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I've been through this process (SSDI) before myself and done a fair bit of research, so I can shine a bit of light and expand a bit on some core principles. SSDI defines disability in a very specific manner. In order to be considered disabled, you cannot be performing what is known as "substantial gainful activity", which in 2014 means performing work that earns you more than $1,070 a month (if you're blind the number is higher) minus any impairment related work expenses. If you are approved for SSDI payments and begin making more than that monthly amount, you will lose your benefits after a trial work period expires. You may be eligible to receive back-paid SSDI payments if approved which is good given how long the process takes, but mugrim is absolutely right that you'd better hope you have family that can care for you in the meantime if you can't afford to cover your own. While there is an income limit there isn't an asset limit (unlike SSI) so at least that is a plus. Additionally if you are approved for SSDI you can sign up for Medicare coverage after a 24 month qualifying period (deducted from your SSDI payment) and even if you later become fit for work you can maintain that Medicare coverage (you'll be paying the premium out of your own pockets though). SSDI also offers work training and job placement opportunities for the disabled through the Ticket To Work program. Mo_Steel fucked around with this message at 15:21 on Aug 28, 2014 |
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Aug 28, 2014 06:52
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| # ¿ May 16, 2024 07:40 |
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