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DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma
I really need to stop spending so much money on such useless poo poo. I'm still putting a good-ish amount away each month but I could save so much more. I've bought YNAB and will try making a budget tonight.

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DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma

tuyop posted:

Can you give us an example? :allears:

I'll go, last week I bought a Bluetooth speaker. 80 after shipping.

I just want one so bad. :negative:

As I said it's mostly small stuff that can add up. Pizza now and then (~£10), lottery tickets, games on Steam etc.

Absolutely fine in moderation (I'm preaching to the choir here :D ) But I don't keep track of what I buy apart from a cursory glance at my balance every few days. Which causes me to go "It's that low? Whaaa" etc.

DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma

tuyop posted:

Why would you ever buy lottery tickets?

Unless you just don't understand math, which I get, math is hard. But still, :psyduck:

Mostly it's a mental exercise for me. I'll spend £1 (£2 for a Euromillions ticket), and as I'm walking to or from work I'll run through what I'd do with the money. Whether I'd give any to specific friends, whether I'd buy a house or go travelling, whether I'd continue working depending on the amount... I actually find it pretty helpful to evaluate where I am in life, who I consider to be my friends.



Of course if I win I'll invest in your :siren:BASIL:siren: growing enterprise.

DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma
This thread actually promoted me to look at my finances properly. I need to stop spending so much on taxis, holy poo poo D:

DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma
I've got to pay for an exam, a new passport, and customs charges for stuff I'm importing all on the same day! I now have nothing in my current account, having to dip into savings. Whoops.

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DrAlexanderTobacco
Jun 11, 2012

Help me find my true dharma

Juanito posted:

What are you importing? :allears:



In all seriousness, some airsoft-related products. Toy weapon accessories. Going to sell them to people for :10bux:

I only had to pay £90 which wasn't too bad. I think they actually undercharged me on the value.



Veskit posted:

Did you set up your YNAB yet?

Not yet! I've been meaning to PM you :)

DrAlexanderTobacco fucked around with this message at 19:01 on Mar 21, 2014

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