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alwayslost posted:So is the whole "3 months salary" guideline bullshit? My girlfriend wants a diamond, and unfortunately she is convinced I'm buying her a 5k ring (with little consideration of my opinion, lol). I know its not the smartest financial decision, and I think diamonds are loving retarded, but I want her to be happy, too. It's bullshit, but it's so widespread that a lot of girls feel that way, not just the money grubbing ones. You can afford what you can afford. If she wants more, she either has to pitch in or wait until later in life for an upgrade.
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Apr 27, 2014 03:36
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Nocheez posted:I disagree with this statement. The ring is hardly worth what you pay for it, and insurance is just another expense that most likely will never be used. Save that money and take care of your belongings. Ring insurance is one of the best things. It's fairly cheap if you add it into your renter's/homeowner's policy and covers everything including accidental loss. For many people, an engagement ring is the 3rd most expensive thing they own after house and car. Whether or not the ring is actually worth what you pay for it is irrelevant. They insure it for the purchased (or independently appraised) price.
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Apr 30, 2014 19:03
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