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2014 was a good year and thankfully we ended it with no debts outside of our mortgages. Goals: 1) Stay free of CC debt 2) Our land loan is a 3 year jumbo and our goal is to have the cash to pay it off at the due date instead of refinancing which means we need $39k/year - realistically I'm hoping for between 75%-90% and a much smaller refinance. 3) Increase side-business income by $1500-2000/mo 4) Establish farm income by a number TBD, but at least enough to break even with input costs of chicken/cattle 5) Increase 401K contribution from 6% to 10% by mid-year / continue max HSA contribution
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Jan 1, 2015 19:51
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| # ¿ May 12, 2024 18:19 |
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OneWhoKnows posted:2014 was a good year and thankfully we ended it with no debts outside of our mortgages. My boss' boss asked me if I planned on being in the office this week (I mostly work from home) and said to stop on by any time. I didn't really think much of it at the time, but during the chat he asked me if I had been approached by any of our competitors lately. I said no (and I hadn't), but apparently a higher-up for a competitor was talking to a higher-up at my company during some event where too many drinks were had and said that he hoped I (specifically by name) was being paid well because my name had popped up at the top of the "poach list". The conversation ended with a healthy raise much to my surprise! So, to make a long story short, I went ahead and increased the contribution to 10%, next goal is going to be 15% by mid-year.
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Jan 30, 2015 21:07
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GoGoGadgetChris posted:1. Still possible... Averaged about $8,000/month between January and February Do you mean you're contributing 50% until you hit $18,000, then you'll drop your 401k contribution to 0?
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Feb 18, 2015 23:33
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