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Sonata Mused
Feb 19, 2013

I'll show you... a nightmare...
Well, apparently my credit sucks enough that I can't get any cash back cards. Guess I'm stuck with this super low ceiling one. Sigh...

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Sonata Mused
Feb 19, 2013

I'll show you... a nightmare...
Can I ask s general credit card question here? I recently got the Discovery IT card and have been using it a good bit. The budget program I started using says that I should keep my spending in the 30% of max credit range to increase my credit score. Is that actually correct?

Sonata Mused
Feb 19, 2013

I'll show you... a nightmare...
Okay, cool. Thanks for the info.

Yeah, I'm paying off the card before it's due, so hopefully that means I won't ruin my FICO and stuff.

I'll probably look into getting a low APR card next.

Sonata Mused
Feb 19, 2013

I'll show you... a nightmare...
Oh, ok. I don't have any real reason to carry over anything, so maybe I don't need a low-apr then. I've been building a budget this last month too, but I'll still take a look at those threads. Thanks!

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