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js86
Jul 22, 2012
First time doing this here:

1. Have $20,000 put into my savings account. Currently at slightly under $10,000.
2. Have $25,000 in my 401k account. Currently at $12,000.
3. Keep my credit card debt at $0.00
4. Reduce my student loan debt from $30,000 to $20,000 on December 31, 2015
5. Do NOT buy any music gear in 2015. This one is probably going to be the toughest for me.

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