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How big of a hit is it to my credit score if I cancel a credit card after 1 year? I had the Chase Sapphire Preferred and realized I don't travel as much as I thought I do, and while I did enjoy the big signup bonus I don't want to pay the annual fee next year. It also makes up 50% of my available credit.
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Nov 15, 2014 04:49
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Is Citi DoubleCash the best workhorse credit card for someone who doesn't travel much and doesn't have skewed spending habits across cash-back categories? (like, my spending is spread evenly among Amazon, grocery stores, etc.) I have a Chase Sapphire but I signed up for it primarily for the awesome intro Bonus (which I used to buy my mom a rowing machine off Amazon, I didn't even spend it on travel stuff which would have extended it even more) but now it's just a 1% cashback card with an annual fee pretty much. I guess I should travel more, but in the meantime is DoubleCash great? 2% across all purchases seems amazing
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Jun 23, 2015 17:54
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Is Citi Double Cash still the best cash back card for people who don't travel a ton? Just looking for the best cash back card, not a huge fan of revolving categories
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Mar 8, 2017 00:02
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I just got a Amex Blue Cash Preferred. The huge grocery discount (6%) is too good to pass up, as a man who loves to buy food from grocery stores. 10% off restaurants for the next 6 months is also cool
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Mar 10, 2017 21:32
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