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Didn't eat out yesterday. Today was payday, and the most exciting purchase on each payday? Roth IRA contribution.
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Mar 21, 2014 16:48
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Just paid $28.17 for three beers at the airport.... The sad part is it will get worse in Vegas.
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Mar 21, 2014 16:54
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Your Dead Gay Son posted:Go on.... *Yankee doodle dandy plays in the background* Well fellow patriot, have you ever considered an all gold portfolio?
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Mar 21, 2014 17:08
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THE RED MENACE posted:*Yankee doodle dandy plays in the background* Lol fantastic.
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Mar 21, 2014 17:27
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I've got to pay for an exam, a new passport, and customs charges for stuff I'm importing all on the same day! I now have nothing in my current account, having to dip into savings. Whoops.
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Mar 21, 2014 17:55
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DrAlexanderTobacco posted:I've got to pay for an exam, a new passport, and customs charges for stuff I'm importing all on the same day! I now have nothing in my current account, having to dip into savings. Whoops. Did you set up your YNAB yet?
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Mar 21, 2014 17:57
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DrAlexanderTobacco posted:I've got to pay for an exam, a new passport, and customs charges for stuff I'm importing all on the same day! I now have nothing in my current account, having to dip into savings. Whoops. 
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Mar 21, 2014 18:02
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I also got paid today and I've been under my calorie limit each day this week and lost 2.6lbs since Monday  I've always said that budgeting and dieting basically the same thing, I'm good at being stingy spending money but not stingy with the food rammed down my gullet.
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Mar 21, 2014 18:24
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Juanito posted:What are you importing?  In all seriousness, some airsoft-related products. Toy weapon accessories. Going to sell them to people for  I only had to pay £90 which wasn't too bad. I think they actually undercharged me on the value. Veskit posted:Did you set up your YNAB yet? Not yet! I've been meaning to PM you 
DrAlexanderTobacco fucked around with this message at 19:01 on Mar 21, 2014 |
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Mar 21, 2014 18:35
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spwrozek posted:Just paid $28.17 for three beers at the airport.... The sad part is it will get worse in Vegas.
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Mar 21, 2014 18:45
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Is it bad that I'm considering moving into an apartment-share with someone for $180/month because I'll save like $3500/year instead of staying at my current apartment? I know I'll give up my privacy, but...$3500!
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Mar 21, 2014 18:50
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You'll have a bedroom won't you?
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Mar 21, 2014 18:52
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DrAlexanderTobacco posted:Not yet! I've been meaning to PM you You can do that, but there's a thread for YNAB, and there's also the budgeting thread for budget theories. Really just go get in what you can ASAP and sign up for a ynab class if they're around. They're really helpful. Also seriously go set it up we'll figure it out. Getting it rolling is the hardest part and after that it's smooth sailing.
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Mar 21, 2014 18:55
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EugeneJ posted:Is it bad that I'm considering moving into an apartment-share with someone for $180/month because I'll save like $3500/year instead of staying at my current apartment?
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Mar 21, 2014 18:58
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Your Dead Gay Son posted:You'll have a bedroom won't you? Of course, but have to share bathroom/kitchen/common area.
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Mar 21, 2014 18:59
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I was roommates with my two cousins who I'm awesome friends with. One of them was going through some "drama" in his life, and ignored/ didn't speak to his younger brother for about 6 months, it was an incredibly lovely/stressful situation to be living in the middle of while I was trying to go to school. They're mature grownups now, and all better.
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Mar 21, 2014 19:00
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lol the tenant ran off with the key today and wouldn't let any repair people in so now the sellers have to negotiate with me again because they won't get the work done before closing. Why I agreed to buy a house with a tenant in it was beyond dumb but at thankfully I was lucky and things worked out this time. Now I'm going to force them to do a lot of things (including paying for another inspector of my choosing) before I close. Lessons learned. Too bad I actually want this house because I could probably go further but risk losing it. edit: Time to dig in the mini fridge and get something to eat. Sephiroth_IRA fucked around with this message at 23:53 on Mar 21, 2014 |
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Mar 21, 2014 23:50
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Sounds like the kind of tenant that runs off with all the copper plumbing in the house, and dumps a bunch of cement down the drain..
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Mar 22, 2014 00:06
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As part of my ongoing flirtation with injuries and ailments, I had to have a bunch of dental care done and I dislocated my finger and had to go to the hospital. So I went to the non emergency trauma clinic and had them inspect my finger after it had been set on the spot by my phys ed professor. All good. And I paid the dental bills (~170 after student insurance so far) out of pocket while we sort out my dental coverage through the military. Today, we got a cheque from the dental insurance company, $330! Awesome! And we got a bill for the clinic, which turns out to be private. $287. What the gently caress, Alberta?
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Mar 22, 2014 00:14
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Yeah I've found that scouting out UrgentCare centers and what they charge/if they accept your insurance ahead of time saves *a lot* of hassle when you're in need of one.
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Mar 22, 2014 00:24
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EugeneJ posted:Yeah I've found that scouting out UrgentCare centers and what they charge/if they accept your insurance ahead of time saves *a lot* of hassle when you're in need of one. I had no idea that such a thing even existed in Canada. I mean, I know healthcare is provincial but I've never seen a private clinic before and there was no mention of a fee when I was there. I imagined like a McDonald's menu of procedures above triage. Yeah, I'll have an X-ray please. No I don't want to upsize to an MRI, it's just a dislocated finger.
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Mar 22, 2014 00:31
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Juanito posted:Sounds like the kind of tenant that runs off with all the copper plumbing in the house, and dumps a bunch of cement down the drain.. Yeah, that was the sudden realization I had when I found out about it, so I really lucked out.
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Mar 22, 2014 00:59
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I didn't have to pay for any of my work lunches this week  but then went and ate out at a taqueria tonight because I was jonesing for a crispy taco  One step forward, two steps back. Such is life when you love tacos 
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Mar 22, 2014 04:03
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I've finally saved up enough money to live off of last month's paychecks! Now I get to learn how to budget correctly because it will be a weird transition from living week-to-week to living month-to-month (I get paid weekly). I'm hoping that doing the month-to-month thing will make it easier to save/pay down student loans. I'm just worried I'll fall into a trap in the 4th week of each month "Oh, I get paid next week, I can go a little over..." 
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Mar 22, 2014 15:45
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Going to a restaurant on the weekend feels much better when I haven't eat out all week.
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Mar 23, 2014 00:04
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Would there be an audience for personal finance/frugality challenge threads? Like, "Commute by bike for April" or "Buy nothing new May"?
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Mar 23, 2014 00:11
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Are you master of your domain? I'm out.
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Mar 23, 2014 02:30
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Sephiroth_IRA posted:Are you master of your domain? Well I did a couple of those in my debt thread just to get to know my relationship with money better. Each one was a really good experience.
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Mar 23, 2014 02:54
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tuyop posted:Would there be an audience for personal finance/frugality challenge threads? Like, "Commute by bike for April" or "Buy nothing new May"? Hell yes. Do this
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Mar 23, 2014 03:51
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tuyop posted:Would there be an audience for personal finance/frugality challenge threads? Like, "Commute by bike for April" or "Buy nothing new May"? I'd be up for some fun challenges. Only thing with commuting by bike is that a lot of people don't commute at all or couldn't bike..
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Mar 23, 2014 04:00
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Juanito posted:I'd be up for some fun challenges. Only thing with commuting by bike is that a lot of people don't commute at all or couldn't bike.. The "buy nothing new" for a month challenge would be fun. There'd have to be exceptions for things that are necessities. And you'd have to be pretty honest with yourself what a necessity is.
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Mar 23, 2014 04:37
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The bike thing could be "bike or use transit or carpool". Driving yourself to work is a pretty big luxury that's taken completely for granted as necessary for most people. Nether Postlude posted:The "buy nothing new" for a month challenge would be fun. Yeah my rules were: Consumables are not new things. You can buy eggs. If a thing breaks, you can replace or repair it. Get a used thing if possible, but you probably need that thing. Used things that don't replace something count as new things. Basically, just don't buy anything that you don't eat, drink, or burn (in your car) for a month.
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Mar 23, 2014 04:45
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Nether Postlude posted:The "buy nothing new" for a month challenge would be fun.
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Mar 23, 2014 04:46
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E:Nevermind
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Mar 23, 2014 08:39
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Juanito posted:I think we can all agree that the best part of the challenge will be arguing about the details. As with everything. edit: never mind the stuff about my cable. Sephiroth_IRA fucked around with this message at 18:15 on Mar 23, 2014 |
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Mar 23, 2014 18:05
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tuyop posted:Would there be an audience for personal finance/frugality challenge threads? Like, "Commute by bike for April" or "Buy nothing new May"? I like the idea but as a boring old married guy who already carpools to work with his wife, I don't know that there are going to be many challenges I won't fail miserably at. Eating oatmeal at my desk this morning, sandwich packed from home for lunch. 5 lbs lost in my first week of counting calories
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Mar 24, 2014 13:11
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dreesemonkey posted:I like the idea but as a boring old married guy who already carpools to work with his wife, I don't know that there are going to be many challenges I won't fail miserably at. I saw this on extreme cheapskates, but doing a week where you spend no money at all would be a neat challenge. It'd also help clean out your freezer and pantry.
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Mar 24, 2014 13:57
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dreesemonkey posted:I like the idea but as a boring old married guy who already carpools to work with his wife, I don't know that there are going to be many challenges I won't fail miserably at. So you ate at a 2500 calorie deficit per day for a week*? You should probably rethink this diet plan. * 1lb of fat is ~3500 calories.
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Mar 24, 2014 13:59
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I would imagine(hope) some of that is water weight, as counting calories often comes with reduced alcohol intake.
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Mar 24, 2014 14:00
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Yea I think some of that was water weight this morning, I was a little dehydrated so it's probably closer to 3-4 lbs for the week. I don't want to derail too much, but I'm eating around 1600 calories a day. I'm not claiming counting calories is that great dietary wise, but it's simple and effective for me. It's pretty much a food-budget just making myself control my portions, not unlike spending money. And yea, I have a bunch of beer Nail Rat and I've only allowed myself a few over the last week. I'm eating so few calories because I'm an office drone and hardly get any exercise, seriously I sit at my freaking desk all day (I've been doing 2 mile walks a few times a week just to get out of the office). I know it's not much food but I do feel better and more energetic during the day. I've been trying to ride my bike on my trainer some evenings but I just got a flat on the bike so I need to repair that before I can continue (tire lever recommendations?). To continue the excuse train I have a toddler and home renovation projects going on so free time is pretty limited as well. For reference I'm 5'8" and started at 175.8 lbs last monday (171.6 today), so I'm not horribly overweight. I'd like to get down to around 160-165. Ideally when the weather changes and I'm done with my home renovations we're planning on walking more often at home, I want to get out on my bike, and I might start P90X3 or something for some semblance of strength training. Sorry for the derail, I don't feel that I'm wasting away yous guys and I certainly feel better than cramming my face with food all the time. It's just hard to find time to exercise proper
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Mar 24, 2014 15:18
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