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Yeah they're looking at utilization, not if there's a month to month balance. A ton of people in America don't actually understand how their credit score is calculated. Paying the full statement balance instead of everything you owe is going to leave money on there anyway because purchases this month come due next month. Even that can get you in trouble if you're not careful though. Don't put something on a card unless you already have money waiting to pay for it, and you are confident you can then not touch that money until you send it to the credit card company. Your credit score is not the score in a game, nor does it matter unless you're looking for a loan or another credit card. Just use your credit responsibly and that score will go up by itself and don't worry about it.
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Nov 16, 2014 13:26
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| # ¿ Apr 29, 2024 05:01 |
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Argh I just got a Discover It a couple days ago.
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Jan 5, 2015 15:26
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THF13 posted:The offer has been going for at least the last month and is open to anyone so you should be able to get the bonus. Call/chat/send a message to discover and say you meant to sign up for the $175 bonus. The worse that can happen is they say no. Yeah they said no. Oh well, it can't be helped.
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Jan 5, 2015 20:19
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Go talk to your bank/Credit union
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Jan 31, 2015 18:54
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SiGmA_X posted:The Amazon card definitely has the VISA logo on the lower-right.
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Feb 7, 2015 21:45
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| # ¿ Apr 29, 2024 05:01 |
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THF13 posted:Synchrony Bank is relatively new, they used to be GE Capital Retail Bank and most of the impressions people have with them are negative. They are a legitimate bank but their site/interface/support is not the best. I haven't had any actual issues with it though, all of my transfers and autopays have never had any problems. They do seem to take a day or so longer than my credit union does to clear funds though.
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Mar 30, 2015 20:47
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