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Just signed up for Chase Freedom and Capital Quicksilver cards, both of which have a $100 cash bonus after you spend $500 the first 3 months. I've never used credit cards for day to day expenses or monthly bills, but this thread has inspired me to start milking some rewards out of them. I figure the Quicksilver can be my main card and I can take advantage of the 5% categories on the Freedom where I can. Being pretty dumb on the finer points of credit scores, I was kind of surprised to get rejected by the Double Cash card. Obviously the 2% would be nice to have over the 1.5% on the Quicksilver. I checked my info via CreditKarma and saw I'm in the "good" range and just below the average credit score normally accepted by the card. One thing I noticed is they show an open collections entry for some medical bill I thought I had paid months and months ago. I'm guessing this would cause a pretty good ding in my score?
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Jan 26, 2015 04:11
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| # ¿ May 15, 2024 22:58 |
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