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Cross-posting from newbie finance thread because I realize this may be a better fit: I recently signed up for the Sallie Mae Barclaycard and did a balance transfer from my old account because I'm pretty sure it said there was an intro 0% APR offer. I can't find any information about that now, and when I check my account settings it lists my overall standard purchase APR at 13.99% with a footnote that it may not reflect any intro or promotional offers. Anybody know how I can get a concrete answer to this? I usually pay the balance off in full every month, but this last weekend I was in a car accident and if I have the leeway then I'd rather keep some cash fluid and spread out my payments to take advantage of the 0% offer that may or may not exist.
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# ¿ Dec 9, 2014 20:18 |
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# ¿ Apr 29, 2024 20:32 |
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Thanks, I'll give it another shot. I tried calling a number I found on the website but didn't have any luck navigating the menus toward a real person.
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# ¿ Dec 10, 2014 00:49 |
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Teeter posted:Thanks, I'll give it another shot. I tried calling a number I found on the website but didn't have any luck navigating the menus toward a real person. Just updating this since customer service got back to me: There's nothing on the website, but there's a section on my full statement that itemizes the various types of balance on my account and the APR for each. Below that is a separate section that lists how much must be paid in order to cover the minimum required for not paying any interest.
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# ¿ Dec 10, 2014 19:43 |
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Massasoit posted:I see that the Sallie Mae Barclay card is no more. Will those of us that already have them be able to keep the 5% gas/grocery/bookstore benefit? It looks like I was still receiving rewards as of my last statement, and the reward section of the webpage still lists 5% on gas/grocery/bookstore. Do people just mean that Amazon is no longer being categorized as a bookstore? Aside from that, I'm also curious by what people mean by the Sallie Mae Barclay card being gone. If there is a better deal out there then I'm game for switching cards.
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# ¿ Oct 26, 2015 21:27 |
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I'm just now getting in to the world of signup bonuses and credit card rewards. For a while I've been making 90% of purchases on credit and then paying it off in full each month so I'd like to capitalize on that. I'm curious how it works out long term, though. I just got an Amex SPG which I will use for 3 months until I earn the bonus at which point I will get the Chase Sapphire Preferred. I typically spend about $1.5k - 2k per month which seems like it would get a minuscule amount of points compared to the sign up bonuses. Is there ever a point where it's worthwhile to continue using a card to accumulate points or does it sort of fizzle out after going through the initial bonuses? Is it really front-loaded with bonuses or do the benefits of churning continue indefinitely? I imagine that this becomes an endless cycle of opening new accounts, but I have good credit so I suppose I could deal with opening/closing a handful of cards every year in order to get free vacations out of it. Teeter fucked around with this message at 21:55 on Apr 15, 2016 |
# ¿ Apr 15, 2016 21:50 |
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# ¿ Apr 29, 2024 20:32 |
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khysanth posted:Huh. I can't remember if I received any sort of notice in the mail about this. What happens to my card? Pretty sure I'm still getting the 5% back on groceries and fuel... I'm in the same boat. From what I've gathered, it is just closed to new applicants. At some point they may cut our rewards but I imagine there will be some sort of notice ahead of time. Until then just keep milking it because this card kicks rear end.
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# ¿ Apr 19, 2016 22:37 |