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J4Gently
Jul 15, 2013

I know it is controversial, risky, and probably unpopular here, but have you considered a 401k loan to pay off that credit card debt...
Also as the others say make sure it is a real team effort and those cards balances don't grow again once paid off.

It would be a disaster to take a 401k loan to pay off the CCs and then re-max the CCs and have that loan money outstanding.
If you have the discipline though, it is always a risky option.

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