|
asur posted:you might want to double check this. A quick look seems to indicate that sign up bonuses from SW cards count, but transfer from Chase Ultimate do not. You can apparently bypass this by transferring to Hyatt first, but it's a 2 - 1 transfer from Hyatt to SW. The easiest way I've heard is to apply for two of the SW cards with 50k offers. Yeah that was what I heard last time I checked. I did the SW Personal Card and the SW Business Card to get the companion pass.
|
#
¿
Nov 24, 2014 20:07
|
|
|
|
| # ¿ Apr 29, 2024 20:51 |
|
|
khysanth posted:A few months ago we picked up the Barclaycard Arrival+ and hit the sign up bonus. Today I was approved for the Chase Sapphire and will hit that bonus within the first three months. If its the Sapphire preferred you will probably want to transfer the points to a travel partner (SW, BA or United) for a flight. And then you might have to use the Barclaycard points to pay yourself back for the hotel or rental car. If you can't use one of Chase's travel partners, you could transfer the points to Hyatt, IHG or Marriot and then use the Barclaycard to help with flights.
|
|
#
¿
Feb 6, 2015 18:33
|
|
|
Being an authorized user on someone else's credit card doesn't impact your credit at all.
|
|
#
¿
Apr 26, 2015 16:58
|
|
|
If you can do the minimum spend of $4k in 3 months, I would just do the Sapphire Preferred and get the 45k points. You will want to downgrade to the regular Sapphire or cancel after 11 months to avoid the annual fee, but 45k Chase points is going to be better than anything else out there. In my experience, the no annual fee cards with no foreign transaction fees are also the worst for rewards. But luckily the fee cards with no foreign transaction fees also usually give good sign up bonuses. So my suggestion would be to get a different card every year. Do the sapphire this year, an Amex card next year, Wells Fargo Propel the next, and then maybe a BarclayCard, depending on who's offering the best bonus.
|
|
#
¿
May 4, 2015 18:24
|
|
|
I think you can setup text or email alerts for when her card gets used with Chase. I would recommend something like that, at the very least to give you quicker notice in case it gets stolen.
|
|
#
¿
May 19, 2015 15:02
|
|
|
I've transferred points from Chase to other people's frequent flyer accounts. From doing a quick google, it looks like its technically against the terms and conditions, but I wouldn't worry about getting in trouble unless you are like a serial card churner and manufactured spender who is probably already throwing up red flags.
|
|
#
¿
Jun 4, 2015 16:28
|
|
|
If you haven't gone for the Southwest Companion Pass, I strongly suggest you go for it now while they are offering 50k miles. According to the nerdy guys who do the math, 50k SW points are worth $1,400 in flights when you have a companion pass. So when you add up the bonus for 2 SW cards, the normal Sapphire bonus, and the normal Ink bonus, you are looking at like $6k in free flights.
|
|
#
¿
Jun 9, 2015 17:31
|
|
|
Baddog posted:fyi, I guess chase is getting more restrictive when you open a lot of new cards quickly. I got 2 chase cards and 4 other cards in the past three months, and they just denied me for a chase ink, giving that reason. I'd heard that doing 2 cards/month was reasonable, but I guess not anymore. Yeah I spaced out the 2 SW cards by 3 months, and then waited like another 3 to do the Ink and another 6 to do the Sapphire. I also had my wife transfer some points from her chase freedom so I could move them to SW.
|
|
#
¿
Jun 9, 2015 19:50
|
|
|
asur posted:Do you have a side business or is there a good way to apply for a business credit card if you do not? I consider my ebay and amazon.com sales as a side business. This link might be helpful to you http://millionmilesecrets.com/2011/06/09/3-ways-you-may-qualify-for-a-business-credit-card/
|
|
#
¿
Jun 9, 2015 20:26
|
|
|
SiGmA_X posted:Do you resell things for a profit, or sell your old stuff at market value - often less than what you paid for them? Just curious how far people push this. I sell plenty of stuff on eBay and some on Amazon, but it's all my old used stuff, sold at a loss. I don't have to report this to the IRS, and I don't consider it to be business activity but perhaps Chase would... I mostly sell old stuff, but at the time I was considering expanding to reselling things for a profit. Insane Totoro posted:What about if you want to travel for work and they don't give you a company card? I think that would count. Those are business expenses, and it would make sense that you would want to keep them separate from personal expenses.
|
|
#
¿
Jun 10, 2015 14:07
|
|
|
Dustoph posted:Those are business expenses for the company that you work for that are reimbursable to you. They are not business expenses for your own business that you own. There are lots of people who don't have any credit cards, or don't have a high enough limit to put a couple flights and a hotel stay on their personal card. They might have to use cash or debit to pay for travel expenses out of their own pocket and wait to get reimbursed. A business card would allow hopefully allow them to avoid paying anything until they are reimbursed by their company. Here's what one of the nerdy rewards guys has to say about it: http://thepointsguy.com/2013/05/video-srq-using-a-business-credit-card-to-separate-expenses/
|
|
#
¿
Jun 10, 2015 21:29
|
|
|
Blinky2099 posted:I'm trying to start babby's first CC min-maxing and am looking at a few options. Can someone help explain what this post means? Here's a quick overview: 1. Get the personal SW card with the 50k bonus (you have to pay the $99 fee) 2. Get the business SW card with the 50k bonus if you have some spending that qualifies for a business card (you will have to pay the $99 fee again) 3. You need to get to 110k points, so either try to get the other version of the SW card (plus if you already have the premier card and visa versa), spend an extra $6k on either card, fly 6k miles on SW, or transfer enough Marriott, Hyatt or Club Carlson points to get 6k points. That's more or less what you have to do to get the Companion Pass. Here some more info: http://thepointsguy.com/2014/11/southwest-companion-pass-16-things-every-flyer-should-know/ If you want to take full advantage of the companion pass, you are probably going to need more SW points. Best way to get SW points is through Chase signup bonuses. I waited a few months and then signed up for the Chase Ink Business Card and got 50k points. Then I waited a few months and signed up for the Sapphire Preferred and got 40k points. You also can transfer Freedom points to SW if you have an Ink or Sapphire Preferred card. You can also have your spouse/significant other transfer chase points to you so you can transfer them to SW too.
|
|
#
¿
Jun 16, 2015 19:26
|
|
|
ETB already covered the Citi DoubleCash. I just wanted to chime in to let you know you can downgrade your Sapphire Preferred to regular to avoid the annual fee and leave it in your sock drawer if you are concerned about your credit score and utilization.
|
|
#
¿
Jun 23, 2015 18:12
|
|
|
obi_ant posted:Hey Goons. I was looking at the Chase Sapphire Preferred card and I was interested in it. I wanted a little help in deciding if I should sign up for it. If you are comfortable booking your flights a long ways out, you would probably be best off transferring the points to miles partners. But deciding where to transfer them depends on where you fly out of and where you want to go. SW is pretty good for Mexico and the Caribbean. BA miles are good for Boston to Ireland and ok for NY to Madrid. United is alright for most destinations. I think there are good asia options but I don't know specifics. There's some good info here http://thepointsguy.com/2015/03/redeeming-chase-ultimate-rewards-points-for-maximum-value/ I would at least try the card out. If you don't find yourself using it enough to justify the $95 you can always downgrade to the free version before the fee hits.
|
|
#
¿
Jul 1, 2015 14:44
|
|
|
Hilton is offering to match Diamond status if you have IHG Diamond status, which comes with the Chase IHG credit card. https://millionmilesecrets.com/2015/12/10/the-easy-way-to-hilton-diamond-status/
|
|
#
¿
Dec 30, 2015 19:41
|
|
|
I'm going to be going to Spain in the fall. Any suggestions for a credit card to get some free nights? I just signed up for the IHG chase card and am planning on doing some of the contest entries to get more points. I already got the SPG personal card a few years ago, maybe SPG business or the Citi Hilton card?
|
|
#
¿
Jan 13, 2016 18:16
|
|
|
antiga posted:CSP has lots of travel benefits and it's obviously valuable if you use the chase freedom a lot. But unless I'm missing something, it doesn't seem great for general use over the long term. I always assumed it was promoted on blogs mostly because of the generous referral, but maybe I'm wrong. Thoughts? Almost none of the cards with good bonuses are worth using long term. I think most travel blogs promote CSP because lots of people have freedom cards, the points are really flexible, and it's pretty easy to get.
|
|
#
¿
Feb 3, 2016 02:34
|
|
|
I haven't had any issues transferring points to my spouse's Southwest account via Chase. I don't think you would have any issues transferring to her Hyatt or Marriott accounts. But as others mentioned the ratio is bad. Have you looked at some of the SW offers? I think those points count. You might be able to get 6k points by ordering flowers, doing their dining portal, getting a WSJ subscription and canceling, or getting a case of wine. Or you could just use the SW card for normal spend and wait a few months.
|
|
#
¿
Feb 24, 2016 15:44
|
|
|
Busy Bee posted:People here with both a Chase personal and business account - did you guys merge accounts or keep it separate? I'm thinking of just keeping it separate for now. I merged but then I canceled my business card and my login started getting deactivated a couple times a month until I got a rep that understood what was going on and created a new login for me.
|
|
#
¿
Apr 18, 2016 01:58
|
|
|
Any suggestions on getting to AUS from the US with miles? I'm pretty tapped out on AA and Chase, but my wife could probably do either, tho that's only 50k miles. I have 58k Avios, so that helps a little I think.
|
|
#
¿
Apr 28, 2016 21:23
|
|
|
Massasoit posted:In the next few years I'll probably be doing a decent number of domestic flights. Mostly Georgia, Texas and New Mexico, maybe California. Is there a card/airline that would be good for those areas? I have 3 cash rewards cards right now (citi DoubleCash, Barclays Sallie Mae, Discover) bit I understand travel cards may yield higher rewards rates if used for travel. If you don't mind SouthWest they serve those areas pretty well and you can pretty easily get a companion pass by getting 2 of the SW Credit Cards chase offers.
|
|
#
¿
May 25, 2016 21:33
|
|
|
Thufir posted:CSR approved same here I wonder if I would spend so much if I wasn't trying to meet min spend all the time
|
|
#
¿
Sep 15, 2016 20:09
|
|
|
Boxman posted:I have a straightforward question - Can I book on Southwest through the Chase Ultimate Rewards portal (thus earning the 25/50% redemption bonus on the Sapphire Cards?) You can't use the chase portal, but you can transfer points if you have the CSR or CSP (or Ink) to Southwest, which is likely a better value anyway. Sapphire is only really a good daily use card if you use the extra benefits, but the signup bonus is good enough that you don't have to worry about figuring that out for another year or so. Have you looked into trying to get the SW Companion pass?
|
|
#
¿
Oct 17, 2016 16:03
|
|
|
Pryor on Fire posted:I still don't get why everyone loves Schwab so much. Is it just the free checking/atms? Free checking/ATMs, good customer service, pretty good EFTs/Target Date funds for retirement funds as well
|
|
#
¿
Nov 3, 2016 17:10
|
|
|
If you can pay it off in a year just get a 0% APR card. Though I don't know if dealers there will let you use a credit card.
|
|
#
¿
Nov 24, 2016 00:54
|
|
|
Just go out to the bars a lot and take uber or lyft. That's what I did. Also Sunbelt rentals counts as travel, in case you are doing home improvement and need to rent something.
|
|
#
¿
Nov 30, 2016 21:35
|
|
|
Transferring to SW and then getting the companion pass is amazing value for your money, especially now that SW flights to the Caribbean, Central America and Mexico. I also transferred to BA a while ago but I'm still trying to figure out how to use those miles.
|
|
#
¿
Dec 2, 2016 18:23
|
|
|
Elysium posted:So if you just transfer 110,000 points to Southwest you automatically get the companion pass? Yeah you have to get the SW CCs, and right now the bonus isn't as good so it's harder to do. But the 50k promotion will be back sooner or later, so if you don't have to transfer your chase points now I might wait.
|
|
#
¿
Dec 2, 2016 20:42
|
|
|
Leon Trotsky 2012 posted:Discover is usually the easiest secured card to get. If that doesn't work you should see if your bank offers a secured card.
|
|
#
¿
Jun 16, 2017 14:12
|
|
|
|
| # ¿ Apr 29, 2024 20:51 |
|
|
I'm 6 months from being at exactly 5/24 and 10 months from being at 2/24. So I think I'm going to try to hold off on any new cards so I can get a chase card or two. I've already upgraded my Amex Blue Cash to the preferred to get a $250 credit. Anyone know if I can get similar upgrade deals out of Amex, Barclays or BoA? Or do I just have to call?
|
|
#
¿
Nov 8, 2017 16:08
|
|