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The most I've splurged in the last several months was going on two dates and buying myself an iron and a new file box for all my personal records. I've hit the wall where all the financial tips in the world won't help me any further. I need to increase my income.
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# ¿ Mar 18, 2014 14:29 |
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# ¿ May 3, 2024 13:11 |
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spwrozek posted:You think this counts as splurging?
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# ¿ Mar 18, 2014 14:51 |
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I ate at the cafeteria today but it was part of my budget that I allocated at the beginning of the month so I'm happy about it.
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# ¿ Mar 20, 2014 17:51 |
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Losing any more than 1-2 pounds a week, after accounting for like, daily fluctuations because you eat and drink poo poo, is unsustainable.
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# ¿ Mar 24, 2014 17:10 |
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Haifisch posted:On that note, I'm going to seriously look at Ting. I'm using nowhere near enough data to justify paying what I am for Sprint's unlimited data, and this way I could keep my phone! $15-$24/mo(based on my historical usage rates) is a pretty sweet deal. I know I bitched about Sprint's data network(which Ting uses), but it doesn't bug me that much. I'll get a $50 credit so clearly this is only out of the good of my heart. As actual content, I bought some cheap paintings on SA Mart that I liked, decided to actually use some of that money I budgeted for home furnishings, instead of just letting it sit there unused forever. 100 HOGS AGREE fucked around with this message at 12:25 on Mar 25, 2014 |
# ¿ Mar 25, 2014 12:23 |
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Today I had a plum, a boiled egg, and a spicy tuna salad sandwich for lunch. A lot of you guys in here would fit right in in Work Crew. Come join us.
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# ¿ Mar 26, 2014 16:11 |
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Veskit posted:loving getting there. Now is when the hard parts start to follow because I don't get special amounts of money anymore. By special I mean I had a 3 paycheck January and a bonus in March. Whatever though gently caress it still proud of my progress. I think I'm going to aim to put 500 toward my credit card bill and get that interest payment down. I'm getting hit for only (gently caress me) 95 dollars a month in interest. I would have posted more money now that I think about it but I helped out with car issues. I'll make it right bfc, right?
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# ¿ Mar 28, 2014 17:34 |
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Someday I'l see that light green tint. Someday.
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# ¿ Mar 28, 2014 21:07 |
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I have a liter of water in a coleman jug I chug throughout the day. I bring a lot of fruit to work, and carrot sticks (but more often just a whole carrot I snapped in half and threw in my lunchbox, for I am lazy).
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# ¿ Apr 10, 2014 17:36 |
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I've thought of making a MAME cabinet and renting it out to parties as a way to recoup the cost of constructing it, but yeah, arcades are holes you shovel money into.
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# ¿ Apr 17, 2014 12:24 |
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Quick tuyop, find some friends and charge them to use your weight set. While they're over upsell them some BASIL.
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# ¿ Apr 20, 2014 13:41 |
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I'm proud of myself because just about every shred of overtime I made in the last couple months went to savings.
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# ¿ May 1, 2014 14:13 |
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dreesemonkey posted:I could probably argue that a motorcycle might be a good option assuming this is strictly for pleasure (and you're not adverse to motorcycling)
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# ¿ May 2, 2014 18:39 |
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tuyop posted:Pretty much exactly that, yes. But since he's so fat he doesn't just eat 8 ounces, or even 16, but usually 32 oz of steak in a sitting. That's over two thirds of his net pay. On food.
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# ¿ May 16, 2014 12:34 |
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I have my credit card on autopay but I inevitably pay off the entire balance every month before it can trigger for some reason. I think, deep down, I still don't really trust it and like to know for sure it's paid off.
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# ¿ May 21, 2014 01:33 |
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dreesemonkey posted:Tuyop, been meaning to ask how school is coming along for you? Taste the meat, not the heat.
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# ¿ Jun 2, 2014 15:37 |
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I used to have AAA for like.... 10 years but I cut my bill by like 60% when I switched to Progressive earlier this year, and got better coverage. AAA is nice but they are absolutely garbage if you need a tow for a motorcycle, my bike broke down a couple months ago and it took them four hours to get a truck out. The truck driver told me that everyone hates doing tows for AAA for motorcycles because they don't pay for poo poo, and they only got him out to me because they basically gave up and agreed to pay whatever he quoted.
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# ¿ Jun 3, 2014 14:00 |
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I still have roadside assistance, just not with AAA anymore. I probably used it a couple times a year, last year my chain broke on my bike, and my alternator died in my car when I was a significant distance from the house.
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# ¿ Jun 3, 2014 15:21 |
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tuyop posted:I've only ever had to get a tow by driving down a dirt track ("tank road") in a sporty hatchback after a blizzard. Total cost in ten years of driving for roadside assistance: $100 There are no cabs in my area dude, I live in Michigan. The drive to my mom's to visit her is about 50 miles on I-75 each way. I break down halfway there and I can either wait 45 minutes for a tow and get my car taken home or to the shop, or wait probably the same amount of time until someone I know can get to me. And then I still have to deal with my car sitting on the side of the highway.
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# ¿ Jun 3, 2014 15:45 |
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Nail Rat posted:A tow a year? I've never had one.
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# ¿ Jun 3, 2014 16:04 |
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FrozenVent posted:You can get that discount just by asking for it even if you're not an AAA member like... 75% of the time
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# ¿ Jun 3, 2014 18:35 |
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My uncle was looking into cable plans because the cable at the house was in his ex's name and wanted to get new service since she moved out like a year ago (sheesh) and I managed to convince him to both buy a modem instead of rent one, and not to even bother with cable instead of buying the ultra expensive plan he was looking at. Small victories. I've seen the guy watch like 10 hours of cable in the last year, and he was looking at the premium packages
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# ¿ Jun 5, 2014 23:05 |
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If you were in my area I'd come play on your sportsball team GAYS FOR DAYS.
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# ¿ Jun 6, 2014 13:26 |
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I'm getting my wisdom teeth at the end of this month, so I was thinkin, hey, the cost of the procedure will fill out the required amount on a new chase freedom, so I can grab that and bam, 200 bucks to help pay for it. Instantly approved and I've basically doubled by available credit limit. Aw yea.
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# ¿ Jun 13, 2014 22:05 |
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4) Cars are lame ride a motorcycle and embrace the everpresent possibility of death.
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# ¿ Jun 15, 2014 12:40 |
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Sephiroth_IRA posted:edit: Anyone else having issues checking mint this morning?
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# ¿ Jun 16, 2014 16:29 |
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Got a new, better job!! Yay.
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# ¿ Jun 18, 2014 18:04 |
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It's still helpdesk, but more focused for a smaller company. This place that sells automated kiosks for like, workplace snack bars and poo poo. But it starts at 36k a year, which is 6k more than I'm making now. After I accepted the job offer and posted earlier I got a call and another interview tomorrow with Comcast Spotlight and during the phone interview earlier they said they could beat that job offer. So I'm goin in for an interview tomorrow morning before I go to the recruiter for the first job to sign paperwork. I guess this is like monitoring and reporting on their tv ad insertion. I'm kinda iffy on it but I'm gonna hear them out. Both places run 24/7 so either can potentially have crap hours but The Comcast gig would be 4-10s. When it rains it pours, I guess. Only crap thing is my employer match on my 401k contributions hasn't vested yet, so I'm losing like a grand and a half. It's not a lot in the long run and the higher pay more than makes up for it. But anyway, I finally did it, I've been saying for a while that I've basically budgeted as hard as I can already and what I really needed was more income, and now I've got more income. Super psyched but I'm also not looking forward to putting in my 2-week notice. I just know it's gonna be a big thing at work because I'm on a small team. But gently caress it, it's always gonna be bad timing for my company, they'll just have to deal with losing me. Maybe if they still weren't dragging their heels on getting me the raise I was promised six months ago I wouldn't have been looking for a new job so hard. 100 HOGS AGREE fucked around with this message at 03:34 on Jun 19, 2014 |
# ¿ Jun 19, 2014 03:19 |
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Yeah I interviewed with Comcast and while it sounded nice, my recruiter (who has contractors working at the same position I was interviewing for) convinced me into taking the job I accepted on Wednesday. I pretty much agreed with him that there was a lot better opportunity for growth at the small, growing company, and I'd be learning a lot more skills that would be leverage-able into future jobs if I decided I wanted to go somewhere else.
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# ¿ Jun 19, 2014 17:10 |
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Naw man I budgeted for the sale in advance!!!
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# ¿ Jun 19, 2014 20:03 |
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So BFC I'm gonna have like... I dunno, 4 grand more in net income over the next year compared to my last year. Which is significant for me. Everyone pick a BFC superstar and give me "advice" as if you were them.
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# ¿ Jun 20, 2014 07:31 |
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I might consider a yurt but I'd build an actual bathroom in it, I'm not making GBS threads in a bucket. Some of my interests actually align with tuyop's. hosed up but true.
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# ¿ Jun 20, 2014 16:58 |
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tuyop posted:A 4k yurt is only going to be like 100sq feet, so it might work as a shed or absurd car port. The total cost is probably more like 5k, though, in which case you could just get a prefab 10x10 shed for <2k.
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# ¿ Jun 20, 2014 17:17 |
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They are working on both a web version and an ipad version. They seem to be on Valve time in that dev cycle though.
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# ¿ Jun 20, 2014 19:40 |
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Great news! I had a little chat with my boss's boss's boss on Monday, he was trying to convince me to stay. I was polite but of course he did not convince me. But! He said at the end of our meeting that since he has to do workforce reduction anyway he's going to put me on the list and try to get me laid off, since it will help him to not have to fire someone else. I might get severance pay for quitting!
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# ¿ Jun 26, 2014 16:18 |
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Oh goodness I start my new job in three hours.
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# ¿ Jul 7, 2014 10:16 |
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tuyop posted:Would you be interested in being the middle-"man" on some international transactions? Do it. Help tuyop grow BASIL.
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# ¿ Jul 12, 2014 23:32 |
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Great news!100 HOGS AGREE posted:So, update:
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# ¿ Jul 14, 2014 22:08 |
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BFC, for the first time in my life I literally have more money than I know what to do with. I've brought in over four grand more this month than I normally do, due to this ridiculous situation where I quit my job and got severance.
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# ¿ Aug 1, 2014 00:40 |
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# ¿ May 3, 2024 13:11 |
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Nail Rat posted:Are you maxing IRA and 401k? Fully-funded emergency fund? lol no this is mostly going towards my private student loan.
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# ¿ Aug 1, 2014 21:20 |