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froglet
Nov 12, 2009

You see, the best way to Stop the Boats is a massive swarm of autonomous armed dogs. Strafing a few boats will stop the rest and save many lives in the long term.

You can't make an Omelet without breaking a few eggs. Vote Greens.

alwayslost posted:

Monthly Expenses
The good news is that I have no debt besides the student loans. Every day, I change my mind on what I should be tackling. One day, I want to shift everything toward paying off the student loans. The next, I want to max out my 401k contributions and open a Roth IRA. The next, I want to focus on saving for an engagement ring, followed by the wedding (no help from parents here), followed by a house. What is the smartest play for me?

I would suggest stopping the engagement ring savings for now, drastically reducing the amount you put into emergency savings and working on that debt. Is there any reason you can't immediately pay off that ACS student loan? I get that you're intending that money to be used for emergencies, but paying it off means you'll ultimately be paying less in interest.

froglet fucked around with this message at 16:46 on Apr 26, 2014

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