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SiGmA_X posted:I do not understand why Über doesn't buy something like a 100/300/100 policy for the drivers, and the 1MM CSL for when passengers are in the car... Because commercial insurance is really expensive. Personal vehicles really aren't used all that much: people drive them somewhere, then park and do something. Commercial cars are used more or less continually while the operator is working, so they have a lot more chances to get into accidents. Plus, the operator of a commercial passenger vehicle is subject to pressures from their fares to do dangerous things. Would you normally do 15 over the speed of traffic in a rainstorm? What if you had somebody screaming at you to get to the airport right now, and if they miss their flight (that they're already running late for) they'll give you one star that could get you fired? Uber's whole business model is based on shifting as much risk and expense as possible onto their pseudo-employees: capital costs like vehicle purchase, expenses like maintenance, and risks like breakdowns and accidents. A traditional taxi company will assume most of these (although they certainly have their own ways to screw over drivers, too). When you look at everything they do, Uber ends up seeming like some Marxist stereotype of a corporation designed to screw and exploit their employees as hard as possible.
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Jul 27, 2014 17:30
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| # ¿ May 16, 2024 09:52 |
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