers $100 and it'd be saving me $30 a month...then the second year would be just gravy. Thanks! My contract is up in September and I'll probably go with a Nexus 5 unsubsidized with T-Mobile then. It'll be nice to not have to worry about how many texts I have left and data overages. Of course the truly frugal thing would be to stick with my RAZR M for another couple years, but 8 gigs of memory is really cramping my style, even with an SD card.
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Mar 19, 2014 15:35
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I just do intermittent fasting and don't worry about cooking breakfast or packing lunch. There is no biological reason why you must eat three times a day and gorging to get to 3300 calories from 5-9 is easy and cheap and awesome. The first ten days or so kind of suck as you recondition your hormones to not be hungry at breakfast and lunch time, but after that you actually NEVER feel hungry and skipping a day or two of food is almost unnoticeable.
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Mar 19, 2014 15:37
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How do you even eat 3300 calories worth of basil without throwing up?
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Mar 19, 2014 15:39
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That's over 25 pounds of basil.
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Mar 19, 2014 15:41
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Nail Rat posted:That's over 25 pounds of basil.
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Mar 19, 2014 15:41
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How do you get 3300 calories in four hours? That's two pounds of butter. I'm assuming I didn't answer my own question.
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Mar 19, 2014 15:43
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My guess is that once you eat that much basil your body will develop chloroplasts and you'll be able to eat sunlight the rest of your life. The only downside is your skin will likely turn green.
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Mar 19, 2014 15:43
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The only thing about t mobile is make sure the coverage is good. It is great in Denver and then sucks everywhere else I travel for work. I am still with Verizon since I got my moto x 32gb for $100 (free since work pays $100 for phones) and my bill is only $70 a month for 2gb data (work pays up to $75 a month). Got to love free phones and corporate discounts (20%).
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Mar 19, 2014 15:46
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No Wave posted:How do you get 3300 calories in four hours? That's two pounds of butter. I'm assuming I didn't answer my own question. Actually, lately I haven't been hitting 3300 just because my actual window has been reduced from 5-9 to like 7-9 due to workload. But here's yesterday. Ignore the "4-6", that's old.  So like, 2200 calories = 4x eggs w/cheese Trail mix Toast w/ cinnamon sugar Big loving salad w/a whole sausage (sausage is from my farmer, actual salt content is unknown) Cereal with protein A 3300 day would have those extra two hours to consume a big old stir fry with white fish or something. Maybe a couple of tuna sandwiches or salmon cakes. At this rate I'm turning into a 6" 160-lb twink pretty quickly. The other day my wife described me as "skinny" and I wept a little bit, my days of weighing 195 and running a <18 5k are behind me. 
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Mar 19, 2014 16:00
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Any online resource you recommend for reading more about intermittent fasting? It interests me.. I feel like I have periods where I can go all day without eating.. but it doesn't seem healthy, since I've always been told that if you don't eat, then your body goes into starvation mode, and it becomes even harder to lose weight.
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Mar 19, 2014 16:12
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tuyop posted:Actually, lately I haven't been hitting 3300 just because my actual window has been reduced from 5-9 to like 7-9 due to workload. Juanito posted:Any online resource you recommend for reading more about intermittent fasting? It interests me.. No Wave fucked around with this message at 16:28 on Mar 19, 2014 |
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Mar 19, 2014 16:26
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Juanito posted:Any online resource you recommend for reading more about intermittent fasting? It interests me.. Yeah that's bullshit. If that were true I'd be a fatass by now. But check out the IF thread in YLLS if you're interested. "Starvation mode" isn't very well-understood IIRC but seems to only affect people if they have like a 1k/day caloric deficit. With IF you can just calculate your intake totals per week and you're free to consume those however you want. It's pretty sweet having 14000 calories per week, eating half a pizza, then taking a day off to balance it out and continuing as normal to hit your weekly deficit.
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Mar 19, 2014 16:29
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No Wave posted:What weight are you at right now? That was more simple carbs than expected. 6" 168lbs. I squatted 285x6 last month so I wouldn't say I'm "skinny".  And yeah, my diet has been poo poo lately. I'm kind of ashamed.
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Mar 19, 2014 16:34
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I'll second IF being awesome and point to the leangains thread in YLLS for those who are also interested in lifting. Read the general IF stuff first. It saves me a lot of money because I don't buy breakfast/lunches at work except for social events.
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Mar 19, 2014 16:39
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I drove to work today and am standing outside the tastiest thai cart in town , waiting for my extra-hot pad thai. Al least failure is delicious.
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Mar 19, 2014 20:26
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The woman in line in front of me was buying a soup and her card was getting rejected. She was obviously super embarrassed and upset. I asked if I could help and just paid for both of our orders (I got coffee). A few hours later I was walking by that cafe and the manager called me over. I guess the cashier pointed me out to him and he gave me like twelve bucks worth of chips and baked goods for being nice. Damnit man, I just want to be kind, don't turn this into a transaction!
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Mar 19, 2014 21:36
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In today's America you really should be on the news as a local hero by now. Anyway, I didn't eat out today. I tried microwaving a couple eggs at work and that turned out great, along with an avocado, a couple bananas on the drive and a few other things throughout the day. I think the thread is making this easy for me because it hasn't really been hard since I started.  Usually it's a struggle because I so want to leave the office but there's nowhere to go without having to drive, sit in the cold or feeling obligated to buy something.
Sephiroth_IRA fucked around with this message at 00:54 on Mar 20, 2014 |
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Mar 19, 2014 23:51
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Sephiroth_IRA posted:In today's America you really should be on the news as a local hero by now.
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Mar 20, 2014 02:45
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tuyop posted:The woman in line in front of me was buying a soup and her card was getting rejected. She was obviously super embarrassed and upset. I asked if I could help and just paid for both of our orders (I got coffee). You could have been the next guy to start another 'pay it forward' deal like what happened at that Tim Horton's a while back.
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Mar 20, 2014 05:13
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pancaek posted:You could have been the next guy to start another 'pay it forward' deal like what happened at that Tim Horton's a while back. I love that doesn't devolve into a prisoner's dilemma of ever-increasingly extravagant purchases. 
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Mar 20, 2014 05:34
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I ate out today  It couldn't be helped. I live close to my office, but I had to go to a customer location on short notice.
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Mar 20, 2014 17:48
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I ate at the cafeteria today but it was part of my budget that I allocated at the beginning of the month so I'm happy about it.
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Mar 20, 2014 17:51
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gently caress that I eat out for lunch everyday at work. On the bright side it's usually under 5 dollars a day, and if I go a lil crazy it'll be 7-8 dollars. I subsidize my eating habits by not having my own car or cell phone! Jesus christ though if I had a car and a cell phone I'd never be able to eat out. EVER
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Mar 20, 2014 17:52
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Nocheez posted:I ate out today Why didn't you just not eat? Are you a slave to food???
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Mar 20, 2014 18:31
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I paid $2,200 in taxes today. BFC General/Daily Discussion thread. Don't pay taxes today.
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Mar 20, 2014 18:42
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More like you paid the government back for the interest-free loan they were giving you today!
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Mar 20, 2014 18:44
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^ I like the way you think.Sundae posted:I paid $2,200 in taxes today. BFC General/Daily Discussion thread. Don't pay taxes today. $2460 for me to the ole IRS. State owes me $32.
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Mar 20, 2014 19:06
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Paid $1600 today to the dentist for my SO, with at least that amount again (and probably multiples of it) to come. Sigh.
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Mar 20, 2014 19:12
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spwrozek posted:^ I like the way you think. Ouch. I can't really complain since I totally owed the money (it was from unpaid quarterlies from my side business), but it still hurts, especially when you see that you've already had $23K withheld and STILL owe money. At least I'll only file for one state in 2014. I had to file in three for 2013.
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Mar 20, 2014 19:33
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Mine was due to about $10,000 in gambling winnings (free windows). I knew it was coming as well but it still sucks.
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Mar 20, 2014 19:59
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I got approved for a bonus  Now to be boring and put half of it toward debt
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Mar 20, 2014 20:14
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Veskit posted:I got approved for a bonus That is totally not boring. My bonus went taxes, charity, debt, ski passes for next year.
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Mar 20, 2014 20:16
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Veskit posted:I got approved for a bonus Yeah freedom is so boring!
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Mar 20, 2014 20:19
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tuyop posted:Yeah freedom is so boring! spwrozek posted:That is totally not boring. My bonus went taxes, charity, debt, ski passes for next year. Thanks for the encouragement. People in my life and around me don't get how nice a feeling it is finally having income and taking care of these things. My girlfriend's brain doesn't work in the money sorta way (she's fine with money though), the rest of my friends have ridiculous savings/income and or are taken care of by their parents still, and my coworkers are... well... awful with money and stare at me blankly when I ask questions about how our retirement plans work.
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Mar 20, 2014 20:21
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Veskit posted:Thanks for the encouragement. People in my life and around me don't get how nice a feeling it is finally having income and taking care of these things. My girlfriend's brain doesn't work in the money sorta way (she's fine with money though), the rest of my friends have ridiculous savings/income and or are taken care of by their parents still, and my coworkers are... well... awful with money and stare at me blankly when I ask questions about how our retirement plans work. I’ve found the best success in passing on the understanding of wealth = freedom by talking about tradeoffs and telling stories. To walk around China for a year would cost about 20k (say, $50/day), including airfare. What else does 20k get me? I could buy some things like a new bedroom set and a couple of one-week vacations to a resort and a ski trip. Or I could save that 20k and in a year or two when I have gap in my schedule, I could go to China and have a nice nest egg for finding a job when I get back. It’ll also be a lot easier because I won’t have to store a bedroom set and a ton of stuff I won’t use while I’m there. Not spending that 20k not only lets me spend the money on an incredible experience, but frees me from having to worry about pets and belongings. I don’t know who will watch my BASIL, though. 
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Mar 20, 2014 20:39
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Screw that I want a tempurpedic.
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Mar 20, 2014 20:48
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I managed to avoid eating out yesterday, I think I can do the same today. Right now I'm just looking forward to moving out and getting into my new home. Once everything is settled our monthly savings will be over $500 at a minimum. We're saving about 70% on the mortgage/escrow but the HOA brings us closer to 50-60% The HOA also covers our old water/sewer/trash pickup bills as far as I know.
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Mar 21, 2014 15:06
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tuyop posted:Why didn't you just not eat? Are you a slave to food??? I know, right? Every other day it's food, food, food.
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Mar 21, 2014 15:37
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I made the mistake of listening to Dave Ramsey's radio show this week. Also the finance related commercials on conservative talk radio are loving hilarious.
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Mar 21, 2014 16:25
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| # ? Apr 24, 2024 10:49 |
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THE RED MENACE posted:I made the mistake of listening to Dave Ramsey's radio show this week. Also the finance related commercials on conservative talk radio are loving hilarious. Go on....
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Mar 21, 2014 16:35
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