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Nocheez
Sep 5, 2000

Can you spare a little cheddar?
Nap Ghost
Remind her that she's almost 50 large in debt right now. Using this windfall intelligently can dramatically improve her financial life, but she's got to get smart about knocking out the rest of the debt. Her monthly payments will be far lower than they were, and it will be easy to get back into the habit of spending it instead of paying for the junk she already has.

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