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Start talking to your girlfriend about your finances before you propose, because having the person you are marrying on board with how and when to spend money is much more important and has a lot more impact on your bottom line than a mere $105k in student loans. In addition, no matter how much you love her right now she's not a cosigner on those loans and will never be responsible for them in a divorce, so if she doesn't buy into the idea of a budget it's your head on the line for the rest of the marriage. Related to this, what to put money into first depends on two things: -the interest rate on the loans (for example, I took out $100K a decade ago and locked it in at 3.5%, so I'll be paying the minimum forever) -those loans are yours while any assets after your marriage will be held in common; again, no matter how much you love her, this stuff matters - which goes triple if she's asking for a $5K ring
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Apr 26, 2014 17:43
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| # ¿ May 10, 2024 07:26 |
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