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100 HOGS AGREE posted:I have my credit card on autopay but I inevitably pay off the entire balance every month before it can trigger for some reason. I had a bad experience just out of college while money was still pretty tight with autopay (cable company continued to take money out of my account after I'd shut off service and moved) so that really turned me off of autopay. Plus I don't want to end up overdrawn due to somebody fat fingering in the decimal point in the wrong place even though I know that isn't very likely. So I use online bill pay but I do it all as a "push" from me rather than a "pull" from the company billing me. It adds maybe 5 minutes of work a month but it is worth it to know I'm the one controlling my bills.
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May 21, 2014 12:27
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| # ¿ May 10, 2024 01:27 |
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Is there a discussion about High Yield Savings Accounts anywhere that I'm just glossing over? I'm way overdue to move my emergency fund in to one and not sure about the best options that aren't just super sketchy or likely to drop the yield a few months after the money is in. If this is the right place I'm looking for -Highest yield I can get at a place I don't have to worry about it not existing next year -Don't care if there is a small direct deposit requirement but don't want to have to redirect my whole paycheck there. Say $500 or less a month -Don't care about ATMs or physical locations, this is money I need to have liquid in case of an unexpected expense but it taking a few days to transfer over to my main checking doesn't matter. Any advice?
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Feb 2, 2024 13:31
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I'll give all of those a look, thanks.
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Feb 3, 2024 13:29
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