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Agreed. Hopefully you're managing to pay off this debt with your budget and the debt doesn't build up again (from what it sounds like, you've got it under control). Really the windfall will be more of "now we have $X more per month to save, how can we budget this to invest now that we don't have these debt payments to make?" Once you're ready to start investing with that extra income, check out the newbie thread and the long term investing thread for help. And condolences to your gf on her mother's death; it can't be easy to deal with all this stuff during such a painful time in her life. Definitely make sure she spends some of it (10% is fine imo) on a nice vacation or something as a reminder of her mom's generosity, but only if she wants to use it that way (maybe charity or something is more up her alley, you would know better than any of us what she would want).
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Sep 25, 2014 21:29
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| # ¿ May 21, 2024 10:35 |
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