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spwrozek
Sep 4, 2006

Sail when it's windy

You should check with credit unions on car rates, they always have deals going on. A few years ago I went from 5% to 1.9% during national credit Union week. If you have at least 6 months of payments I would go look now since they had no problem doing that for me. The sooner you lower that rate the better. If they tell you you have to wait all you lost out on is a bit time.

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spwrozek
Sep 4, 2006

Sail when it's windy

Just remember the bonus is up to 10%. Which means it could be 0%.

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